# Bank of Sydney Mobile Banking

> Mobile banking app for managing accounts, payments, and cards. (iPhone/iPad app by Bank of Sydney Ltd.)

- Source: https://appshunter.io/ios/app/bank-of-sydney-mobile-banking/id1321484237 (this page in markdown: same URL + `.md`)
- Developer: [Bank of Sydney Ltd](https://appshunter.io/developer/781313224)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 54 MB
- Languages: American English
- Released: 2018-01-31
- Data updated: 2026-08-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-of-sydney-mobile-banking/id1321484237/reviews.md

## What is Bank of Sydney Mobile Banking?

Bank of Sydney Mobile Banking App

Introducing the Bank of Sydney Mobile Banking App

A smarter way to manage your banking with Bank of Sydney.

The Bank of Sydney Mobile Banking App gives you convenient access to your accounts anytime, anywhere so you can manage your money with confidence.

Whether you are checking balances, making payments or managing your cards, everything you need is right at your fingertips.

Key Features

Manage your accounts

•	View balances and transaction history
•	See both personal and eligible business accounts in one place
•	Access statements and account details

Make payments and transfers

•	Transfer between your Bank of Sydney accounts
•	Pay anyone using BSB and account number
•	Schedule future payments
•	Set up and manage payees

Cards and controls

•	View your Visa Debit card details
•	Activate your card
•	Temporarily lock or unlock your card
•	Manage PIN and card settings

Getting started

To use the app, you must first be a Bank of Sydney customer. 

If you are new to Online Banking, you will need to complete a quick registration process using your Customer Reference Number. To register, download and open the Bank of Sydney Mobile Banking App and click ‘Register’.

If you are an existing customer and have already registered for Online Banking, simply log in using your Customer Reference Number and password.

Your security matters

Bank of Sydney will never send you a link via email or SMS asking for your passwords, Customer Reference Number, or other sensitive banking information. Always log in directly through the official Bank of Sydney website or Bank of Sydney Mobile Banking App.

Terms and conditions

Use of the Bank of Sydney Mobile Banking App is subject to the Bank of Sydney Online Banking Terms and Conditions and applicable Product Disclosure Statements and Terms and Conditions. Normal data charges may apply. Features may vary depending on your account type and device.

For full terms, eligibility and important information, visit banksyd.com.au/important-product-information.

## Key features

- View account balances and transaction history
- Make payments and transfers
- Schedule future payments
- Activate and manage Visa Debit cards
- Temporarily lock or unlock cards
- Access statements and account details

## Recent user reviews (10 of 22)

All indexed reviews: https://appshunter.io/ios/app/bank-of-sydney-mobile-banking/id1321484237/reviews.md

### 1/5 — Worst bank app in Australia

*2025-11-24, version 1.25.0*

This is literally the worst app I have ever used. Such a poor experience, it is basically just a very poor and old mobile website wrapped into a mobile application. I have considered multiple times moving to a different bank and paying more for my home loan just because of how terrible this app is. 

There is also no instant payments, which has been a normal thing to expect from EVERY bank for years now.

Lift your game Bank Of Sydney.

### 3/5 — Face ID and PIN login gone

*2024-10-07, version 1.24.0*

It’s not any great app. Just the basics. Lately both Face ID and PIN login are gone. I’ve seen worse apps so this one is bearable.

