# Bank Jago/Jago Syariah — Mobile transfer & track money

> Digital bank for spending, saving, and managing money with personalized pockets. (iPhone/iPad app by Bank Artos.)

- Source: https://appshunter.io/ios/app/bank-jagojago-syariah/id1539402234 (this page in markdown: same URL + `.md`)
- Developer: [Bank Artos](https://appshunter.io/developer/1511167377)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.80/5 from 276 App Store ratings · 104 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 218 MB
- Languages: American English, Indonesian
- Released: 2021-04-14
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/bank-jagojago-syariah/id1539402234/reviews.md

## What is Bank Jago/Jago Syariah?

With Jago/Jago Syariah digital bank you can transact, and manage money more easily & safely, straight from the app.

What are the many benefits of using the Bank Jago app?
- Create up to 60 bank accounts to manage your multiple financial needs, all in one app, free of monthly admin fee
- Bank anywhere & anytime from app, with 24/7 help from our customer support team
- Free GoPay top-up fee
- Free bank transfers (up to 150x!) & ATM withdrawals (up to 10x!)
- Super fast & cheap transfers with BI-FAST
- Seamless transactions with QRIS Jago - choose the Pocket as source of fund and manage expenses
- Withdraw cash anywhere & shop online with your Jago Visa/GPN Debit Card
- Pay bills, top up your phone, digital subscription (HubSpot, Adobe Express, Notion, Skillshare) & even donate to charity, all in one app
- Save for the future with Jago Deposits – withdraw anytime, no penalties, competitive interest rates.
- Tons of promos for new & loyal users.
- Connect with Bibit, GoPay, Stockbit & BFI Finance to make investing & spending a breeze.

1 app with many functions!
Open an account and do everything from your smartphone. Separate your emergency fund, vacation money, new phone savings, and even for Qurban? Done. Top up GoPay, invest in mutual funds with Bibit? Easy & Free! Transfer money? Secure! Pay bills? Schedule them! Split bills with friends? Fast & trackable.

Planning a vacation? Get a Jago VISA Debit Card to make payments anywhere in the world easy, without worrying about overspending. Create a new Jago VISA Debit Card via the Jago app at any time & simply wait for your card to be delivered to your address. Use your Jago VISA Debit Card for payments worldwide, wherever the Visa logo is displayed on ATMs and EDC machines. You can also link your card to a USD, SGD, EUR, AUD, or JPY Pocket to make transactions without needing to convert to Rupiah. Try the Foreign Currency Pocket feature to buy & save foreign currency, without waiting for bank operating hours or money changers. Monitor exchange rates & instantly buy or save your preferred foreign currency (such as USD, SGD, EUR, AUD, or JPY) whenever you feel the rate is right from the Jago app. You can also sell your foreign currency back to Rupiah instantly.

Save money on transfers with BI-FAST
With BI-FAST, you can send money in real-time, safely, efficiently & affordably to other banks such as BCA, Mandiri / Livin’ by Mandiri, BNI, BRI / Brimo BRI, Bank Syariah Indonesia BSI, Bank Neo Commerce, Seabank, BRI Agro / Raya - Bank Digital, BTPN Jenius, CIMB Niaga, ANZ, Bank Amar, Bank Allo, Bank Artha Graha, Bank Banten, Bank Bengkulu, Bank KB Bukopin, Bank Bumi Arta & more.

Every investment detail monitored, all in the Jago application - connected to KSEI
Forget the hassle of switching between applications just to check your balance and investment portfolio. From stocks and mutual funds to bonds, everything is neatly presented and synced with the latest KSEI data, in one view.

Easy and flexible investing on Bibit and Stockbit with your Jago RDN Pocket
Managing investment funds is now as easy as moving money between Pockets. Separate your investment capital in a Jago RDN Pocket so it doesn't get mixed up with your daily expenses. Top up and withdraw funds anytime with zero admin fees.

PT Bank Jago Tbk is licensed and supervised by the Financial Service Authority (OJK), Bank Indonesia, and is also a member of the LPS deposit insurance program. Jago Syariah abides by the rulings of the DSN MUI & is monitored by the Sharia Supervisory Board, offering a trusted option for managing finances according to Islamic guidelines.

PT Bank Jago Tbk
Menara SMBC Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav.5.5–5.6
Jakarta Selatan
E-mail: tanya@jago.com
Customer service: 1500 746 / 021 30000746

## Key features

- Open account in minutes
- 60 personalized spending & savings pockets
- Free bank transfers & ATM withdrawals
- BI-FAST for fast & cheap transfers
- Jago QRIS for quick payments
- Jago Visa/GPN Debit Card
- Jago Deposits with competitive interest

## Recent user reviews (10 of 104)

All indexed reviews: https://appshunter.io/ios/app/bank-jagojago-syariah/id1539402234/reviews.md

### 5/5 — Mantap

*2026-04-19*

Ok

### 2/5 — Investasi ribet

*2026-04-07*

Ribet banget klo investasi reksadana harus di direct ke aplikasi lain.

