# Bank of Central FL Personal

> Mobile banking app for checking balances, transactions, transfers, and bill payments. (iPhone/iPad app by Bank of Central Florida.)

- Source: https://appshunter.io/ios/app/bank-of-central-fl-personal/id479211623 (this page in markdown: same URL + `.md`)
- Developer: [Bank of Central Florida](https://appshunter.io/developer/479211626)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 72 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 155 MB
- Languages: American English
- Released: 2011-11-17
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-of-central-fl-personal/id479211623/reviews.md

## What is Bank of Central FL Personal?

Start banking wherever you are with Bank of Central Florida Mobile Banking for FREE*! The App is available to Bank of Central Florida Intelligent eBanking clients who can now easily check balances, view transaction histories, make transfers, and pay bills from the convenience of their phone.

To enroll, simply download the Mobile App directly and follow the enrollment process on your phone using your Intelligent eBanking login credentials.  Alternatively, you can activate Intelligent Mobile Banking by logging in to Intelligent eBanking and selecting either 'Manage mobile banking settings' under the Accounts Quick Links tab or click the Customer Service tab and 'Manage mobile banking settings' under Account Maintenance. Follow the instructions to activate the service, review the FAQs for additional guidance, or call your Private Banker if assistance is needed.

SECURITY: The security of your personal and financial information is very important to us. Some of the mobile banking protections include: 1) secure sign-on, 2) mobile access is protected by 128-bit SSL encryption, 3) no personal banking information is stored on your phone, 4) account number information is not transmitted, and 5) bill payments can only be made to existing payees (editing or adding payees is not an option).

Member FDIC

*There is no charge from Bank of Central Florida, but check with your mobile phone carrier for message and data fees that may apply.

All features may not be available in the tablet application.

## Key features

- Check account balances
- View transaction history
- Make fund transfers
- Pay bills
- Secure sign-on
- 128-bit SSL encryption

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/bank-of-central-fl-personal/id479211623/reviews.md

### 5/5 — Very good and functional app!

*2026-06-10*

This app is clean, secure, and handles all my day-to-day banking needs.

### 5/5 — I’m a member of a family, not a number!

*2026-05-17*

I’d banked with one major bank most of my life. I was just a number. After a move to a new city I found myself needing a safety deposit box. Going into the local branch of my bank I found no more safety deposit boxes would be available as the bank was phasing them out. Disappointed I left and started driving in this new city to see other nearby banks. BEST decision I ever made! 
Not only did I find Bank of Central Florida, I found a new banking family! From the moment I walked in, I felt the welcoming spirit of my new banking family. After learning all that Bank of Central Florida had to offer (which is amazing) I became a member of the “family”. I do not use family lightly, because that is how they make you feel. I recommend you check them out and join the bank that welcomes you in and brightens your day. At Bank of Central Florida you ARE a member not a number.

### 5/5 — BOCF

*2025-10-03*

⭐ Bank of Central Florida ⭐
Working with Emily Jessie Cox has been such a blessing. She is professional, caring, and truly makes banking a personalized experience. The bank itself is strong, community-focused, and reliable, but it’s Emily’s attentive service and guidance that makes all the difference. Highly recommend both the bank and Emily for anyone looking for trusted financial support.

### 1/5 — Not impressed

*2025-08-19*

It doesn’t save my log in and i have to occasionally log in using my password that i don’t remember

### 2/5 — Bank of Central Florida app

*2025-07-10*

This app is horrible! I hate that I’m constantly having to reset my password! it is not easy to navigate. I do not like the layout either.

### 3/5 — Removing Options?

*2025-07-03*

Fine app but in the latest updates they removed the option to add a card to your Apple wallet which doesn’t make sense. Now it is much more difficult to get them verified and working as you have to call a 3rd party phone number to do so who I’ve had problems with.

### 2/5 — App not named correctly

*2024-10-25*

Why does the app name come up as Personal on iPhone app list. Searched and searched for bank of central Florida and couldn’t find it. Finally realized it is listed under P for personal. Stupid!!!

## Frequently asked questions about Bank of Central FL Personal

### What can I do with Bank of Central FL Personal?

Bank of Central FL Personal allows you to check account balances, view transaction histories, make transfers between accounts, and pay bills. You can also enroll directly through the app using your existing online banking credentials.

### Is Bank of Central FL Personal secure?

Yes, Bank of Central FL Personal prioritizes security with features like secure sign-on and 128-bit SSL encryption. No personal banking information is stored on your phone, and account number information is not transmitted.

### How do I enroll in Bank of Central FL Personal?

You can enroll by downloading the app and following the on-screen process using your Intelligent eBanking login credentials. Alternatively, you can activate it through your Intelligent eBanking account settings.

### What devices does Bank of Central FL Personal support?

Bank of Central FL Personal is available for iPhone and iPad devices. Note that not all features may be available in the tablet application.

### Does Bank of Central FL Personal have ads?

No, Bank of Central FL Personal does not contain advertisements. The app is free to use with no charge from the bank, though mobile carrier message and data fees may apply.

### What is the rating for Bank of Central FL Personal?

Bank of Central FL Personal has a strong rating of 4.4 stars based on 51 user ratings. This indicates a generally positive user experience.

### Can I add or edit payees in Bank of Central FL Personal?

No, bill payments can only be made to existing payees within Bank of Central FL Personal. Editing or adding new payees is not an option through the mobile app for security reasons.

### When was Bank of Central FL Personal last updated?

The latest version of Bank of Central FL Personal was updated on March 16, 2026. This indicates recent development and maintenance of the application.

## Version history (last 5 releases)

### 6.0.0.18401 — 2026-08-25

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.17566 — 2026-07-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16767 — 2026-06-15

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.15986 — 2026-05-18

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.15223 — 2026-04-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

## Apps similar to Bank of Central FL Personal

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [One Florida Mobile Banking](https://appshunter.io/ios/app/one-florida-mobile-banking/id1528551011) | 4.9 (685) | Free | Finance |
| [Floridacentral Credit Union](https://appshunter.io/ios/app/floridacentral-credit-union/id531838468) | 2.0 (6) | Free | Finance |
| [City National Bank of Florida](https://appshunter.io/ios/app/city-national-bank-of-florida/id466807055) | 4.9 (3,307) | Free | Finance |
| [Bank of Tampa Mobile Banking](https://appshunter.io/ios/app/bank-of-tampa-mobile-banking/id6499356219) | 4.4 (54) | Free | Finance |
| [FWCCU Mobile Banking](https://appshunter.io/ios/app/fwccu-mobile-banking/id1506227484) | 4.8 (848) | Free | Finance |
| [Citizens Bank & Trust FL](https://appshunter.io/ios/app/citizens-bank-and-trust-fl/id1562870921) | 4.8 (2,284) | Free | Finance |

## More apps by Bank of Central Florida

- [Bank of Central FL Business](https://appshunter.io/ios/app/bank-of-central-fl-business/id1267507750)

All apps by Bank of Central Florida: https://appshunter.io/developer/479211626

## Related topics

[bank of central florida](https://appshunter.io/ios/topics/bank-of-central-florida) · [central florida](https://appshunter.io/ios/topics/central-florida)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
