# bank & borrow — Plan Vacation Club Stays > Disney Vacation Club trip planning and resort availability tool. (iPhone/iPad app by Austin Kirk.) - Source: https://appshunter.io/ios/app/bank-and-borrow/id1558277298 (this page in markdown: same URL + `.md`) - Developer: [Austin Kirk](https://appshunter.io/developer/1558277300) - Category: Travel - Price: Free with in-app purchases - Rating: 4.80/5 from 117 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 67 MB - Languages: American English - Released: 2021-04-15 - Data updated: 2026-10-17 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bank-and-borrow/id1558277298/reviews.md ## What is bank & borrow? Welcome Home! The bank & borrow app is your home for planning your next trip! SEARCH AND COMPARE Quickly browse multiple resort and room combinations to see the point cost for your planned dates. You can also limit your results to the maximum number of points you want to use! COUNTDOWN View your upcoming trips and count down the days until your next Welcome Home! DUES CALCULATOR Quickly calculate the dues for your current contracts or a future contract! WIDGETS Countdown to your next trip from the Home Screen of your iOS device! SHARE Share your upcoming trips so you can plan with your friends and family! ## Key features - Search and compare resort/room point costs - Check resort availability - Availability alerts for specific dates - Trip countdown timer - Dues calculator for contracts - Home screen widgets ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Plus Monthly | $2.99 | per month | | Plus Yearly | $29.99 | per year | ## Is bank & borrow safe? bank & borrow appears safe based on user ratings. The AppsHunter Safety Score for bank & borrow is 92 out of 100. This assessment is based on 117 user ratings, with an App Store average of 4.8 out of 5. Of 117 App Store ratings, 95.7% point to a safe experience, 1.7% suggest some concerns, and 2.6% point to a risky experience. ## Is bank & borrow legit? bank & borrow appears to be a legitimate app. The AppsHunter Legitimacy Score for bank & borrow is 88 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/bank-and-borrow/id1558277298/reviews.md ### 5/5 — Must have while waiting! *2026-06-04* I appreciated being able to use this while waiting on the ROFR monster on my first contract! I was able to “tentatively” get an idea of availability to plan our first DVC trip. The alerts are awesome! One enhancement idea is to add the ability to see how many rooms are available of that type. The overall aesthetic of the app is a nice touch as well. ✨ ### 5/5 — This app is SO helpful *2026-04-09* The experience is really clean, straightforward, and works so well. It makes a confusing and frustrating process so easy. I’ve found alerts to be super helpful for securing rooms and dates on time. This app is such a game changer!!! ### 5/5 — Excellent tool! *2026-02-21* So nice to keep track of multiple contracts & trips! ### 3/5 — Alerts too slow to be useful *2026-02-15* I put in multiple dates to have alerts sent to me. But I found those dates… Or at least some of them… By stalking the actual DVC site. The alerts are simply too slow to be useful. Often the days would be posted and then gone before any alert could come out. It’s a good idea, but it’s just not working. ### 5/5 — Must have app for DVC members *2026-01-21* I have used this app for a while and it has been a great tool to help track my trips and contracts. ### 5/5 — Excellent tool! *2025-11-22* So nice to keep track of multiple contracts & trips! ### 4/5 — Great App *2025-06-13* Love the app, I do wish though it would track your contract transactions like banking and borrowing. ### 5/5 — Works! *2025-04-02* Reminders are great ### 5/5 — Availability alert is amazing *2025-02-04* I wish there was an option to get an alert by email. ### 5/5 — Great simple tool *2025-01-23* Worth the money to be honest. Idk why Disney doesn’t just hire you to help make their site easier to see what’s available. Great app for new DVC owners or those who want to see how hard it really is to get the rooms they want! Thankful for tools like this that help me plan better ## Frequently asked questions about bank & borrow ### What does the DVC Toolkit app do? The DVC Toolkit app helps Disney Vacation Club members plan their trips. It allows users to search and compare resort and room options based on point costs for specific dates, check availability, and set up alerts for desired dates. It also includes features like a trip countdown, a dues