# Bank of Scotland Business — Banking built for business > Mobile banking for businesses to manage accounts, payments, and transactions securely. (iPhone/iPad app by Lloyds Banking Group.) - Source: https://appshunter.io/ios/app/bank-of-scotland-business/id823622263 (this page in markdown: same URL + `.md`) - Developer: [Lloyds Banking Group](https://appshunter.io/developer/469964523) - Category: Finance - Price: Free - Rating: 4.90/5 from 10 App Store ratings · 106 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 556 MB - Languages: American English - Released: 2014-03-14 - Data updated: 2026-09-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bank-of-scotland-business/id823622263/reviews.md ## What is Bank of Scotland Business? FREE UP TIME FOR YOUR BUSINESS The Bank of Scotland Business app gives you secure, convenient access to your accounts, helping you stay in control when you’re on the move. GET UP AND RUNNING • Apply for a Business Account in minutes • No account fee for 12 months (£10.00 per month after that) • Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher* *Lending subject to status. SECURITY YOU CAN TRUST • Protected access with the latest security checks • Reset your password PAYMENTS MADE SIMPLE** • Pay in cheques up to £20,000 per day • Make payments up to £250,000 per day • Add your business debit card to Apple Pay • Add new payment recipients • Make international payments • Create and manage standing orders • View and cancel Direct Debits **Fees may apply EVERYTHING AT YOUR FINGERTIPS • Check balances and view transactions • Search your transaction history • Transfer money between your business accounts • View your business debit card PIN • Approve online card purchases • Close unused accounts KEEP YOUR DETAILS UP TO DATE • Update your business address, email and phone number • Go paper free with Digital Inbox • View who has access to your accounts • Update your account signatories • Give online access to other users HELP WHEN YOU NEED IT • Get support from our in app virtual assistant and chat service GETTING STARTED If you’re already a Business Internet Banking customer, you’ll need: • Your Business Internet Banking login details • Your authentication card and card reader You can apply for a new business account in the app if: • You’re 18 or over and live in the UK • You’re a sole trader or a company director • Your business turnover is £25m or less If you have a limited company: • It must be registered with Companies House for at least four days • No recent changes must have been made to the Companies House register • The company status must be ‘active’ If you’re not registered for online banking yet, please visit our website. KEEPING YOU SAFE ONLINE We use the latest online security to protect your money, your information and your privacy. Our app checks your details, your device and its software for security before you log in. If your phone is lost or stolen, we can block it from being used to try and access your accounts. IMPORTANT INFORMATION Your phone’s signal and functionality may affect your service. Terms and conditions apply. When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services. Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards). Please note that features requiring the use of your device’s phone capability, such as Call Us, won’t work on iPads. Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628. ## Key features - Apply for business accounts - Secure login with biometrics - Make large payments - Pay in cheques - Manage standing orders - View PIN and transaction details - Approve online purchases ## Recent user reviews (10 of 106) All indexed reviews: https://appshunter.io/ios/app/bank-of-scotland-business/id823622263/reviews.md ### 3/5 — No access to Euro account. *2026-08-03, version 190.07* Need access to Euro account in main account. To pay £50 a month for commercial banking forminor Euro payments is crazy ### 5/5 — Malcolm Wilkinson *2026-07-29, version 190.07* Ace 👍 ### 5/5 — Business Banking *2026-07-22, version 189.07* I think it’s an excellent trouble free service you provide, keep up the good work. ### 5/5 — Almost perfect for small business on the go. *2026-07-21* Business app extremely useful to use alongside MTD software. Able find transactions and check easily, month by month without scrolling forever. Only reason to change would be the cost/ and overdraft payment upfront every year just to have it available. ### 1/5 — Distracting ups continue to ask for reviews. *2026-07-21, version 189.07* Even after leaving and writing a previous negative review about pop ups, I’m still continually asked for more feedback and to leave another review. Therefore I am still awarding only 1 star as the pop ups interrupt work flow and always happen at in opportune times. Like now. ### 5/5 — Easy *2026-07-20, version 188.09* Simple, Easy and secure ### 1/5 — Stop asking for feedback *2026-07-13, version 188.09* Annoying ### 1/5 — Annoying Requests to Review *2026-07-09, version 