# Bank OZK Business

> Mobile banking app for business account management and transaction approval. (iPhone/iPad app by Bank OZK.)

- Source: https://appshunter.io/ios/app/bank-ozk-business/id1044400427 (this page in markdown: same URL + `.md`)
- Developer: [Bank OZK](https://appshunter.io/developer/685973033)
- Category: Finance
- Price: Free
- Rating: 1.66/5 from 67 App Store ratings · 33 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 12 MB
- Languages: English
- Released: 2016-04-19
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank-ozk-business/id1044400427/reviews.md

## What is Bank OZK Business?

Manage your finances conveniently and securely; anytime, anywhere with Bank OZK Business Mobile Banking.  

Manage Your Accounts:
• Check business account balances
• View recent transactions, including check images
• Transfer money between accounts

Deposit Checks:
• Deposit checks by snapping a picture of each check
• View deposit history in the app

Review and Approve:
• Approve transactions scheduled through [Business Online], including fund transfers, ACH transfers, wire transfers, and bill payments
• Receive alerts when approvals are pending

Getting started is simple. Download the app and sign on with your Business Online Banking user credentials. [No additional fees apply]. For more information about Bank OZK mobile services, please visit OZK.com or call us at 800-274-4482.  

Carrier’s data rates may apply.

## Key features

- Check business account balances
- View recent transactions
- Transfer money between accounts
- Deposit checks by photo
- Approve pending transactions
- Receive approval alerts

## Recent user reviews (10 of 33)

All indexed reviews: https://appshunter.io/ios/app/bank-ozk-business/id1044400427/reviews.md

### 1/5 — Worked for a year or so and now total waste of time.

*2024-08-05*

I’ve talk to Support a few times over the past few years and nothings changed.

Are you ever going to fix this app? I haven’t been able to login for over two years.

### 1/5 — Horrible App

*2024-07-24*

The bank is fine, the app is horrible. I am constantly having to call customer service and reset my password because the app gives errors and states my password no longer works. It is a serious issue that needs correction immediately.

**Developer response:** We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you. Please contact our Customer Care Team at 800-274-4482 (M-F 7-7 CT & Sat 7-4 CT). Thank you.

### 1/5 — Just downloaded

*2024-05-15*

Just downloaded after reading the reviews. It’s unacceptable that none of the features work. I can’t mobile deposit, transfer funds or see anything other than a balance. Will call tomorrow and hope for a solution. Judging by the reviews, the solution may be a new bank.

### 1/5 — The worst bank app

*2024-01-06*

Literally the worst bank app. Doesn’t work half of the time to even log in. Interface looks like it’s from the 90s and not easy to use. When you deposit a check, you can’t see what you deposited, it doesn’t show the pictures of the check. Besides from basic function, can’t really use it for anything else.

### 1/5 — Appallingly Bad

*2023-09-02*

There is a separate app for personal and business accounts which seems ridiculous and is a good incentive to not have both business and personal accounts at this bank. Also, there is a separate app for Debit cards. And the functionality of the business account is so limited it is pathetic. We are going to move our account to another bank that actually knows something about my needs.

### 1/5 — Worst banking app ever

*2023-05-22*

On top of me having to reset my passcode every three or four days there’s no reset option on the app. There’s no statement view option it’s just a really horrible app but the people at the bank are so nice

### 1/5 — Trash

*2023-04-29*

App is trash, honestly the bank is trash too but as a small business owner I don’t have the time yet but will be closing my account and moving on to another bank. The amount of issues I’ve had have been unreal. For starters it took 6 months for me to even get a response to the original email I sent to get my business app set up in the first place. And even then I didn’t get a response I had to go to my local branch and complain to even get help in the first place. Then every other week it seems they have a problem validating my information. I’m over it, and I’m ready to switch banks. *update* I didn’t think it was possible but this app has gotten worse. If you are looking for a new bank account look elsewhere because you will be heavily disappointed

**Developer response:** We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you. Please contact our Customer Care Team at 800-274-4482 (M-F 7-7 CT & Sat 7-4 CT). Thank you.