**Developer response:** Halo, Jagoan! Mohon maaf apabila terdapat fitur atau layanan Jago yang belum sesuai harapan kamu. Kamu bisa menghubungi Tanya Jago di nomor 1500746 / 021-30000746 atau e-mail ke tanya@jago.com untuk kami bantu cek kendalanya lebih lanjut ya. Agent kami dengan senang hati membantu kamu.

### 1/5 — Mau narik duit aja di permasalahin

*2025-12-05, version 8.78.0*

Tolong di perbaiki lagi masa narik duit aja di persulit

### 1/5 — APLIKASI GAK JELAS KELUAR KELUAR SENDIRI

*2025-12-04, version 8.78.0*

Kalau bikin aplikasi tu yg jelas sikit lh , org lagi urgent malah di jadi lambat aplikasih pantek gak sudi aku pakai jago lagi . Di hubungi gak ada respon ini manaa bos nya pecat ni karyawan

### 2/5 — Saldo Tidak Kembali di Transaksi Online Grab

*2025-12-04, version 8.78.0*

Ketika memesan ojek, dana dipotong. Tidak kunjung dapat driver dan transaksi saya batalkan, namun dana tidak kembali. Sudah hubungi Jago dan mereka minta bukti transaksi, sedangkan tidak ada bukti transaksi karena transaksi tidak ada. Sudah diberikan screenshoot mutasi transaksi di Grab namun uang tidak kunjung dikembalikan. Ini terjadi juga ketika ada transaksi pembatalan di grabfood. Saya yakin Jago pasti memiliki saldo unreconcile sangat banyak, jangan diakui pendapatan lain-lain ya karena ini uang pelanggan :)

### 3/5 — User Jago

*2025-12-03, version 8.78.0*

Sering error connection tiap mau payment qris dan transfer ke bank lain sangat mahal. Tolong diperbaiki, thank you jago.

### 5/5 — Jago

*2025-12-03, version 8.78.0*

Aplikasi perbankan yang paling keren, mudan digunakan dan banyak gratis transfernya, aplikasinya tidak ribet, daan terkoneksi ke aplikasi aplikasi lain seperti gopay shoppay dll

### 5/5 — a

*2025-12-02, version 8.78.0*

suka banget dpt promo adventure
sering sering ya bank jago

### 5/5 — Mantapp

*2025-12-02, version 8.78.0*

Cocok ni buat yang mau nabung

### 2/5 — Tidak responsif

*2025-12-02, version 8.78.0*

Saya sudah tlp call center, sudah juga kirim email perihal penggantian nomor hp. Akan tetapi link yang dijanjikam tidak dikirim juga

## Frequently asked questions about Bank Jago/Jago Syariah

### What does the Bank Jago/Jago Syariah app do?

The app is a digital financial application that allows users to manage their spending and savings in a practical way. It offers features like opening bank accounts, organizing finances with personalized pockets, making free transfers and ATM withdrawals, paying bills, and saving with competitive interest rates.

### What are the key features of the app?

Key features include opening a new bank account in minutes with no minimum balance or monthly fees, organizing spending and savings with up to 60 personalized pockets, free GoPay top-up, free bank transfers (up to 150x) and ATM withdrawals (up to 10x), fast and cheap transfers with BI-FAST, QRIS payments, and a Jago Visa/GPN Debit Card for transactions.

### Is the app free to use?

The app itself is free to download and use. There are no minimum balance or monthly fees for opening a bank account. While the core banking services are free, the app may offer in-app purchases for additional services or features, and it is supported by ads.

### What are the security features of the app?

The app employs multi-layer security systems to protect user data and money. Access is protected with biometric methods or a PIN, and each transaction authentication requires a password. The Jago VISA debit card is also protected without a CVV, with access to the CVV available only through the application.

### How can I use the app to save money?

You can save money by utilizing the free bank transfers (up to 150x) and ATM withdrawals (up to 10x) offered by the app. Additionally, the app provides Jago Deposits with competitive interest rates and no penalties for early withdrawal, allowing you to grow your savings effectively.

## Version history (last 5 releases)

### 8.93.0 — 2026-08-22

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)

### 8.92 — 2026-08-06

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)

### 8.91.0 — 2026-07-24

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)

### 8.90.1 — 2026-07-16

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)

### 8.90.0 — 2026-07-09

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
