# Bank of China

> Mobile banking app for managing accounts, transfers, payments, and credit cards. (iPhone/iPad app by 中国银行股份有限公司.)

- Source: https://appshunter.io/ios/app/bank-of-china/id1115667877 (this page in markdown: same URL + `.md`)
- Developer: [中国银行股份有限公司](https://appshunter.io/developer/392493980)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 1.70/5 from 47 App Store ratings · 196 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 140 MB
- Languages: Indonesian, German (Germany), Japanese, French (France), Polish, Thai, Chinese (Simplified, China), Lao, American English, European Portuguese and 2 more
- Released: 2016-06-30
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-of-china/id1115667877/reviews.md

## What is Bank of China?

Control your finances anytime, anywhere with Bank of China's Mobile Banking App (International Version). It provides a simple yet intuitive interface to a range of useful features, as well as support for international users in multiple languages. Some of the key features include account enquiry, transfer & remittance, bill payment, BOC credit cards functions, customisation of your preferred settings and management of your global BOC accounts. (Note: Exact functions depend on the BOC services available in your country.) 

The BOC Mobile Banking App has been designed to make your banking simple, fast and  convenient.

## Key features

- Account enquiry
- Transfer & remittance
- Bill payment
- BOC credit cards
- Customisable settings
- Global account management

## What do users think of Bank of China?

Overall sentiment: negative

**Pros**

- 👍 User-friendly interface (some users)
- 🚀 Fast sending/receiving (some users)
- ✨ Modern interface (some users)
- ✅ Works as expected (some users)

**Cons**

- ❌ Extremely difficult to use
- ❌ Frequent login issues
- ❌ App crashes and freezes
- ❌ Slow transaction processing
- ❌ Poor customer service attitude
- ❌ Outdated interface
- ❌ Limited functionality
- ❌ High fees and charges
- ❌ Cannot transfer money out
- ❌ App not working for specific regions/countries
- ❌ Registration issues
- ❌ Errors during operations
- ❌ Inconsistent with web version
- ❌ Security concerns (tracking activities)
- ❌ Difficulty updating personal information
- ❌ Lack of essential features (e.g., Apple Pay, Face ID)
- ❌ Inconvenient password management
- ❌ Unresponsive IT team
- ❌ Outdated design
- ❌ Frustrating user experience

**Commonly reported bugs**

- App crashes on startup
- Login fails with correct credentials
- App freezes during transactions
- Unable to log in after updates
- System errors during registration
- Errors when trying to update address
- Cannot receive transfer code messages
- Bank not found error during payment
- Deposit image capture not working
- Face ID login not working
- Cannot bind new device
- Issues with iOS 10.3
- App crashes after login
- Username or password incorrect error
- Cannot connect to internet after update
- App not working on jailbroken phones
- Login wheel spins forever
- App crashes when opening
- E-pocket application not working
- Bond content not scrollable after update
- Unable to re-open app
- App not working on iPhone after update
- Login issues with Canadian accounts
- Cannot select anything in the app
- SMS OTP not received
- App not working for Singapore Visa card customers
- Error messages like 'No Valid Authentication Method'

**Most requested features**

- Add Apple Pay support
- Add Face ID/Touch ID login
- Improve transfer speed and real-time updates
- Add gesture login
- Allow credit card registration
- Improve customer service responsiveness
- Add US as a selectable country/region
- Enable online password reset for all regions
- Add export function for credit card statements
- Improve home loan information visibility
- Add QWERTY keyboard support
- Enable auto-fill for password managers
- Provide technical support options
- Add more language options
- Improve transaction history visibility with icons

## Recent user reviews (10 of 196)

All indexed reviews: https://appshunter.io/ios/app/bank-of-china/id1115667877/reviews.md

### 2/5 — 系统服务异常

*2026-08-09*

When logging in, it shows that the system service is abnormal. Now I can‘t do anything. Please fix it...

### 2/5 — Please fix app

*2026-08-07*

Please fix the latest version of the app. It won’t load properly and I’m unable to see or transfer my funds. It’s not practical when you have your savings in an offset and are required to transfer some money out.

The previous version of the app was okay for what was needed.

### 1/5 — Slow app, doesnt load

*2026-08-05*

Will be switching banks because the app is so bad. Probably one of the worst banking appa ive ever used

### 1/5 — Worst mobile banking app I ever use

*2026-07-25*

Slow response, too many steps, take long time for money to reach recipient, etc.

### 1/5 — Nonsense bank

*2026-07-24*

They made me go to a branch to open an account. 
When i go to the branch they just gave me a link to do it online. 
What even is the point???