### 1/5 — Worse after upgrade

*2024-07-28, version 1.24.0*

If you upgraded and face recognition isn’t working; you need to go to settings and re-register your device. If they told me I was meant to do that, it wasn’t a very clear communication. The was always an awful app to use. There been an upgrade but somehow has exactly the same unintuitive interface. Cancelling a recurring direct debit shows you all the regular direct debit info (including the amount) and you’re supposed to press Confirm to cancel. But for all intents and purposes it looks like you’re confirming to transfer.
Every time I login, without fail, it will briefly show me an error message, long enough for me to panic, before logging in s normal

### 1/5 — No more Face Recognition

*2024-07-17, version 1.24.0*

Face Recognition doesn’t work in the latest version:(

### 1/5 — Very basic

*2024-07-16, version 1.24.0*

I’m perplexed how basic the app is. This includes limited functionality such as downloading statements

### 1/5 — The Worst Update in History

*2024-07-13, version 1.24.0*

Forced to upgrade to latest version, then couldn’t login. The app now doesn’t enable face recognition to access it. Possibly the worst roll out of an ‘update’ that I’ve have the displeasure of enduring. Ridiculous to think that an app has me considering changing banks, but that is honestly where I’m at.

### 1/5 — Don’t update to 1.24.0

*2024-07-12, version 1.24.0*

I updated to 1.24.0 and now can’t even login. It sits there spinning

### 2/5 — Way behind the times

*2024-01-31, version 1.23.0*

This is one of the worst banking apps I’ve had to use. It’s so far behind the technology of other apps . Would be so helpful to have Face ID or atleast a code to log in. Very limited functions once using the app. Time to get with the times , BOS

### 1/5 — Worst banking app

*2020-03-10, version 1.7.10*

This is the worst banking app I have ever used. Very buggy

### 3/5 — Just BASIC but GOOD

*2020-01-26, version 1.7.10*

One can perform all basic financial task in the app however nowhere close to top banks app. 

Missing NPP feature

## Frequently asked questions about Bank of Sydney Mobile Banking

### Is Bank of Sydney Mobile Banking secure?

Yes, Bank of Sydney Mobile Banking prioritizes your security. They advise users to always log in directly through the official app or website and never share sensitive banking information via email or SMS.

### How do I register for Bank of Sydney Mobile Banking?

If you are a new Bank of Sydney customer, download the app and click 'Register' to complete a quick registration process using your Customer Reference Number. Existing customers who have registered for Online Banking can log in with their usual credentials.

### What types of transactions can I make with Bank of Sydney Mobile Banking?

You can transfer funds between your Bank of Sydney accounts, pay anyone using their BSB and account number, schedule future payments, and set up and manage payees directly through the app.

### Can I manage my cards using the Bank of Sydney Mobile Banking app?

Yes, you can view your Visa Debit card details, activate your new card, temporarily lock or unlock it, and manage your PIN and other card settings within the app.

### Is Bank of Sydney Mobile Banking available on all devices?

The app is supported on iPhone, iPad, and iPod. Features may vary depending on your specific account type and device.

### How often is Bank of Sydney Mobile Banking updated?

The app was last updated on March 22, 2026, with version 1.26.3. Regular updates ensure the app remains functional and secure for users.

### Can I view both personal and business accounts in the Bank of Sydney Mobile Banking app?

Yes, the app allows you to view both your personal and eligible business accounts all in one place, providing a consolidated view of your finances.

### Are there any hidden fees for using Bank of Sydney Mobile Banking?

The app itself is free to download and use. However, normal data charges from your mobile provider may apply, and features can vary by account type and device.

## Version history (last 5 releases)

### 1.29.16 — 2026-08-11

We’ve made performance improvements and fixed minor bugs to enhance your overall experience.

### 1.29.14 — 2026-06-25

We’ve made performance improvements and fixed minor bugs to enhance your overall experience.

### 1.29.10 — 2026-05-18

We’ve made performance improvements and fixed minor bugs to enhance your overall experience.

### 1.26.6 — 2026-04-09

We have done a few minor enhancements and fixed minor bugs

### 1.26.4 — 2026-03-29

We've made performance improvements and fixed minor bugs to enhance overall experience.

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## More apps by Bank of Sydney Ltd

- [BOS DigiToken](https://appshunter.io/ios/app/bos-digitoken/id1335560801)

All apps by Bank of Sydney Ltd: https://appshunter.io/developer/781313224

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*