calculator, and home screen widgets. ### What are the key features of the DVC Toolkit app? Key features include searching and comparing point costs for various resort and room combinations, checking real-time availability, setting up alerts for unavailable dates, viewing upcoming trips with a countdown, calculating DVC contract dues, and using home screen widgets for trip countdowns. ### Is the DVC Toolkit app free to use? The app offers some features for free, such as searching and comparing point costs, trip countdowns, and the dues calculator. However, advanced features like checking availability and setting availability alerts require a 'Plus' subscription. ### What are the common use cases for the DVC Toolkit app? Common use cases include planning a Disney Vacation Club trip by finding the best resort and room combinations for your points budget, quickly checking if specific dates are available at your desired resort, and being notified when a previously unavailable date opens up. It's also used for tracking upcoming trips and managing DVC contract dues. ### Can I share my trip plans with others? Yes, the app allows you to share your upcoming trips with friends and family. This feature is useful for collaborative planning and ensuring everyone involved in the vacation is on the same page regarding the itinerary and resort bookings. ## Version history (last 5 releases) ### 26.4 — 2026-10-15 DVC Toolkit is now bank & borrow! A New Name DVC Toolkit is now bank & borrow, with a fresh look and typeface to match. Same app, same account, same trips and contracts. Availability Alerts Retired Availability tracking and alerts have been removed, and plus along with them. If you subscribed, there's a note for you on the Account tab with additional details. Bug Fixes & Polish Various fixes and improvements for a smoother, more reliable experience throughout the app. ### 26.3 — 2026-06-25 What's New in Version 26.3 Point Management Track your DVC points like never before. Log banking, borrowing, and one-time use points to always know exactly how many points you have available for each use year. Improved Discounts Find current member discounts faster with new badges and filtering. Bug Fixes & Polish Various fixes and improvements for a smoother, more reliable experience throughout the app. ### 26.2 — 2026-02-20 What's New in 26.2 Discounts & Perks: Browse and save current DVC member discounts and perks. Scheduled Availability Alerts: Set your availability alerts to activate on a specific date, like your 7-month booking window, so you're notified at just the right time. Faster Booking: Added a quick way to jump straight to booking from your trip details and searches. Bug Fixes & Polish: Various fixes and improvements for a smoother, more reliable experience throughout the app. ### 26.1 — 2026-02-04 What's New in Version 26.1 - Flexible Search: A new way to search across a range of dates to find the best time to go. - Availability Alerts Without Saving a Trip: Get availability alerts for specific days or trips without having to save a trip. - Bug Fixes & Polish: Various fixes and improvements for a smoother, more reliable experience throughout the app. ### 26.0 — 2026-01-20 What's New in Version 26.0 - Bug Fixes: Addresses a freeze that could occur in the app when navigating to a calculated trip details view. - Performance Updates: Improved point charts and availability calendars for a smoother, more responsive experience. ## Apps similar to bank & borrow | App | Rating | Price | Category | | --- | --- | --- | --- | | [DVC Calculator](https://appshunter.io/ios/app/dvc-calculator/id893677210) | 3.9 (18) | Free | Travel | | [DVC Shop](https://appshunter.io/ios/app/dvc-shop/id1492519746) | 3.6 (10) | Free | Travel | | [Keyholder Vacations](https://appshunter.io/ios/app/keyholder-vacations/id6746447687) | 5.0 (2) | Free | Travel | | [DVC Calc](https://appshunter.io/ios/app/dvc-calc/id1672673223) | 5.0 (2) | Free | Travel | | [My DVC Plan](https://appshunter.io/ios/app/my-dvc-plan/id6754494921) | 5.0 (15) | Free | Travel | | [Rope Drop Guide](https://appshunter.io/ios/app/rope-drop-guide/id6737916985) | 3.6 (10) | Free | Travel | ## Related topics [dvc toolkit](https://appshunter.io/ios/topics/dvc-toolkit) · [dvc calculator](https://appshunter.io/ios/topics/dvc-calculator) · [dvc](https://appshunter.io/ios/topics/dvc) · [dvc rental](https://appshunter.io/ios/topics/dvc-rental) · [dvc resale](https://appshunter.io/ios/topics/dvc-resale) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*