# Bank of us

> Mobile banking app for secure account management, payments, and savings goals. (iPhone/iPad app by B&E Personal Banking.)

- Source: https://appshunter.io/ios/app/bank-of-us/id956661435 (this page in markdown: same URL + `.md`)
- Developer: [B&E Personal Banking](https://appshunter.io/developer/793702727)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 110 MB
- Released: 2015-01-30
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-of-us/id956661435/reviews.md

## What is Bank of us?

Easy everyday banking

The Bank of us SmartBanking app makes managing your everyday banking simple, secure and all in one place.

•	Check your balance on the go, even without logging in
•	Personalise how your accounts appear
•	Easily manage payments
•	Control your cards - change your PIN, lock/unlock or request a new one
•	Set and track savings goals
•	Message us securely
•	Search your transactions

An in-app tour will guide you through the features.

If you’re already registered for Internet Banking, just download the app and start banking straight away. Not registered? Sign up online or visit us in-store: www.bankofus.com.au/internet-banking

Forgot your login details? Get in touch and we’ll help.

Accessibility note:

If you use a screen reader, we recommend using Internet Banking platform for the best experience rather than the SmartBanking app.

While the app can be installed and used on iPads, the user interface is not specifically designed or optimised for use on these devices.

Terms and conditions apply.

By installing this app you consent to non-personal, anonymous usage data of the app being collected for the purpose of aggregated analysis of user behaviour and subsequent service enhancements.

Bank of us is a trading name of B&E Ltd ABN 32 087 652 088 AFSL & Australian Credit Licence 236870

Note: this description will always be appended with the following:

We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

## Key features

- Check balances on the go
- Personalize account display
- Manage payments easily
- Control cards (PIN, lock/unlock)
- Set and track savings goals
- Secure messaging
- Search transactions

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/bank-of-us/id956661435/reviews.md

### 5/5 — My life is once again peaceful

*2024-03-13, version 3.5.0*

When I initially joined BOU a few years back, I setup all my accounts ready to transfer over from Bendigo. 
And then I used the BOU mobile app.
The app was so bad I would have immediately deleted it and thrown my phone into the microwave if I wasn’t too lazy to use the PC to do my online banking. I transferred no accounts, money, or love over because I couldn’t bear to use the horrific thing. My eyes were physically abused every time I opened the app, I felt like I had time travelled back to my 1992 paper Dollarmites statement and been thrown into the midst of the results of a badly written SQL view. 
However, with the update, I now am free of the feeling of visual nausea, I can find everything I need without the slightest fear of being bombarded with more capital letters than a scam job advert on Seek, and I can once again feel confident that abandoning the paper-form obsessed Bendigo Bank won’t be the worst decision I make this decade (which really says a lot considering how many cats I have).
Thank you devs, good job.

### 1/5 — App desperately needs a huge redesign!

*2024-02-06, version 3.4.0*

The user interface for this app is awful.. please invest some money into a decent user interface designer who can overhaul this app and actually make it convenient and easy on the eyes. Wow!

### 1/5 — Don’t use the app

*2021-10-11, version 3.3.3*

Was told by a representative that the app will be easier to use than a webpage. The app never works, don’t bother downloading.

### 2/5 — Extremely Basic

*2021-06-15, version 3.3.3*

Bank of Us provide an extremely simplistic platform. I love the functionality of being able to set up a savings goal however a lot of improvements are needed. 

Suggestions 
- Allow consumers to update their accounts by providing the ability to customise their account picture, increases customer engagement
- Include the goal setting functionality/oversight once you log into account. Potentially include a graph to see how you’re tracking. Fantastic for visual people. I would encourage a timeline tracker too
- Ability to customise account names 

Overall, a simple platform with a lot of opportunity to grow.

### 2/5 — Apple Pay

*2019-11-27, version 3.3.0*

I will add my vote to the desire for Apple Pay, I hear that it may be coming, and guess Apple call the shots but I hope it happens.

### 5/5 — Apple Pay

*2019-01-30, version 3.2.0*

Please bring out Apple Pay and I’ll change banks fully to bank of us

### 4/5 — Love the app but

*2019-01-22, version 3.2.0*

Since latest update the icon graphics on my iPad have disappeared for the app just a black and white square. App operates normally once open though please fix.

### 1/5 — Advertising in your face

*2018-10-11, version 3.1.1*

I just opened an account yesterday. Said no to all the direct email advertising. But the app is full of it. Trashy shopping trolley images full of supermarket competitions and message bribes to get me to sell the bank to my friends. Thinking of leaving already.

### 4/5 — Completely disagree with the previous review

*2017-12-21, version 3.0*

Love the new logo and the name seems more inviting. B&E felt tired and uninteresting but this new logo background and colour scheme is inviting. The app is great and overall I’m very happy (I like the colour scheme even as a male)

### 1/5 — Doesn't work

*2016-07-24, version 1.19*

Glitchy, doesn't display properly. Can't access anything.

## Frequently asked questions about Bank of us

### Is Bank of us secure for managing my finances?

Yes, the app is designed for secure everyday banking. It offers features like secure messaging and transaction search to help you manage your accounts safely.

### What banking institutions does Bank of us support?

Bank of us is a trading name of B&E Ltd, an Australian financial institution. The app is designed for managing accounts with Bank of us specifically.

### Can I make payments using the Bank of us app?

Yes, the app allows you to easily manage and make payments. You can also control your cards, including changing your PIN or locking/unlocking them.

### Does Bank of us have ads?

No, Bank of us does not contain advertisements. The app is free to download and use without any ad interruptions.

### How often is Bank of us updated?

The app was last updated on October 20, 2025, indicating regular maintenance and updates. The latest version is 4.1.0.

### What devices can I use Bank of us on?

Bank of us is available for iPhone, iPad, and iPod. While it can be installed on iPads, the user interface is not specifically optimized for them.

### What is the age rating for Bank of us?

Bank of us has an age rating of 4+, making it suitable for a wide range of users. It is designed for managing everyday banking needs.

### How do I get started with Bank of us if I'm not registered for Internet Banking?

If you are not registered for Internet Banking, you can sign up online at www.bankofus.com.au/internet-banking or visit a store. Once registered, you can start banking straight away with the app.

## Version history (last 5 releases)

### 4.1.0 — 2025-10-20

Introducing Confirmation of Payee for enhanced security. You’ll now see a match level when entering a recipient’s BSB and account number to confirm the details before making a payment.
We’ve also added a Payee Search feature to help you find your saved payees faster.
Plus, a few minor bugs have been fixed to improve overall performance.

### 4.0.0 — 2025-08-05

We’ve streamlined navigation so your accounts are front and centre, improved search and fixed some bugs.

### 3.7.0 — 2025-03-24

Security enhancements

Minor bug fixes and performance improvements

### 3.6.0 — 2024-10-28

- Security enhancements
- Minor bug fixes and performance improvements

### 3.5.0 — 2024-03-12

Our app has a fresh new look & feel. You’ll easily find all the features that you use everyday plus: 

- Search your most recent transactions
- A new secure messaging feature
- Bug fixes and security enhancements

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## More apps by B&E Personal Banking

- [Big Plans](https://appshunter.io/ios/app/big-plans/id6758355932)

All apps by B&E Personal Banking: https://appshunter.io/developer/793702727

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*
