# Bank Millennium

> Mobile banking app for managing accounts, cards, loans, deposits, and payments. (iPhone/iPad app by Millennium bcp.)

- Source: https://appshunter.io/ios/app/bank-millennium/id412646128 (this page in markdown: same URL + `.md`)
- Developer: [Millennium bcp](https://appshunter.io/developer/361329367)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 1,387 App Store ratings · 102 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 286 MB
- Languages: American English, Polish
- Released: 2011-01-11
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-millennium/id412646128/reviews.md

## What is Bank Millennium?

Bank Millennium mobile app easily adapts to individual needs. It is convenient, easy to use and offers a far wider freedom when it comes to managing finances your way. The mobile app is available in Polish and English.

Accounts:
•	Balance account, history and details
•	Transfers between own accounts, domestic, instant, to phone number
•	ZUS and tax transfer
•	Phone top-ups
•	Defining and editing beneficiaries
•	Applying for overdraft and overdraft increase
•	Account number sharing
•	Downloading and sending PDF files with transaction confirmation
•	Repeating transfers
•	Return transfer
•	Upcoming payments list
•	My finances summary

Cards (debit, credit, prepaid):
•	Adding cards to your Apple Pay wallet from the mobile app
•	Cards history
•	Repaying credit cards
•	Transfers from credit cards
•	Topping up prepaid cards
•	Increasing credit card limit (available as a special offer)
•	Activation/blocking cards
•	Defining/changing PIN code
•	Changing transaction limits
•	Blocking cards outside EU
•	Convenient instalments on a credit card

Deposits:
•	Viewing deposit details
•	Opening a deposit
•	Deposit redemption

Loans:
•	Details, repayment plan and credit history
•	Taking new loans (available as a special offer)

Insurance:
•	Motor insurance
•	Travel insurance

BLIK mobile payments:
•	BLIK transfer to mobile
•	Payments in traditional and online shops
•	Withdrawals from ATMs
•	Issuing checks

Other:
•	Apple Watch
•	Login with Touch ID
•	3D Touch support
•	Tickets and parking fares
•	Cinema tickets
•	Automatic payments for motorways
•	Widgets before logging in with account and card balance, BLIK codes, access to loyalty cards
•	Bank branches and ATMs map
•	Exchange rates
•	App desktop customization
•	Finance Manager
•	Loyalty cards service
•	Push notifications

Access to the mobile app is protected with an individual PIN code (or Touch ID service), and operations have to be additionally confirmed with a password.
More about Bank Millennium mobile app at https://www.bankmillennium.pl/en/electronic-banking/mobile-banking/mobile-application-individuals-business.
More about Bank Millennium products at https://www.bankmillennium.pl/en/.

## Key features

- Account management and transfers
- Card management and payments
- Deposit and loan management
- BLIK mobile payments
- Insurance services
- Loyalty card integration
- Finance Manager tool

## What do users think of Bank Millennium?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Lots of features and functionalities
- 🤗 Great customer service
- 🌟 Excellent app overall

**Cons**

- 🐛 Crashes and bugs after updates
- 🤔 Confusing UI changes
- ⚠️ Compatibility issues with new devices
- 🙄 Unnecessary features/clutter
- 🤦‍♀️ Frustrating password system

**Commonly reported bugs**

- App crashes on login
- Transaction history not displaying correctly
- Unable to link app to account
- Compatibility issues with iOS 7 and newer

**Most requested features**

- Add support for Apple Pay
- Introduce swipe back gesture
- Optimize app for tablet devices
- Improve transaction history display

## Recent user reviews (10 of 102)

All indexed reviews: https://appshunter.io/ios/app/bank-millennium/id412646128/reviews.md

### 5/5 — BEST BANK EVER

*2026-06-04*

I can not fault them, the security measures, communication, the ease of use of the app and the banks services, tailored app and services to suit you, kindness, attentiveness of the staff, and so on. If you’re looking for a bank, Join Millenium, you will not regret it!

**Developer response:** Thank you very much for your kind words! Regards, Bank Millennium Team

### 5/5 — Top Tier

*2026-02-04, version 4.111.0*

I bank with Millenium here in Poland. As far as my experience goes, top notch bank for customer service as well as app functionality.

### 1/5 — terrible bank terrible app

*2025-09-26*

The worst bank you can imagine. You will regret dealing with this bank every time you use its services. A unique mix of incompetence and bureaucracy, and a clear example of the consequences of a de facto monopoly in Portugal's financial services market

**Developer response:** You are referring to the Polish Bank Millennium app. Please verify if you want to comment on this app or the Portuguese Millennium bcp app. Regards, Bank Millennium Team

### 5/5 — The customer

*2025-09-04, version 4.106.0*

Very good bank my whole family it’s with that bank people always are welcome easy app to use well recommend Malbork best customer service

### 5/5 — Pretty good

*2025-07-19*

The app actually works surprisingly well.