### 5/5 — 满意👍

*2026-06-30, version 9.1.6*

在国外他如同家人一般温暖着我们

### 1/5 — Trash

*2026-03-19, version 9.1.1*

服务慢的能牛魔似了转个账废老大劲 app也是卡的不行 一个人脸认证10s 而且还要点进app上任意操作才能触发 什么lj东西 go to hell

### 1/5 — 支哪猪是不是私募了？

*2026-02-25, version 9.1.1*

一群司马的玩意 payid只允许往里存钱不让往出转钱 你个私募的支那猪 老子一刀杀了你全家

### 1/5 — 非常烂的体验

*2026-01-29*

薛定谔的用户名和密码，昨天不对今天可能就对了

### 1/5 — 世界上最难用的银行

*2026-01-23*

每笔都需要手续费，营业员业务不熟，像是一头猩猩在给你服务，各种汇款均是各种麻烦，各种收费，不办中行卡幸福一生

## Frequently asked questions about Bank of China

### What can I do with the Bank of China mobile banking app?

The app allows you to control your finances anytime, anywhere. Key features include account enquiry, transfer and remittance services, bill payment, managing BOC credit cards, customising your preferred settings, and managing your global BOC accounts.

### Is the Bank of China mobile banking app free to use?

Yes, the app is free to download and use. There are no in-app purchases or advertisements mentioned.

### Who is the target audience for this app?

This app is designed for individuals who bank with Bank of China and require convenient access to their financial services, especially those who manage accounts internationally.

### What languages does the app support?

The app supports multiple languages, catering to international users. The exact functions available may depend on the BOC services offered in your specific country.

### How does this app simplify banking?

The app provides a simple, fast, and convenient way to manage your banking needs. It offers a range of useful features through an intuitive interface, allowing for easy access to account information and transactions.

## Version history (last 5 releases)

### 9.1.7 — 2026-07-23

New Feature in Japan：Account Opening Application

New Feature in Vietnam: Online Account Opening for Vietnamese Residents

### 9.1.6 — 2026-06-22

New Feature in Japan：Account Opening Application

New Feature in Vietnam: Online Account Opening for Vietnamese Residents

### 9.1.4 — 2026-05-19

New Features in Malaysia:
1. Malware Shielding Capability
2. Enhanced security control for fund transfer
3. Enhanced customer experience - DuitNow Transfer

New Features in Singapore: 1.Anti-malware Security Features

### 9.1.3 — 2026-03-31

This update from Apple will improve the functionality of this app. No new features are included.

New Features in Malaysia:
1. Malware Shielding Capability
2. Enhanced security control for fund transfer
3. Enhanced customer experience - DuitNow Transfer

New Features in Singapore: 1.Anti-malware Security Features

### 9.1.1 — 2026-01-20

New Features in Malaysia:
1. Malware Shielding Capability
2. Enhanced security control for fund transfer
3. Enhanced customer experience - DuitNow Transfer

New Features in Singapore: 1.Anti-malware Security Features

## Apps similar to Bank of China

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [DBS digibank](https://appshunter.io/ios/app/dbs-digibank/id1068403826) | 4.6 (4,648) | Free | Finance |
| [BOC Macau](https://appshunter.io/ios/app/boc-macau/id479179008) | 2.4 (17) | Free | Finance |
| [ICBC Mobile Banking](https://appshunter.io/ios/app/icbc-mobile-banking/id584398176) | 2.0 (138) | Free | Finance |
| [DBS PayLah!](https://appshunter.io/ios/app/dbs-paylah/id878528688) | 4.9 (1,197) | Free | Finance |
| [SC Mobile Hong Kong](https://appshunter.io/ios/app/sc-mobile-hong-kong/id445795688) | 4.8 (2,446) | Free | Finance |
| [BOCHK 中銀香港](https://appshunter.io/ios/app/bochk/id1534534188) | 4.8 (6,620) | Free | Finance |

## More apps by 中国银行股份有限公司

- [中国银行](https://appshunter.io/ios/app/id399608199)
- [中银智慧商家](https://appshunter.io/ios/app/id1222286331)
- [BOC Global Matchmaking](https://appshunter.io/ios/app/boc-global-matchmaking/id1291663309)
- [BOC Event Assistant](https://appshunter.io/ios/app/boc-event-assistant/id1305529985)
- [行信](https://appshunter.io/ios/app/id1326721097)

All apps by 中国银行股份有限公司: https://appshunter.io/developer/392493980

## Related topics

[boc](https://appshunter.io/ios/topics/boc) · [china bank](https://appshunter.io/ios/topics/china-bank) · [agricultural bank of china](https://appshunter.io/ios/topics/agricultural-bank-of-china) · [boc macau](https://appshunter.io/ios/topics/boc-macau) · [china bank mobile app](https://appshunter.io/ios/topics/china-bank-mobile-app) · [中国银行](https://appshunter.io/ios/topics/中国银行) · [china bank corp](https://appshunter.io/ios/topics/china-bank-corp)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*