188.09* Please stop asking me to review the app every time I make a payment! I’ve given some stars, but the requests never stop. It’s incredibly annoying when I’m trying to get on with my work. ### 1/5 — Overcharging *2026-07-08, version 188.09* Why are you charging us money? You don’t make any money we’re just a charity trying to help the community. It’s a rip-off ### 1/5 — Shocking company *2026-07-08, version 188.09* I have banked with you for the entirety of my business being open, you have now shut down the local branch, and the telephone staff never fix any issues at all, only ever referring you to use an app that doesn’t work, impossible business ## Frequently asked questions about Bank of Scotland Business ### What can I do with the Bank of Scotland Business app? The app allows you to apply for a business account, log in securely using biometrics, pay in cheques up to £20,000 daily, and make payments up to £250,000 per day. You can also manage standing orders, view your PIN, transfer money between accounts, check balances, and update business details. ### How do I get started with the app? If you are already a Business Internet Banking customer, you will need your existing login details and card reader. If you don't have an account, you can apply through the app if you meet the eligibility criteria, including being a UK resident, at least 18 years old, and a sole trader or director of a business with a turnover of £25m or less. ### Is the app secure? Yes, the app uses the latest online security measures to protect your money, information, and privacy. It checks your details, device, and software for security before you log in. In case of a lost or stolen phone, the app can block access to your accounts. ### What are the eligibility requirements to apply for an account through the app? To apply for an account via the app, you must be at least 18 years old, a UK resident, and a sole trader or director of a business with an annual turnover of £25m or less. For limited companies, it must be registered with Companies House for at least four days and have an 'active' status. ### What devices are compatible with the app? The app is compatible with iPhones and iPads. Touch ID requires at least iPhone 5s running iOS 10.0 or above, or specific iPad models. Face ID requires iPhone X or later, or specific iPad Pro models. Features requiring phone capability, like 'Call Us', may not work on iPads. ## Version history (last 5 releases) ### 192.03 — 2026-08-25 No big changes this week. We're working in the background to keep things running smoothly. ### 190.11 — 2026-08-07 No big changes this week. We're working in the background to keep things running smoothly. ### 190.07 — 2026-07-27 No big changes this week. We're working in the background to keep things running smoothly. ### 189.07 — 2026-07-20 No big changes this week. We're working in the background to keep things running smoothly. ### 188.09 — 2026-07-08 No big changes this week. We're working in the background to keep things running smoothly. ## Apps similar to Bank of Scotland Business | App | Rating | Price | Category | | --- | --- | --- | --- | | [HSBC Private Bank US](https://appshunter.io/ios/app/hsbc-private-bank-us/id1551072767) | 4.3 (11) | Free | Finance | | [NatWest International](https://appshunter.io/ios/app/natwest-international/id451464914) | 4.7 (240) | Free | Finance | | [Kroo Bank - Mobile Banking](https://appshunter.io/ios/app/kroo-bank-mobile-banking/id1224580897) | 4.8 (105) | Free | Finance | | [Finom • Business Account](https://appshunter.io/ios/app/finom-business-account/id1483892148) | 4.7 (48) | Free | Finance | | [Royal Bank of Scotland](https://appshunter.io/ios/app/royal-bank-of-scotland/id334852412) | 4.8 (1,328) | Free | Finance | | [Ampere Mobile Business Account](https://appshunter.io/ios/app/ampere-mobile-business-account/id1641508835) | 4.8 (57) | Free | Finance | ## More apps by Lloyds Banking Group - [Lloyds Mobile Banking](https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520) - [Bank of Scotland Mobile Bank](https://appshunter.io/ios/app/bank-of-scotland-mobile-bank/id485728109) - [Halifax Mobile Banking](https://appshunter.io/ios/app/halifax-mobile-banking/id486355738) - [Lloyds Business Banking app](https://appshunter.io/ios/app/lloyds-business-banking-app/id824277627) - [LBG Move](https://appshunter.io/ios/app/lbg-move/id1327585896) All apps by Lloyds Banking Group: https://appshunter.io/developer/469964523 ## Related topics [bank of scotland business](https://appshunter.io/ios/topics/bank-of-scotland-business) · [bank of scotland mobile bank](https://appshunter.io/ios/topics/bank-of-scotland-mobile-bank) · [bank business](https://appshunter.io/ios/topics/bank-business) · [bank of scotland](https://appshunter.io/ios/topics/bank-of-scotland) · [lloyds banking group](https://appshunter.io/ios/topics/lloyds-banking-group) · [lowrider comeback 2](https://appshunter.io/ios/topics/lowrider-comeback-2) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*