# Bank of Melbourne Banking — The bank with the way. > Mobile banking app for account management, payments, spending tracking, and local offers. (iPhone/iPad app by St.George Bank Limited.) - Source: https://appshunter.io/ios/app/bank-of-melbourne-banking/id449512723 (this page in markdown: same URL + `.md`) - Developer: [St.George Bank Limited](https://appshunter.io/developer/294380708) - Category: Finance, Lifestyle - Price: Free - Rating: 3.30/5 from 6 App Store ratings · 104 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 88 MB - Languages: American English - Released: 2011-07-24 - Data updated: 2026-09-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bank-of-melbourne-banking/id449512723/reviews.md ## What is Bank of Melbourne Banking? Our award winning mobile app will help you with all your banking needs*. Open an account in 3 mins. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify# - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’** - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock^ or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your Bank of Melbourne, BankSA, St.George, or Westpac ATM or branch Rewards •Enjoy offers and discounts on popular shopping, entertainment and hospitality venues around Melbourne+. Need Help? If you are having issues with our app, delete and re-install it. If issues persist, please call us on 13 22 66 (8am – 8pm Mon – Sat). *The Bank of Melbourne App was awarded the Mozo Experts Choice 2021 – Excellent Banking App Award. †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. #Bank of Melbourne Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. Bank of Melbourne Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. **This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. ^Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. +My Offers Hub is available to eligible consumer debit and credit card customers only. ~Standard SMS, call or data charges apply. Read the Internet and Phone Banking terms and conditions at bankofmelbourne.com.au and consider whether this product is right for you. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714. ## Key features - Open accounts quickly - Secure payments and transfers - Spending tracking with categories - Card management (activate, lock, cancel) - ATM & Branch locator - Exclusive local offers and discounts ## Recent user reviews (10 of 104) All indexed reviews: https://appshunter.io/ios/app/bank-of-melbourne-banking/id449512723/reviews.md ### 1/5 — Please fix add new payee *2026-08-12, version 9.52* Can not send secure code when u add payee. ### 1/5 — Goddamn *2026-08-09, version 9.52* I’m very concerned about this app, it took me HOURS to set up with one error after another during set up and not clear instructions. It would say “cancelled “ randomly, tell me my codes are not correct then end up accepting them anyway. Not a great amount of confidence for something to help manage my finances. ### 1/5 — Face ID Login problems *2026-07-20, version 9.52* Whenever I try and login with Face ID, it just keeps resetting and it takes me about 30 seconds to login each time I open the app which is VERY inconvenient when I need to transfer money quickly ### 3/5 — Basics work, rest unreliable *2026-07-14, version 9.52* The app is now practically the only way to address any issue with my account, including suspect transfers, but the chat bot functions poorly and usually can’t resolve issues, then there is a long call wait. Also you can’t have the same residential and mailing address? Now that’s a silly bug. ### 1/5 — Terrible bank *2026-07-04, version 9.51* Worst customer service and app takes you to website which tells you to use the app and just a big loop so they don’t have to pay a human to talk to anyone. ### 1/5 — Old needs updating *2026-06-27, version 9.51* The app is now terribly old it needs a refresh lots of glitches when pop ups happen in the app it doesn’t show you what the buttons say ### 1/5 — Worst banking app *2026-06-07, version 9.51* Very old user interface. Looks like designed in 2010. Very slow app. Doesn’t get updated. ### 1/5 — Why can’t we paste password? *2026-05-03, version 9.51* As many have said for years, the app doesn’t allow pasting passwords. The app also seems to reset login after a few weeks or updates (even if you have set up faceID), forcing you to relive the login nightmare. ### 2/5 — Paid by name *2026-04-07, version 9.51* Can’t change the paid by name now? ### 1/5 — Useless Chat Bot *2026-02-16, version 9.49* Bank of Melbourne closed down their branch near me some time back. Instead, the app seems to be their preferred engagement method, but the virtual assistant, Mel, understands very little, and worst, clears chat history. This means that after I receive a reply from a human, i'm notified, check, and find an empty chat. I'm constantly needing to rewrite my requests and requesting emails and/or phone calls. ## Frequently asked questions about Bank of Melbourne Banking ### What can I do with the Bank of Melbourne app? The app allows you to manage all your banking needs, including opening accounts, making secure payments and transfers, tracking your spending with categories, and activating or locking your cards. You can also locate ATMs and branches, and access exclusive local offers. ### How do I make payments with the app? You can make fast and secure payments and transfers directly from the app, or schedule them for the future. The app also supports Apple Pay for mobile payments and features a Digital Card with a dynamic CVV for enhanced security on credit and debit card transactions. ### Is the app free to use? Yes, the app is free to download and use. While the app itself is free, standard SMS, call, or data charges may apply for certain features. There are no in-app purchases mentioned. ### What if I have issues with the app? If you encounter issues, the recommended first step is to delete and re-install the app. If problems persist, you can contact Bank of Melbourne customer support by calling 13 22 66 between 8 am and 8 pm, Monday to Saturday. ### What are the benefits of the spending tracker feature? The 'Categories' feature helps you track your spending habits by automatically categorizing your transactions. You can also set up notifications for when money comes in or goes out, and use the Expense Splitter to manage shared expenses and track reimbursements. ## Version history (last 5 releases) ### 9.52 — 2026-07-08 Fixes and enhancements ### 9.51 — 2026-03-25 Fixes and enhancements ### 9.49 — 2025-09-24 Fixes and enhancements ### 9.47 — 2025-06-16 Fixes and enhancements ### 9.45 — 2025-03-28 Fixes and enhancements ## Apps similar to Bank of Melbourne Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [ING Australia Banking](https://appshunter.io/ios/app/ing-australia-banking/id427100193) | 2.5 (15) | Free | Finance | | [Bendigo Bank](https://appshunter.io/ios/app/bendigo-bank/id482844929) | 4.7 (60) | Free | Finance | | [Suncorp Bank App](https://appshunter.io/ios/app/suncorp-bank-app/id1383025759) | 4.0 (48) | Free | Finance | | [Beyond Bank](https://appshunter.io/ios/app/beyond-bank/id1055826405) | 4.9 (8) | Free | Finance | | [Great Southern Bank Australia](https://appshunter.io/ios/app/great-southern-bank-australia/id528233799) | 1.7 (6) | Free | Finance | | [ME Bank](https://appshunter.io/ios/app/me-bank/id657670717) | — | Free | Finance | ## More apps by St.George Bank Limited - [St.George Mobile Banking](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705) - [BankSA Mobile Banking](https://appshunter.io/ios/app/banksa-mobile-banking/id295246634) - [St.George Directshares](https://appshunter.io/ios/app/stgeorge-directshares/id1438804929) All apps by St.George Bank Limited: https://appshunter.io/developer/294380708 ## Related topics [bank of melbourne banking](https://appshunter.io/ios/topics/bank-of-melbourne-banking) · [st george bank](https://appshunter.io/ios/topics/st-george-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*