# Bank Account

> Local bank account and transaction tracker with multi-account support and backup. (iPhone/iPad app by Harden Consulting LLC.)

- Source: https://appshunter.io/ios/app/bank-account/id441685366 (this page in markdown: same URL + `.md`)
- Developer: [Harden Consulting LLC](https://appshunter.io/developer/366561891)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.10/5 from 32 App Store ratings · 78 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 6 MB
- Languages: American English
- Released: 2011-06-17
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/bank-account/id441685366/reviews.md

## What is Bank Account?

Note: this app keeps transactions locally on the device only, it does not sync or back up to the cloud automatically. Manual backups must be used.
You can now backup your transactions to .csv or .txt file and restore from a back up!

**All functionality is available for Free

-Manage multiple accounts!
-Shows a 'Total' Balance of all accounts
-Select the currency for each account
-Backup your transactions to .csv or .txt file
-Restore from a backup
-Add 2 widget options to your Home Screen
-Search for transactions
-Overview of balance, by month or by year
-Breakdown of expenses by category
-Ability to add a lock screen with Face/Touch ID
-Mark as Cleared
-Prompts user and asks if a transaction is the starting balance, if a starting balance has not been created yet.
-Simple to use
-Perfect for anyone to track their transactions, from checks to debit card purchases.

(Use for personal tracking of Bank Account balance only.  Check monthly with real bank statement to verify transactions)

A quarterly (every 3 months) subscription is available to remove ads for $.99 cents.  Cancel anytime. Please view the End User License Agreement here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Manage multiple accounts
- Total balance overview
- Currency selection per account
- Backup/restore transactions
- Search transactions
- Expense breakdown by category
- Lock screen option

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Remove Ads | $0.99 | per 3 months |


## What do users think of Bank Account?

Overall sentiment: mixed

**Pros**

- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized
- 👍 Great simple ledger app
- 👍 Simple, accurate, and stable
- 👍 Easy to use
- 👍 Simple and effective
- 👍 Saved me money
- 👍 Great app
- 👍 Very handy
- 👍 Great tool for balancing checkbook
- 👍 Easy to use
- 👍 Fantastic app
- 👍 Great and easy
- 👍 Simple and works
- 👍 Brilliant app
- 👍 Perfect for my needs
- 👍 Awesome app
- 👍 Great app
- 👍 Great product
- 👍 Useful app
- 👍 Easy to use without unnecessary gizmos
- 👍 Great and easy to use
- 👍 So easy
- 👍 Very helpful and simple to use
- 👍 Accounting 101
- 👍 Simple, easy, and usable by all ages
- 👍 Great for a dollar
- 👍 Pretty good
- 👍 Simple and easy to use
- 👍 Great app
- 👍 Easier than checkbook and pen
- 👍 Extremely helpful app
- 👍 Nice app
- 👍 Numerical passcode without enter button
- 👍 Notes section for transactions
- 👍 Best checkbook ever
- 👍 Awesome app
- 👍 Great yay!
- 👍 Nice App!!!
- 👍 Wonderful app
- 👍 Great app but simple
- 👍 One of my favorite apps
- 👍 Great App!!
- 👍 Awesome App
- 👍 Great app
- 👍 Great app, very helpful and easy to use
- 👍 Love it!!
- 👍 Great product
- 👍 Easy, simple app - perfect!
- 👍 Great and easy to use!
- 👍 So easy!
- 👍 Pretty good
- 👍 Great simple app
- 👍 Perfect App!
- 👍 Very nice!
- 👍 Simple and basic
- 👍 Awesome App
- 👍 Great app
- 👍 Just what I needed!!
- 👍 One good app out of hundreds
- 👍 Bank register
- 👍 Simple interface
- 👍 Great Interface
- 👍 User friendly
- 👍 Great app!
- 👍 Very helpful