### 1/5 — Worked for a year or so and now total waste of time.

*2023-04-11*

I’ve talk to Support a few times over the past few years and nothings changed. If you need the Business app on your phone, go to another bank.

### 1/5 — Great interest rates but horrible horrible app

*2023-04-01*

First of all, it can take up to 2 weeks to see your accounts in the app.  If there is something wrong with your account request, they do not alert you to tell you what happened.  Support requires on the average 30-40minute wait.
Once you are able to get in, I was not seeing my accounts.  Had to wait again.  Once I saw my accounts, all accounts were mis-labeled
(I.e., checking, money market, cd).  Waited again.  Finally got through and a request was submitted for proper account labeling.
Day 2 still wrong labels.  You cannot make changes yourself.  All other features like making payments are app place holders only.
You are referred instead to call the bank…be prepared to wait again.  Finally, if you are looking for a good interest rate, this is good,
If you are looking for an app with ease of use, look somewhere else for now.  I think CapitalOne has a great app but terrible interest rates. Chase is the same.  Anyway, I would give this app a negative 10 but it won’t let me go beyond a positive 1.  At least the phone support were friendly.  I hope they fix this app soon because there are way many other banks that are starting to offer better rates,

### 1/5 — Wish I could tell you how it works but it won’t even let me login.

*2023-03-29*

After speaking with several representatives over the phone and in person. Multiple password changes. Delete and redownloads. I am still unable to even get past the login screen. I’m met with the “we can’t validate your information” error message and nobody seems to know how to fix the problem. I can’t even login to my account via a browser on my phone. I’ve been met with no actual help to my answers and to the point of closing my business account with this bank that seems to actively want to work against their customers whether it be for personal or business related inquires. Terrible app.  terrible bank policies. Terrible service.

## Frequently asked questions about Bank OZK Business

### What can I do with the Bank OZK Business app?

The Bank OZK Business app allows you to manage your business finances conveniently. You can check account balances, view recent transactions including check images, and transfer money between your accounts. It also enables you to deposit checks by taking pictures and review/approve transactions scheduled through Business Online, such as fund transfers, ACH transfers, wire transfers, and bill payments.

### How do I get started with the Bank OZK Business app?

Getting started is simple. You need to download the app and then sign on using your existing Business Online Banking user credentials. No additional fees apply for using the mobile banking service.

### Is there a cost to use the Bank OZK Business app?

No additional fees apply for using the Bank OZK Business mobile banking service. However, your carrier's data rates may apply for data usage.

### What kind of transactions can I approve through the app?

You can approve various transactions scheduled through Business Online directly from the app. This includes fund transfers, ACH transfers, wire transfers, and bill payments. You will also receive alerts when approvals are pending, ensuring you stay informed.

### What are the benefits of using the mobile deposit feature?

The mobile deposit feature allows you to deposit checks conveniently by simply snapping a picture of each check. This saves you time and the need to visit a physical branch. You can also view your deposit history within the app.

## Version history (last 5 releases)

### 23.1.10 — 2023-11-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 21.1.40 — 2021-09-08

Bug fixes and performance improvements

### 20.2.30 — 2020-12-02

Bug fixes and performance improvements.

### 20.1.10 — 2020-04-29

Bug fixes and performance improvements.

### 19.2.10 — 2020-01-29

We have new features, enhancements, bug fixes, and performance improvements.

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## More apps by Bank OZK

- [Bank OZK Mobile](https://appshunter.io/ios/app/bank-ozk-mobile/id908459639)
- [Bank OZK Cards](https://appshunter.io/ios/app/bank-ozk-cards/id1460810627)
- [Bank OZK Mobile Banking](https://appshunter.io/ios/app/bank-ozk-mobile-banking/id6469882919)
- [OZK Home](https://appshunter.io/ios/app/ozk-home/id6478027621)

All apps by Bank OZK: https://appshunter.io/developer/685973033

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
