# Bank Loan - EMI Calculator — Track loans, clear them sooner

> Personal loan and EMI tracker with smart reminders and local data storage. (iPhone/iPad app by Tilicho Fintech Private Limited.)

- Source: https://appshunter.io/ios/app/bank-loan-emi-calculator/id6479360205 (this page in markdown: same URL + `.md`)
- Developer: [Tilicho Fintech Private Limited](https://appshunter.io/developer/1679503525)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 44 MB
- Languages: American English
- Released: 2026-04-07
- Data updated: 2026-08-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bank-loan-emi-calculator/id6479360205/reviews.md

## What is Bank Loan?

See your whole debt clearly.

Keep every loan in one calm place. One home screen shows your total balance, the exact date you'll be debt-free, and the interest still ahead — then scroll straight into each loan.

WHAT YOU CAN DO
• Track your loans — principal, EMI, progress, and what's paid vs. remaining
• See your total debt and debt-free date update as you go
• Pay off faster: try any extra amount and instantly see the interest and months you'd save
• Know your exact figure to close a loan today, and the future interest it avoids
• Follow the full payment schedule — principal, interest, and balance, month by month
• Mark EMIs paid, add partial or early repayments, and filter the schedule with ease
• Celebrate every loan you clear, with the interest and time you saved

PRIVATE BY DEFAULT
• No login required
• Your financial data stays on your device unless you choose to back it up

PERFECT FOR
• Anyone paying down a home, car, education, or personal loan
• People who want to see the real cost of their debt and the fastest way out

PREMIUM
Upgrade to unlock:
• Unlimited loans
• Cloud backup and sync (Google Drive and iCloud)
• Passcode protection
• Dark mode
Available as Monthly, Yearly, or Lifetime plans.

Subscription Details:
- Monthly & Yearly Subscription
- Price: ₹149/month, ₹899/year
- Auto-renews unless cancelled 24 hours before end
- Manage subscriptions in App Store settings
Privacy Policy: https://boundless-drill-f1d.notion.site/Privacy-Policy-Terms-and-Conditions-331c42828f58807ca0f2c81563197c06
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Unlimited loan management
- Track paid and pending EMIs
- Smart EMI reminders
- Local data storage
- Google Drive sync
- Passcode lock
- Dark mode support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Yearly Premium | $8.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Lifetime | $9.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/bank-loan-emi-calculator/id6479360205/reviews.md

### 5/5 — Best Loan Tracker

*2026-07-30*

The debt free date and the part payment simulator are best things. Support is super👌

## Frequently asked questions about Bank Loan

### Does Bank Loan have ads?

Bank Loan is ad-free, allowing for an uninterrupted user experience.

### What are the subscription options for Bank Loan?

Bank Loan offers Monthly and Yearly subscription plans. The monthly plan is priced at ₹149/month, and the yearly plan is ₹899/year. Subscriptions auto-renew unless cancelled 24 hours before the end of the current period.

### How is my financial data secured in Bank Loan?

Bank Loan prioritizes privacy by storing all data locally on your device, with no login required. For added security, you can enable a passcode lock and optionally back up your data to Google Drive.

### Can I manage unlimited loans with Bank Loan?

The free version of Bank Loan allows for loan management. To unlock unlimited loans and premium features like Google Drive sync, passcode protection, and dark mode, you can upgrade to a premium subscription.

### Does Bank Loan work offline?

Yes, Bank Loan is designed to work offline, ensuring you can manage your loans and EMIs even without an internet connection.

### How often is Bank Loan updated?

The app is continuously improved with new features and performance enhancements. The latest version is 2.0, and it was last updated on April 9, 2026.

### What devices is Bank Loan compatible with?

Bank Loan is available for iPhone, iPad, and iPod devices.

### What is the age rating for Bank Loan?

Bank Loan has an age rating of +4, making it suitable for a wide range of users.

## Version history (last 3 releases)

### 2.1 — 2026-08-26

A calmer, clearer redesign.

• A new home screen shows your total debt, your debt-free date, and the interest still ahead — all at a glance, with a continuous scroll through every loan.
• Pay off faster: try any extra amount and instantly see the interest and months you'd save.
• A cleaner payment schedule with easier filters and clearer partial-payment tracking.
• A moment to celebrate when you clear a loan, showing the interest and time you saved.
• Accessibility improvements throughout — VoiceOver labels and support for larger text.
• Polish and performance fixes across the app.

Thanks for using the app. We'd love your feedback.

### 2.0 — 2026-04-09

- Fixed known issues to improve stability.
- Refreshed app icon.
- Integrated analytics and error tracking to enhance performance and reliability.

### 1.0 — 2026-04-07

No release notes.

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## More apps by Tilicho Fintech Private Limited

- [Loan Book & Debt Manager](https://appshunter.io/ios/app/loan-book-and-debt-manager/id1244075045)

All apps by Tilicho Fintech Private Limited: https://appshunter.io/developer/1679503525

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*