# Bank of Ireland Mobile Banking > Mobile banking app for payments, loans, insurance, and account management. (iPhone/iPad app by Bank Of Ireland.) - Source: https://appshunter.io/ios/app/bank-of-ireland-mobile-banking/id520821023 (this page in markdown: same URL + `.md`) - Developer: [Bank Of Ireland](https://appshunter.io/developer/520821026) - Category: Finance - Price: Free - Rating: 4.08/5 from 333 App Store ratings · 175 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 77 MB - Languages: English - Released: 2012-11-01 - Data updated: 2026-08-11 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/bank-of-ireland-mobile-banking/id520821023/reviews.md ## What is Bank of Ireland Mobile Banking? Say hello to Zippay: instant payments using just the contacts on your phone. Perfect for bill splitting, paying friends for tickets and so much more. Select a contact, add an amount and tap send. No extra fees, no account details, no hassle. What else is new? • Zippay joins a range of features added in our last release, including biometric banking and instant payments across 40 territories across Europe. Get the most from your mobile. Get the BoI app now. • Manage your cards from your mobile • Apply for a mortgage, personal loan or overdraft • Get insurance for home, car, travel and family • Check your balances and history • Pay other BOI customers through their mobile phone numbers • View and export statements for the last 7 years • Set up, amend or cancel standing orders • Cancel direct debits Already registered for 365 online? Now get your device registered: • Open the app and log in • We’ll text you an activation code • Enter the code into the app • We’ll register your device • Give the device a unique name and you’re all set Not registered yet for 365 online? Call us on 0818 214 365 and let’s get you activated. Need more info? Check out bankofireland.com/help-centre/ ## Key features - Instant payments via contacts - Biometric banking - Card management - Loan and mortgage applications - Insurance quotes - Balance and history checks - Statement export ## What do users think of Bank of Ireland Mobile Banking? Overall sentiment: negative **Pros** - 🚀 Overseas benefit - 🚀 Good app - 🚀 Reliable banking **Cons** - 🐛 Updates needed - 🐛 Terrible app - 🐛 Very poor app - 🐛 Embarrassingly bad - 🐛 Terrible banking app - 🐛 Rebrand not applied - 🐛 Freezes a lot - 🐛 Not a consistent site - 🐛 The app just doesn't work - 🐛 Slow and laggy - 🐛 Approve function doesn't work - 🐛 Using too much storage - 🐛 Completely dysfunctional - 🐛 Awful app - 🐛 Outdated - 🐛 So slow and buggy - 🐛 Always down - 🐛 Impossible to login - 🐛 Useless - 🐛 Poor performance **Commonly reported bugs** - App clears account after update - Face ID not working - Constant crashing and freezing - Unable to login or register device **Most requested features** - UI overhaul - Ability to change payment references - Savings pockets feature - Spending analytics - Face ID support - Landscape mode support on iPad - Push notifications for transactions - Card-less ATM withdrawals - Online payment push approvals - Apple Pay integration ## Recent user reviews (10 of 175) All indexed reviews: https://appshunter.io/ios/app/bank-of-ireland-mobile-banking/id520821023/reviews.md ### 1/5 — What’s going on BOI? *2026-06-28, version 5.0.0* This app is simply atrocious. How can a big bank like BOI have an app this poorly designed and executed? I’ve looked through all of the recent reviews, and there’s a response to each one from someone in the development team. How can you not take all of this feedback and actually improve the app? ### 1/5 — Bad update *2026-06-05, version 5.0.0* Removed insight on monthly money in vs out. Why would they *remove* a useful feature? ### 2/5 — Such an awful app *2026-06-01, version 5.0.0* This is awful for banking. You can only view statements 3 months at a time. Slow for payments to leave your account. You cannot write a note so explain what a payment is for ### 1/5 — App is constantly broken, customer service is useless *2026-05-28, version 5.0.0* I’ve been with BOI for over 10 years and the service has only continually gotten worse, for some reason as of a few days ago it’s removed Face ID from the app, my passcode is not working and can’t get on to check my bank balance. ### 3/5 — Payee payment restrictions *2026-05-14, version 5.0.0* I live in the UK and had to pay for a boiler replacement for my rental apartment in Ireland, totally cost was 5,612 euro and because it’s a new payee I can only send 1000 euro. This is unacceptable as a loyal customer of over 25 years and makes me look like I can’t pay my bill up front which I wanted to do.I understand about banking fraud but surely customers can choose what to pay for bone fide work. ### 4/5 — Works well overall *2026-05-06, version 5.0.0* I have always found over the years, that BOI generally and the app specifically have worked well for me and most of the facilities offered within the app are pretty intuitive. ### 3/5 — So bad it’s actually funny *2026-03-10, version 5.0.0* I’d say an AI web builder could build something smoother in about 45 seconds ### 1/5 — Suddenly can’t transfer money *2026-02-10, version 4.0.0* Suddenly can’t transfer money to different accounts asked for passcode and entered