# Bank AI: AI Money Manager — AI Budget & Expense Tracker

> AI-powered personal finance manager for UK/Europe, no bank login required. (iPhone/iPad app by Stolen Orbit LLC.)

- Source: https://appshunter.io/ios/app/bank-ai-ai-money-manager/id6766186438 (this page in markdown: same URL + `.md`)
- Developer: [Stolen Orbit LLC](https://appshunter.io/developer/1896228877)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 105 MB
- Languages: American English
- Released: 2026-05-22
- Data updated: 2026-08-23
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bank-ai-ai-money-manager/id6766186438/reviews.md

## What is Bank AI?

BankAI is the AI money manager built for the UK and Europe.

No bank login needed. Import a bank statement or add your spending by hand, and BankAI turns it into a clear picture of your money. Ask anything, and the AI answers from your real numbers.

WHAT YOU CAN DO

• Import bank statements (CSV, Excel or PDF) and let AI read every transaction
• Add purchases in a couple of taps, or snap a receipt
• Track spending, income, categories and monthly cash flow
• Detect subscriptions and recurring payments
• Set budgets that follow how you actually spend
• Ask BankAI questions about your money and get answers from your own data
• See how your saving pace compares with people like you

YOUR DATA, YOUR HANDS

Most finance apps want your bank login. BankAI doesn't need one: you decide exactly what goes in, from a full statement to a single coffee. The AI does the boring part, reading, sorting and categorising, so you get the full picture without the spreadsheet.

AI INSIGHTS THAT USE YOUR REAL DATA

Ask questions like:
"Where did my money go this month?"
"How much did I spend on food?"
"What subscriptions am I still paying for?"
"Can I afford a weekend away?"

BankAI turns your data into clear summaries, useful insights and practical next steps.

PRIVATE BY DESIGN

BankAI reads only what you add yourself. No transfers, no payments, no access to your accounts. BankAI is not a bank, broker or financial adviser.

PLANS

BankAI is free to use with a weekly AI allowance. Core (1,99 €/month) unlocks 100 AI chats every week; Pro (4,99 €/month) removes the limits. Subscriptions auto-renew monthly. Terms: https://getbankai.com/terms-of-use · Privacy: https://getbankai.com/privacy-policy

## Key features

- Import bank statements (CSV, Excel, PDF)
- Manual spending entry and receipt snapping
- Spending, income, and cash flow tracking
- Subscription and recurring payment detection
- AI-powered financial insights and questions
- Budget setting based on actual spending

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BankAI Core | $2.99 | per month |
| BankAI Pro | $8.99 | per month |
| Bank AI Premium | $69.99 | per year |
| Bank AI Premium | $69.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/bank-ai-ai-money-manager/id6766186438/reviews.md

### 1/5 — UK: Avoid

*2026-05-30*

Do not pay for this app if you live in the United Kingdom. Local financial regulations mean that you cannot grant consent to this app’s financial data API provider(Powens).

**Developer response:** Hi, Paolo here, co-founder of Bank AI. You're right, and I'm sorry.

A regulatory issue on our banking partner's side means new UK connections can't complete right now, so the app genuinely doesn't work as it should here.

You shouldn't be out of pocket for that. The fastest refund is at reportaproblem.apple.com → "Request a refund" → pick a reason → select Bank AI. If that doesn't go through, email us at support@stolenorbit.com and I'll refund you myself.

Thanks for the honest heads-up. We're working to bring Bank AI back to the UK the right way, and I'll sort you out in the meantime.

Paolo

### 5/5 — Genuinely useful

*2026-05-23*

Found 2 subscriptions I forgot about (saved £30 a month)

## Frequently asked questions about Bank AI

### What is Bank AI's core functionality?

Bank AI helps you understand your finances by importing bank statements or allowing manual entry. It uses AI to categorize your spending, track cash flow, and provide insights without requiring your bank login.

### How does Bank AI handle user data privacy?

Bank AI is designed with privacy in mind. It only reads the financial data you explicitly add, such as imported statements or manual entries. It does not perform transfers, make payments, or access your bank accounts directly.

### What are the pricing tiers for Bank AI?

Bank AI offers a free tier with a weekly AI allowance. For more extensive use, a Core plan costs €1.99/month for 100 AI chats weekly, and a Pro plan at €4.99/month removes all limits. Subscriptions auto-renew monthly.

### Can I import my bank statements into Bank AI?

Yes, Bank AI supports importing bank statements in CSV, Excel, or PDF formats. The AI then reads and categorizes every transaction from these imported files.

### Does Bank AI require a bank login?

No, Bank AI does not require your bank login. You can import statements or add spending manually, giving you full control over what data is entered into the app.

### What kind of questions can I ask Bank AI about my money?

You can ask Bank AI questions like 'Where did my money go this month?', 'How much did I spend on food?', 'What subscriptions am I still paying for?', or 'Can I afford a weekend away?' based on your own financial data.

### What devices is Bank AI compatible with?

Bank AI is available for iPhone, iPad, and iPod. It is designed for users who want to manage their finances on Apple mobile devices.

### How often is Bank AI updated?

The latest version of Bank AI is 1.5.6, last updated on June 25, 2026. This indicates regular updates to improve functionality and address user needs.

## Version history (last 5 releases)

### 1.5.7 — 2026-07-03

A simpler BankAI, built around you.

• Set up in under a minute: import a statement or add spending by hand, no bank login needed
• Clearer plans: 100 AI chats a week on Core, unlimited on Pro
• Fixes and polish throughout

### 1.5.6 — 2026-06-25

See all your money in one place, and let AI make it make sense.

• Every account, one clear picture of where your money actually goes.
• No bank to connect yet? Import a statement and you're set up in seconds.
• A smoother, faster app from top to bottom.

Got an idea? Share it with us right inside the app.

### 1.5.5 — 2026-06-20

New: Refer a friend
• Invite friends to Bank AI and earn a cash reward each time one of them subscribes. Your friend gets a welcome bonus too. Just open Settings and tap "Refer a friend".
• We have also polished the experience and fixed a few things to make the app smoother and more reliable.

### 1.5.4 — 2026-06-17

• Missions — simple, guided steps to help you build better money habits

• Smarter AI insights — sharper, more personalised analysis across all your accounts

• Performance improvements and bug fixes

### 1.5.3 — 2026-06-16

Meet Daily Missions.

Bank AI now gives you one small, personalized money move every day,
built from how you actually spend. Bank 1% of your income, cap your
top category, or lock away this month's surplus before it slips.
Complete your mission, build a streak, and watch small daily gestures
compound into real savings.

What's new:
• Daily Missions: one tailored money goal each day, based on your real spending
• Streaks and milestones: keep your run alive, hit milestones, and share your progress
• Daily reminders so you never miss your move
• Faster, smoother, and more reliable across the app

## More apps by Stolen Orbit LLC

- [Holler: Walk Home Safety Alarm](https://appshunter.io/ios/app/holler-walk-home-safety-alarm/id6784734327)
- [CalPod: AI Calorie Tracker](https://appshunter.io/ios/app/calpod-ai-calorie-tracker/id6790913664)

All apps by Stolen Orbit LLC: https://appshunter.io/developer/1896228877

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*