# Bank Tycoon Rate Wars — Build a bank. Survive a crash. > Turn-based banking simulation game with real-world economic principles. (iPhone/iPad app by Horea Lemeni Pop.) - Source: https://appshunter.io/ios/app/bank-tycoon-rate-wars/id6822081089 (this page in markdown: same URL + `.md`) - Developer: [Horea Lemeni Pop](https://appshunter.io/developer/6822081091) - Category: Games, Simulation, Strategy - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 5 MB - Languages: American English - Released: 2026-11-05 - Data updated: 2026-11-08 - Monetization: free ## What is Bank Tycoon Rate Wars? Run a real bank — without the risk. Bank Tycoon is a turn-based banking simulation for players who like their tycoon games with real numbers. Found a small bank in the US city of your choice, then grow it month by month into a regional or national name. EVERY MONTH YOU DECIDE • What to pay savers, and who to lend to — from prime mortgages to risky construction loans • Where to open branches across a cartoon map of 44 US cities, and how to staff them • How much to spend on marketing, technology, training, fraud prevention and compliance • Whether to grow fast, or bank your profits and build a safety cushion • Whether to take the deals that land on your desk: big deposits, business loans, banks for sale A LIVING ECONOMY Interest rates rise and fall. Recessions, housing busts and local industry shocks hit your borrowers. If depositors lose confidence, a bank run can drain your cash in weeks. Rival banks — a giant national lender, an aggressive subprime lender, a slick online bank and more — compete for the same customers. STAY SOLVENT Regulators watch your capital. Let it slip and they limit your dividends, freeze your growth and finally seize the bank. Keep it healthy, and your bank's sale value becomes your score. BUILD A REPUTATION Every December your board judges you against its targets, and the industry names the year's best banks. Give to your community and sponsor national events: a strong name brings wealthier customers and better deals. Rivals notice you, too — they match your rates and fight back in your home city. LEARN HOW BANKS REALLY WORK The rules are built on real banking data: deposit insurance, capital rules, loan default rates by credit score, and the lessons of real bank failures. A monthly report explains exactly why your profit moved. FAIR AND OFFLINE • Free: the full game in 5- and 10-year runs, at every difficulty • Premium (one-time purchase): custom games, any length or endless, your own logo and colors, 10 save slots, sandbox mode • No ads, no accounts, no data collected All banks, people and events in the game are fictional. Nothing in the game is financial advice. ## Key features - Found and grow a bank - Set interest rates and loan terms - Manage branches and staff - Respond to economic events - Compete with rival banks - Build a strong reputation - Learn real banking mechanics ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium | $1.99 | one-time | ## Is Bank Tycoon Rate Wars safe? Not enough ratings yet to assess Bank Tycoon Rate Wars. ## Is Bank Tycoon Rate Wars legit? Bank Tycoon Rate Wars has limited verification signals. The AppsHunter Legitimacy Score for Bank Tycoon Rate Wars is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Bank Tycoon Rate Wars ### What is Bank Tycoon Rate Wars? Bank Tycoon Rate Wars is a turn-based banking simulation game where you build and manage your own bank. You make decisions on interest rates, loans, expansion, and marketing to grow your bank and survive economic challenges. ### Is Bank Tycoon Rate Wars free to play? Yes, the full game with 5- and 10-year runs at every difficulty is free. A premium option is available as a one-time purchase for custom games, endless play, and additional customization features. ### Does Bank Tycoon Rate Wars have ads? No, Bank Tycoon Rate Wars is ad-free. It also does not require accounts or collect user data. ### What platforms is Bank Tycoon Rate Wars available on? Based on the provided data, Bank Tycoon Rate Wars is currently supported on iPhone. ### How does Bank Tycoon Rate Wars simulate real banking? The game's rules are built on real banking data, including deposit insurance, capital rules, and loan default rates. A monthly report explains your bank's performance based on these principles. ### Can I play Bank Tycoon Rate Wars offline? Yes, the game is designed to be played offline. It does not require an internet connection to play. ### What is the age rating for Bank Tycoon Rate Wars? Bank Tycoon Rate Wars has an age rating of 4+. ### How often is Bank Tycoon Rate Wars updated? The application was last updated on 2026-11-05, indicating it is a new release. Future updates will depend on the developer's plans. ## Version history (last 1 release) ### 1.0 — 2026-11-05 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-08.*