# Bank OZK Mobile > Mobile banking app for personal accounts offering deposits, payments, transfers, and account management. (iPhone/iPad app by Bank OZK.) - Source: https://appshunter.io/ios/app/bank-ozk-mobile/id908459639 (this page in markdown: same URL + `.md`) - Developer: [Bank OZK](https://appshunter.io/developer/685973033) - Category: Finance - Price: Free - Rating: 4.52/5 from 4,048 App Store ratings · 100 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 24 MB - Languages: English - Released: 2014-08-18 - Data updated: 2026-07-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bank-ozk-mobile/id908459639/reviews.md ## What is Bank OZK Mobile? Bank anytime, anywhere with the Bank OZK Mobile app for personal accounts. The app gives you access to many of the same features in online banking, plus mobile specific tools such as Mobile Check Deposit* and OZK Cards**. Bank conveniently and securely with the Bank OZK Mobile app: • Login with face or touch id (1) • View account balances and transaction history • Send money to or request money from people you trust with Zelle® (2) • Schedule one-time or recurring bill payments (3) • Transfer funds between Bank OZK accounts and other banks (4) • Set up balance and transaction alerts • Open a new checking, savings, money market or certificate of deposit account • Update your profile, order checks, and find your nearest Bank OZK branch or ATM For more information about Bank OZK mobile or online services, visit OZK.com or call us at 1-800-274-4482. Mobile features require enrollment in online banking and mobile banking. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply. *Eligibility requirements and restrictions apply. Deposits subject to verification. ** Enrollment required. (1) Capable devices only, required in-app setup. (2) Zelle requires enrollment and is subject to terms and conditions. Message and data rates apply. (3) Bill Pay is free for the first 15 payments per login ID each calendar month; $.50 for each payment thereafter. (4) Restrictions and limitations apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license Member FDIC ## Key features - Mobile Check Deposit - Zelle® for sending/requesting money - Schedule bill payments - Transfer funds between accounts - View account balances and history - Set up balance and transaction alerts - Open new accounts ## What do users think of Bank OZK Mobile? Overall sentiment: negative **Pros** - 💳 Instant transaction updates - 🚀 Fast app performance - 🏦 Great bank with excellent customer service **Cons** - 🐛 Frequent crashes and bugs - 🔍 Difficult to access transaction history - 🤖 Outdated and clunky user interface - 🔒 Unreliable security features (2FA, Face ID) - ⏱️ Slow response times and loading issues **Commonly reported bugs** - Login screen freezes and crashes - Transactions not properly syncing or updating - Mobile deposit feature not functioning - Compatibility issues with newer iOS versions **Most requested features** - Allow downloading of statements - Improve transaction history and balance display - Optimize app for tablets and larger screens - Streamline login and security processes ## Recent user reviews (10 of 100) All indexed reviews: https://appshunter.io/ios/app/bank-ozk-mobile/id908459639/reviews.md ### 5/5 — Wonderful *2026-06-05, version 25.2.5* Very nice ### 1/5 — Update the “update” 😑 *2026-05-09, version 25.2.5* 1. Why am I having to turn off my device and turn it back on just to view Fast Balance info? On top of that I get an error message if I don’t restart my device. 2. If you don’t sign out of the app but allow it to time out so it has to sign you out automatically, when you attempt to sign back in, after typing in all of your info, instead of actually signing you in you get a message that your previous session timed out and you need to sign in again, even though that’s what you’re trying to do: trying to sign in. It won’t let you sign-in the first try, it decides to give you a MESSAGE instead, THEN you have to re-enter your sign-in details a SECOND TIME. Error message pops up if you try to use the app again after that, then you have to restart your device. Why waste time “updating” an app only to make it worse than what it was?😐 Why am I still using this bank😒? You’re making me question my life decisions. ### 1/5 — Update this app for everybody’s sake. WHERE is my deposit from this morning? *2026-03-20, version 23.1.2* Why can I not see my deposit that I made this morning via this useless abandoned app? My last deposit was NOT a week ago, it was THIS MORNING!!! I swear to god I’m looking for a new bank over the weekend I’m SICK of this BS!! The fast balance doesn’t match the ACTUAL balance! I have to sign-in to see my true balance which defeats the point of enabling FAST 🤦‍♀️balance! ### 1/5 — Switching backs bc of all *2026-03-16, version 23.1.2* Mobile banking is such a vital vital factor in my day to day business and this bank has the WORST bank app ever that I have to switch banks bc the app never works and is terrible when I need it ### 2/5 — Update this app for everybody’s sake *2026-01-17, version 23.1.2* The fast balance doesn’t match the ACTUAL balance! I have to sign-in to see my true balance which defeats the point of enabling FAST 🤦‍♀️balance! ### 1/5 — Never works when you need it *2025-11-20, version 23.1.2* Always fails to load ### 1/5 — Can’t Access Transactions *2025-10-19, version 23.1.2* Like it says. Can only see my last 5 transactions when looking into my transaction history. Been an issue for over a year now. When will this be fixed? ### 2/5 — Nokia *2025-09-12, version 23.1.2* Lacks innovation and is behind compared to other banks apps like BoA and Jp’s ### 1/5 — Horrible *2025-05-12, version 23.1.2* Works 1/4 of the time and I need it to work 100% of the time, why else would I be signing into to check stuff? About to switch banks over it. Pathetic honestly. ### 2/5 — Expanding Recent Transaction Tab *2025-05-05, version 23.1.2* Is it just me or does anyone else have issues when expanding their account information and recent transactions? I have to click it many times before either will finally load and show me details of my account and recent transactions. It’s been like this for over a year or so and finally driven me crazy enough to write a review. Orherwise, App is fine. Just annoying to see the details of my account. ## Frequently asked questions about Bank OZK Mobile ### What can I do with the Bank OZK Mobile app? The app allows you to manage your personal bank accounts from your mobile device. You can view account balances and transaction history, deposit checks, send and request money with Zelle®, schedule bill payments, transfer funds between accounts, and open new accounts. It also provides features like setting up alerts and finding branches or ATMs. ### Is the Bank OZK Mobile app free to use? Yes, the Bank OZK Mobile app is free to download and use for personal accounts. While the app itself is free, carrier data charges may apply depending on your mobile plan. Some services like Bill Pay have a limit on free payments per month. ### What are the key mobile-specific features? Key mobile-specific features include Mobile Check Deposit, which allows you to deposit checks remotely, and OZK Cards, which likely refers to card management features. You can also use Zelle® for peer-to-peer payments directly through the app. ### How do I log in to the Bank OZK Mobile app? You can log in to the Bank OZK Mobile app using Face ID or Touch ID on capable devices, provided you have set it up within the app. This offers a convenient and secure way to access your accounts. ### What are the requirements to use the mobile banking features? To use the mobile banking features, you need to be enrolled in online banking and mobile banking. Availability of certain features may also be affected by your mobile carrier's coverage area, and standard carrier data charges may apply. ## Version history (last 5 releases) ### 25.2.5 — 2026-04-28 Minor bug fixes and enhancements. ### 23.1.2 — 2024-02-20 This update includes brand color updates and bug fixes. ### 23.1.0 — 2023-11-02 This update includes brand color updates, security improvements and bug fixes. ### 20.3.1 — 2022-10-05 Corrected mobile deposit image capture orientation issue on iOS 16. ### 20.2.0 — 2021-05-09 Bug fixes and miscellaneous improvements. ## Apps similar to Bank OZK Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ameris Mobile](https://appshunter.io/ios/app/ameris-mobile/id1663340384) | 4.7 (4,493) | Free | Finance | | [Centennial Bank Mobile](https://appshunter.io/ios/app/centennial-bank-mobile/id555725040) | 4.8 (30,696) | Free | Finance | | [Georgia's Own Credit Union](https://appshunter.io/ios/app/georgias-own-credit-union/id408022463) | 4.8 (52,712) | Free | Finance | | [Arkansas FCU Mobile Banking](https://appshunter.io/ios/app/arkansas-fcu-mobile-banking/id410384999) | 4.9 (26,333) | Free | Finance | | [My Synovus Mobile Banking](https://appshunter.io/ios/app/my-synovus-mobile-banking/id469296831) | 4.8 (50,152) | Free | Finance | | [SouthState Mobile](https://appshunter.io/ios/app/southstate-mobile/id1519101636) | 4.6 (19,334) | Free | Finance | ## More apps by Bank OZK - [Bank OZK Business](https://appshunter.io/ios/app/bank-ozk-business/id1044400427) - [Bank OZK Cards](https://appshunter.io/ios/app/bank-ozk-cards/id1460810627) - [Bank OZK Mobile Banking](https://appshunter.io/ios/app/bank-ozk-mobile-banking/id6469882919) - [OZK Home](https://appshunter.io/ios/app/ozk-home/id6478027621) All apps by Bank OZK: https://appshunter.io/developer/685973033 ## Related topics [bank of ozark](https://appshunter.io/ios/topics/bank-of-ozark) · [bank ozk mobile banking](https://appshunter.io/ios/topics/bank-ozk-mobile-banking) · [bank ozk mobile](https://appshunter.io/ios/topics/bank-ozk-mobile) · [bank of ozk](https://appshunter.io/ios/topics/bank-of-ozk) · [bankozk](https://appshunter.io/ios/topics/bankozk) · [bank ozk cards](https://appshunter.io/ios/topics/bank-ozk-cards) · [heritage bank of ozarks](https://appshunter.io/ios/topics/heritage-bank-of-ozarks) · [century bank of the ozarks](https://appshunter.io/ios/topics/century-bank-of-the-ozarks) · [security bank of the ozarks](https://appshunter.io/ios/topics/security-bank-of-the-ozarks) · [security bank of the ozarks m](https://appshunter.io/ios/topics/security-bank-of-the-ozarks-m) · [ozk business](https://appshunter.io/ios/topics/ozk-business) · [ozark](https://appshunter.io/ios/topics/ozark) · [umb mobile deposit](https://appshunter.io/ios/topics/umb-mobile-deposit) · [zynlo bank](https://appshunter.io/ios/topics/zynlo-bank) · [umb mobile deposit business](https://appshunter.io/ios/topics/umb-mobile-deposit-business) · [bank of hazelton](https://appshunter.io/ios/topics/bank-of-hazelton) · [halkbank skopje mobile app](https://appshunter.io/ios/topics/halkbank-skopje-mobile-app) · [echeckspro mobile checkbook](https://appshunter.io/ios/topics/echeckspro-mobile-checkbook) · [ELB-MobileApp](https://appshunter.io/ios/topics/elb-mobileapp) · [bochk igtb mobile](https://appshunter.io/ios/topics/bochk-igtb-mobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*