**Cons**

- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow
- 🐛 Unable to change dollar amount
- 🐛 Useless after update
- 🐛 Doesn't work anymore
- 🐛 Ripoff, scam alert
- 🐛 Not working after last upgrade
- 🐛 Can't input transactions
- 🐛 Not working
- 🐛 Can't see date, different interface
- 🐛 Can't reconcile accounts
- 🐛 Won't add info between phones
- 🐛 No response from tech support
- 🐛 Check number and payee in same box
- 🐛 Interface is not intuitive/convenient
- 🐛 Rough interface
- 🐛 Can't get husband's activity linked
- 🐛 No enter button for passcode
- 🐛 Crashes frequently
- 🐛 Overly complicated
- 🐛 Doesn't have option to mark items as clear
- 🐛 Can't reconcile with wife's phone
- 🐛 Secondary user can't reconcile
- 🐛 Switching to secondary causes crash
- 🐛 Basic, wish for categorization

**Commonly reported bugs**

- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore
- Not working after last upgrade
- Can't input transactions
- Not working
- Can't see the date
- Can't reconcile accounts
- Won't add info between phones
- Check number and payee in same box
- Crashes frequently
- Can't reconcile with wife's phone
- Secondary user can't reconcile
- Switching to secondary causes crash

**Most requested features**

- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction
- Transfer between accounts easily
- Import/export capability
- Editable transactions
- See 'current' and 'cleared' balance per account
- Add transactions for the future (pending)
- Cleared function for bank statement balancing
- Separate entries for check number and payee
- iCloud support
- Note section for transactions
- Numerical passcode without enter button
- Recurring events
- Recurring transactions
- Notes section for more detail
- Password lock for security
- Categorize expenses

## Recent user reviews (10 of 78)

All indexed reviews: https://appshunter.io/ios/app/bank-account/id441685366/reviews.md

### 5/5 — Thank you for a great app

*2018-09-20*

I have been searching for a simple but functional account balance app and here it is. Multiple accounts, easy data entry, not over crowded with useless features. Thank you !

### 5/5 — Great app

*2018-07-20, version 2.0*

I had an app called Balance, loved it, updated my phone and no longer can use it. I searched high and low and cannot find one similar to what I had. This app is the best thing since sliced bread. Absolutely love it.

### 2/5 — Cheap Purchase Price, It’s Flaws Can Cost $100’s When You Overdaft

*2018-01-12, version 1.9*

Trying to get organized and avoid overdraft fees and this app looked good with all of the features... unfortunately there is too much goin in that it becomes a hinderance. Should you be in a busy shopping line at checkout and distracted while entering in your ledger you may forget you forgot to select “save” any one of the three times you have to select that option during a standard ledger entry. One would think that selecting “back” would equate to saving as in other apps I’ve tried, but not here. It doesn’t even so much as warm you your about to back out without saving your changes and carries in business as usual. Next thing you know your ledger is off and you have 2-3 overdrafts since you last crosschecked. Overdrafts are certainly users liability in most cases, but that’s what I am trying to fix with this app and it just misses the mark.

Simplify the entry process and don’t make so many steps for user to get distracted. I would MUCH rather have a duplicate entry saved during the exit process than I would have an item missing and no notification there was a user error. THIS APP OFTEN GETS USED ON THE GLY AND DISTRACTIONS CAN BE COSTLY.

Please redesign so user does not have to condition an inefficient workflow into their routines and it’d help greatly. I’m willing to give it another chance and revised review if the “save” issue is addressed.

Mahalo.

### 2/5 — Still haven’t found anything similar to my favorite android app

*2017-12-03, version 1.9*

I’m in need of an app that allows me to see all of my accounts (on one screen would be best), allows me to reconcile each transaction, lets me transfer between accounts easily and has the ability to import/export. Apparently that doesn’t exist in the App Store yet. Checkbook Plus for android did this perfectly, unfortunately he has yet to submit a version to Apple. It was free, kept all info on the device, allowed for importing and exporting, EVERYTHING was editable and for each account you could see the “current” balance and “cleared” balance. This has helped me stay on budget since I started using it. Since my recent conversion to Apple however, I can’t find anything similar that doesn’t require some type of subscription and has extra features that I’m not looking for. This one comes close, but is still lacking a few features. Perhaps updates will come in the future. Why is it so hard to find a simple app on Apple?