it and shows only declined button ### 1/5 — Updates *2025-12-12, version 3.5.0* My app hasn’t had any updates on 4 months! Given the security with other apps and platforms it seems strange that nothing is happening here ### 1/5 — Terrible app *2025-11-28, version 3.5.0* So slow , laggy and behind compared to every other banking app and the bank itself are useless too ## Frequently asked questions about Bank of Ireland Mobile Banking ### What can I do with the Bank of Ireland Mobile Banking app? The app allows you to make instant payments using just your phone's contacts, manage your cards, apply for loans and mortgages, get insurance quotes, check balances and history, and view or export statements. You can also set up or cancel standing orders and direct debits. ### Is the Bank of Ireland Mobile Banking app free to use? The app itself is free to download and use. However, some services or transactions within the app may have associated fees or costs, such as loan interest or insurance premiums, which are standard banking practices. ### How do I register for the Bank of Ireland Mobile Banking app? If you are already registered for 365 online, you can register your device by logging into the app, entering the activation code sent via text, and giving your device a unique name. If you are not registered for 365 online, you can call 0818 214 365 to get activated. ### What are the benefits of using the Zippay feature? Zippay enables instant payments using only your phone's contacts, making it ideal for splitting bills or paying friends. It eliminates the need for account details and extra fees, offering a hassle-free payment experience. ### Is this app compatible with my device? The description does not specify exact compatibility requirements. However, it is a mobile banking application, suggesting it is designed for smartphones and tablets. For specific operating system versions, it's recommended to check the app store listing or the bank's official website. ## Version history (last 5 releases) ### 5.0.0 — 2026-03-10 Say hello to Zippay: instant payments using just the contacts on your phone. Perfect for bill splitting, paying friends for tickets and so much more. Select a contact, add an amount and tap send. No extra fees, no account details, no hassle. ### 4.0.2 — 2026-02-13 Biometric banking, powerful passcodes and prompt payments: Now you can choose biometrics or device-specific passcodes to complete banking tasks, from logging in to approving payments. Plus SEPA Instant payments, for seamless transactions between over 40 territories across the SEPA zone. ### 4.0.0 — 2026-01-28 Biometric banking, powerful passcodes and prompt payments: Now you can choose biometrics or device-specific passcodes to complete banking tasks, from logging in to approving payments. Plus SEPA Instant payments, for seamless transactions between over 40 territories across the SEPA zone. ### 3.5.0 — 2025-07-15 Spend alerts for personal credit cards have arrived. Customers can now get notifications for credit card payments as they happen. You can manage these spend alerts for credit and debit card spends in the Cards section of the app. ### 3.4.1 — 2025-06-03 Spend alerts for personal credit cards have arrived. Customers can now get notifications for credit card payments as they happen. You can manage these spend alerts for credit and debit card spends in the Cards section of the app. ## Apps similar to Bank of Ireland Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [marbles card](https://appshunter.io/ios/app/marbles-card/id1071873266) | 4.8 (78,910) | Free | Finance | | [Royal Bank of Scotland](https://appshunter.io/ios/app/royal-bank-of-scotland/id334852412) | 4.8 (1,317) | Free | Finance | | [Ulster Bank NI Mobile Banking](https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324) | 4.8 (215) | Free | Finance | | [NatWest International](https://appshunter.io/ios/app/natwest-international/id451464914) | 4.7 (236) | Free | Finance | | [opus card](https://appshunter.io/ios/app/opus-card/id1072434014) | 4.8 (5) | Free | Finance | | [PTSB – Mobile Banking](https://appshunter.io/ios/app/ptsb-mobile-banking/id588969201) | 2.9 (39) | Free | Finance | ## More apps by Bank Of Ireland - [Northridge](https://appshunter.io/ios/app/northridge/id1630904512) All apps by Bank Of Ireland: https://appshunter.io/developer/520821026 ## Related topics [bank of ireland](https://appshunter.io/ios/topics/bank-of-ireland) · [bank of ireland mobile banking](https://appshunter.io/ios/topics/bank-of-ireland-mobile-banking) · [bank of ireland 365](https://appshunter.io/ios/topics/bank-of-ireland-365) · [approve](https://appshunter.io/ios/topics/approve) · [bank of ireland uk credit card](https://appshunter.io/ios/topics/bank-of-ireland-uk-credit-card) · [boi](https://appshunter.io/ios/topics/boi) · [ireland bank](https://appshunter.io/ios/topics/ireland-bank) · [ireland bank business](https://appshunter.io/ios/topics/ireland-bank-business) · [contixo f24](https://appshunter.io/ios/topics/contixo-f24) · [tesco mobile ireland](https://appshunter.io/ios/topics/tesco-mobile-ireland) · [ulster bank](https://appshunter.io/ios/topics/ulster-bank) · [hid approve](https://appshunter.io/ios/topics/hid-approve) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*