# Bank Midwest — Deposit, Pay & Manage Cards

> Secure mobile banking for account access, payments, deposits, and card management. (iPhone/iPad app by Bank Midwest.)

- Source: https://appshunter.io/ios/app/bank-midwest/id1226510695 (this page in markdown: same URL + `.md`)
- Developer: [Bank Midwest](https://appshunter.io/developer/533868912)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 1,311 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 52 MB
- Languages: American English
- Released: 2017-04-24
- Data updated: 2026-08-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-midwest/id1226510695/reviews.md

## What is Bank Midwest?

Banking for moments that matter, now available wherever you are. The Bank Midwest mobile app gives you clear, convenient banking backed by real people who know your name.

For more than 140 years, we've combined modern banking tools with genuine small-town service. The app brings that same straightforward approach to your phone, so you can manage your money anytime, anywhere.

It's free* and lets you:

- Deposit checks using your mobile device **
- Pay bills 
- Transfer funds between your internal and external accounts
- Turn your debit card on or off in seconds
- Set debit card controls by location, merchant type, or purchase amount
- Check your account balances and recent activity
- Find your nearest Bank Midwest branch or ATM

No gimmicks. No hidden fees. Just honest banking that keeps you in control, with the peace of mind that comes from real people behind it. And if you ever need a hand, our 100% local support team is just a phone call away. No automated menus, no long waits.

Your deposits stay local, too, helping neighbors, small businesses, and farms across Iowa, Minnesota, and South Dakota thrive.

Bank confidently. We're here for the moments that matter.

Visit bankmidwest.com to find a branch near you.

Member FDIC.

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Mobile Deposit may be subject to qualification. Deposits may not be available for immediate withdrawal. Restrictions apply.

## Key features

- Secure account access
- Bill and friend payments
- Debit card management
- Mobile check deposit
- Account balance and activity
- Fund transfers
- Branch and ATM locator

## What do users think of Bank Midwest?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 👍 Smooth flow
- 👍 Great app
- 👍 Makes mobile banking easy

**Cons**

- 🐛 Login issues after updates
- 🐛 Frequent errors and crashes
- 💰 Unnecessary service charges

**Commonly reported bugs**

- Login screen freezes
- Face ID not working consistently
- App crashes after updates

**Most requested features**

- Improve login experience
- Fix compatibility issues

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/bank-midwest/id1226510695/reviews.md

### 5/5 — Bill

*2024-06-28, version 9.8.5*

Great bank, good people.

### 5/5 — Smooth

*2023-06-14, version 9.8.5*

Nice flow

### 1/5 — Review

*2023-05-02, version 9.8.5*

App works well, but why charge me a $2.00 service charge on an account that has $2.67 in it. Way to go!

### 5/5 — Great app!

*2022-07-01, version 9.6.3*

Makes mobile banking easy

### 5/5 — Easy to use

*2022-04-16, version 9.1.18*

Bank Midwest has a very easy to use online system

### 1/5 — Terrible update

*2021-08-13, version 9.1.18*

After the last update I can’t even log in without making a new password every time. After using the password once it tells me it’s invalid and then I start the process again. We never had this issue before their big update.

### 5/5 — Easy!

*2021-02-20, version 8.0.5*

This makes banking so easy!

### 2/5 — Log in

*2020-09-08, version 8.0.5*

Every since I have installed the latest update, I can’t log in.  Pop up box says bad request.

### 1/5 — Latest update

*2019-10-10, version 8.0.2*

Since the last update. Takes way too long to get to the screen to sign in, even it it does, before my name was there and I only needed to put in password, now I have to do both. Most of the time I have to delete the app and re-download.  Most frustrating.

### 1/5 — Terrible upgrade

*2019-09-18, version 8.0.0*

Ever since the last upgrade, Face ID only works the first 1-2 times I access the app.  After that, I get a “bad request” message and have to reload the app.  You will lose customers if it doesn’t get fixed.

## Frequently asked questions about Bank Midwest

### What can I do with the Bank Midwest Mobile app?

The app allows you to securely access your accounts, pay bills or friends, manage your debit card by turning it on/off or setting limits, deposit checks using photos, view balances and activity, transfer funds between accounts, and locate branches or ATMs. You can also log in using Touch ID or facial recognition.

### Is the Bank Midwest Mobile app free to use?

Yes, the app itself is free to download and use. However, your wireless service provider may charge for connectivity and data usage when accessing the app.

### Do I need an online banking account to use the mobile app?

Yes, you must be enrolled in online banking to use the Bank Midwest Mobile app. Your online banking credentials are used to log in, and settings like bill pay details are managed through online banking.

### How does mobile check deposit work?

You can deposit checks by taking photos of them through the app. Mobile deposit enrollment is subject to qualification, and deposits may not be available for immediate withdrawal. Restrictions apply.

### What security features does the app offer?

The app is secure and uses your online banking credentials to log in. It also supports biometric login options like Touch ID and facial recognition for enhanced security.

## Version history (last 5 releases)

### 10.1.2 — 2026-08-05

The primary mobile banking functionality remains the same, the visual experience has been refreshed to provide simpler navigation and a more modern interface.

Key updates include:
•	Cleaner, modern design with a streamlined menu for services and settings
•	Quick-access navigation shortcuts at the bottom of the screen.
•	Redesigned account hub grouped by account type
•	Color-coded transactions for easier viewing of debits and credits and a new account spending summary by month or quarter.

### 9.15.3 — 2024-12-04

Enhanced UI and performance improvements.

### 9.8.5 — 2023-01-03

Enhanced UI and performance improvements.

### 9.6.3 — 2022-06-23

Enhanced UI, bug fixes and performance updates! Spanish feature within the language settings has been added.

### 9.1.18 — 2021-07-26

-Move money faster 
-Text alerts  
-Chat support

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## More apps by Bank Midwest

- [Bank Midwest Mobile Insurance](https://appshunter.io/ios/app/bank-midwest-mobile-insurance/id1477410862)
- [Bank Midwest Business Banking](https://appshunter.io/ios/app/bank-midwest-business-banking/id1565969327)
- [OnePlace Basic Banking](https://appshunter.io/ios/app/oneplace-basic-banking/id6445828350)
- [OnePlace Plus](https://appshunter.io/ios/app/oneplace-plus/id6445828441)

All apps by Bank Midwest: https://appshunter.io/developer/533868912

## Related topics

[midwest bank digital banking](https://appshunter.io/ios/topics/midwest-bank-digital-banking) · [midwest bankcentre business](https://appshunter.io/ios/topics/midwest-bankcentre-business) · [oregon bank](https://appshunter.io/ios/topics/oregon-bank) · [great midwest bank](https://appshunter.io/ios/topics/great-midwest-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*