### 1/5 — Bad update

*2017-09-25, version 1.9*

Unable to change dollar amount after newest update. Now the app is useless!!!

### 1/5 — Doesn’t work anymore

*2017-09-25, version 1.9*

I paid for this and updated my iPhone and now it doesn’t work because the author won’t update his end. What a ripoff!!! SCAM ALERT!!!!!🚨🚨🚨🚨🚨🚨🚨

### 5/5 — Super ORGANIZED!!!

*2017-04-25, version 1.9*

Love this app help me track my accounts so well:)

### 1/5 — Not working after last upgrade

*2017-04-13, version 1.8*

Can't input any transactions and see them. It worked perfectly before. What happened?

### 1/5 — Not working!!!

*2017-03-30, version 1.8*

What happens it doesn't work you can't see the date and now it's different

### 5/5 — Great Simple Ledger App

*2017-02-02, version 1.7*

I too used to use the app Balance, and I'm sure there's always room for improvement with any app, but this app works great as is, and is just what I was looking for, simple, accurate, and best of all stable!

## Frequently asked questions about Bank Account

### What does this app do?

This app allows you to locally manage multiple bank accounts and track your transactions. It provides an overview of your total balance across all accounts, allows you to set currencies for each account, and helps you break down expenses by category. It's designed for personal use to keep a record of your financial activity.

### How do I back up my transactions?

You can back up your transactions to a .csv or .txt file directly from the app. This feature is crucial as the app stores data locally on your device and does not automatically sync or back up to the cloud. You can then restore your transactions from these backup files.

### Is this app free to use?

The app is free to download and use, but it does display ads. There is an optional quarterly subscription available for $0.99 that removes ads. You can cancel this subscription at any time.

### What devices is this app compatible with?

Based on the provided information referencing the End User License Agreement and Apple's legal terms, this app is likely designed for iOS devices. It is important to check the app store listing for specific compatibility requirements.

### What are the main benefits of using this app?

The main benefits include the ability to manage multiple bank accounts in one place, track all your transactions locally, and have the option to back up your data. It offers a simple interface for personal financial tracking, including expense breakdowns and balance overviews by month or year.

## Version history (last 5 releases)

### 2.9 — 2026-06-08

-Added 2 new widget options
-Minor bug fixes
--
-Added Setting to toggle running total
-Added Face/Touch ID option to lock screen
-Fixed a bug that showed the lock screen multiple times
-Added 'Cleared' option to each transaction, swipe on the transaction to 'Clear'
-Added a running total for each transaction
-Better UI on Account screen, swipe to Edit
-iOS 26 support

### 2.8 — 2026-05-26

-Added Setting to toggle running total
--
-Added Face/Touch ID option to lock screen
-Fixed a bug that showed the lock screen multiple times
-Added 'Cleared' option to each transaction, swipe on the transaction to 'Clear'
-Added a running total for each transaction
-Better UI on Account screen, swipe to Edit
-iOS 26 support

### 2.7 — 2026-05-17

-Added Face/Touch ID option to lock screen
-Fixed a bug that showed the lock screen multiple times
-Added 'Cleared' option to each transaction, swipe on the transaction to 'Clear'
-Added a running total for each transaction
-Better UI on Account screen, swipe to Edit
-iOS 26 support

### 2.6 — 2026-03-16

-Minor tweaks to iPad version
-Fix issue where price didn't refresh on the screen for iPad
-Show ads less often

### 2.5 — 2026-01-26

-Added new overview of balance, by month or by year
-Added ability to see a breakdown of expenses by category

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All apps by Harden Consulting LLC: https://appshunter.io/developer/366561891

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*