**Developer response:** Thank you for your rating. Enjoy using your app. Regards, Bank Millennium Team

### 1/5 — iPhone 16 incompatible!!

*2025-04-16, version 4.101.2*

I have used the Millennium app for donkeys years, and always successfully with the latest and greatest iPhone releases until now… I purchased my iPhone 16 when it was released. Sporadically I try and activate the app on my new phone. Thus far it has never worked ! After sending the SMS, the clock whirrs round and round until it says it cannot connect and then blocks me for 15 minutes. This is recurring loop and never changes. I still have to log in via my old iPhone to look at my account which is highly frustrating !! 

Come on developers, I can’t be the only customer that this is happening to ???

### 1/5 — Amazing bank but they changed the app

*2025-04-06, version 4.101.1*

I don’t know what end user study they did on the UI changes they’ve made in the banking app. I can’t even find how to make a simple bank transfer anymore, they’ve changed everything around, reworded things and it’s an absolute mess. The bank has been amazing for me for 10 years but in this current format this application is now useless. 

I need my bank app for banking not to enter competitions or offers on unrelated financial things.

### 4/5 — Not bad

*2025-04-03*

The app works pretty well. However, it’s disappointing that it’s not possible to create a virtual card. 
Also, I wish they introduced the swipe back gesture, which would make the app easier to use.

**Developer response:** Thank you for your feedback, we will analyse your suggestions. Regards, Bank Millennium Team

### 5/5 — Kosta

*2024-12-30, version 4.98.3*

Amazing app 💯🔝

### 5/5 — Lots of Products

*2024-11-11, version 4.97.0*

For a non Polish citizen the bank offers easy to understand products and great staff in their main Rzeszow branch. Very happy!

## Frequently asked questions about Bank Millennium

### What can I do with the Bank Millennium mobile app?

The app allows you to manage your bank accounts, view balances and transaction history, and make various types of transfers including domestic, instant, and to phone numbers. You can also manage your debit, credit, and prepaid cards, including activation, blocking, and setting PINs. Additionally, you can open and manage deposits, apply for loans, and purchase insurance.

### What are the key features for managing money?

Key features include detailed account overviews, a summary of your finances, and the ability to set up recurring payments. The app supports BLIK mobile payments for online and in-store purchases, ATM withdrawals, and check issuance. You can also manage loyalty cards and use the Finance Manager tool for better financial planning.

### Is the Bank Millennium app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core banking functionalities. However, specific financial products like loans or insurance may have associated costs.

### What languages does the app support?

The mobile app is available in both Polish and English, making it accessible to a wider range of users. This allows for convenient management of your finances regardless of your preferred language.

### How is my account secured on the app?

Access to the mobile app is protected with an individual PIN code or Touch ID service for login. All operations performed within the app require an additional confirmation with a password, ensuring a high level of security for your financial transactions.

## Version history (last 5 releases)

### 4.118.0 — 2026-08-12

What's new for you in this version of the app?
- The My online shopping section, a set of features that allows users, among other things, to check which stores and services have their card details saved.

### 4.117.0 — 2026-07-14

What's new for you in this version of the app?
- Dark mode available in the app settings
- Millennium VISA Raz online card – a new card for online payments, whose details are refreshed after every use
- Foreign currency transfers with an intuitive form
- Shortcut for quick deposits into a child’s account
- Revamped investment questionnaire
- Identity verification using mDowód as part of the Millennium ID service

### 4.116.2 — 2026-06-22

What's new for you in this version of the app?
- New travel insurance – cover for trips abroad from TU Europa
- Easy Instalments – early repayment option now available
- Millennium ID – secure login to public services using a QR code
- Various improvements

### 4.116.0 — 2026-06-17

What's new for you in this version of the app?
- New travel insurance – cover for trips abroad from TU Europa
- Easy Instalments – early repayment option now available
- Millennium ID – secure login to public services using a QR code

### 4.115.3 — 2026-05-27

What's new for you in this version of the app?
- Panic button that allows you to block transactions and selected cards if you are concerned about the safety of your money
- Fixes and improvements

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## More apps by Millennium bcp

- [Millenniumbcp](https://appshunter.io/ios/app/millenniumbcp/id361329364)
- [MTrader](https://appshunter.io/ios/app/mtrader/id436829408)
- [Bank Millennium Firmy](https://appshunter.io/ios/app/bank-millennium-firmy/id584434247)
- [Millennium bim Smart IZI](https://appshunter.io/ios/app/millennium-bim-smart-izi/id584629600)
- [M Empresas](https://appshunter.io/ios/app/m-empresas/id669516182)

All apps by Millennium bcp: https://appshunter.io/developer/361329367

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*