# Bank Zero > App-driven digital bank for individuals and businesses with zero cost. (iPhone/iPad app by Bank Zero.) - Source: https://appshunter.io/ios/app/bank-zero/id1514773975 (this page in markdown: same URL + `.md`) - Developer: [Bank Zero](https://appshunter.io/developer/1514773974) - Category: Finance, Business - Price: Free - Rating: 3.50/5 from 12 App Store ratings · 12 written reviews indexed - Age rating: 9+ - Requires: iOS 12.0 · 148 MB - Languages: English - Released: 2021-10-18 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bank-zero/id1514773975/reviews.md ## What is Bank Zero? Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses. Customers also get a secure patented card and can chat via email with a dedicated team of banking specialists. Visit www.BankZero.co.za for 16 powerful unique features and more... You can do these banking activities: • Register • Open accounts including investments • Businesses banking and related functionality • Relationship Banking and Auth Chain • Opening of new business types - Pty, Solo, CC, NPO's, NPI's and Partnerships • Pay • Apple Pay • SARS/Public Recipient Pay • Transfer • Buy prepaid • Send Money • Pay via QR code • Pay many for multiple payments • Import recipient list for Pay Many using CSV upload • Pay Immediately • Stopping of Debit Orders • Update business FICA at any time • Download your statements and letters • Ability to switch daily emails on/off • Add your children (so they get full access) • Link people to your account, like friends and family • Setup owners/officials and the authorisation chain for your businesses ## Key features - App-driven banking - Zero cost services - Individual and business accounts - Secure patented card - Dedicated banking specialists - Account opening and management - Payment and transfer services ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/bank-zero/id1514773975/reviews.md ### 1/5 — What’s going on with authorizations *2025-12-22* Something weird going on with authorization. Have done hundreds of transactions on 6060 with this card previously. Today it just won’t let me authorize. Notification pops up from Bank Zero app that I should please authorize but then it just opens the app on normal screen and I can’t find the authorization. Infuriating trying to buy Christmas groceries. This app is so in user friendly. Feels like it was built in someone’s garage. And not in a cool way. **Developer response:** Please contact our WhatsApp support team on 079 221 6628 so we can assist you. ### 5/5 — Over the moon *2025-07-17* Superb stuff. Turbo charge your treasury here. These guys rock and roll. ### 4/5 — Dull UI and subscriptions needs work *2025-06-30, version 1.1.31* Utilitarian interface which is not a bad thing but it lacks 2025 design chic. Beyond that, I’m finding that the subscription box is simply not up to the task and I think you really need to develop functionality to open a sub window to enable subscriptions to be managed with a bit more real estate. ### 5/5 — Where have you been all my life?…. *2024-06-07* What a pleasure to deal with the support staff and using the App. Is an absolute pleasure…….The help and support from help desk is really great and the patience shown is very impressive…… **Developer response:** It is delightful and appreciation to us to hear such positive words and it’s always a pleasure to serve our users. For any query reach out to us on WhatsApp chat (+27 79 939 9796), Email (chat@bankzerosa.co.za or info@bankzero.co.za), or any of our Socials (Twitter, Facebook, or Instagram) ### 1/5 — Digital bank, no digital wallet! *2024-03-11* Until Bank Zero develops support for digital wallets i.e. Google pay Apple Pay etc, it has no value to me. Develop it, then we can talk. **Developer response:** It is delightful to hear such positive demand, We are eager to surprise you with some beauty of payment and it’s always a pleasure to serve our users. Keep staring, you will surprise with your expectation. Please reach out to us on any of the following support channels: Our dedicated WhatsApp chat line (+27 79 939 9796), Email lines (chat@bankzerosa.co.za or info@bankzero.co.za), or any of our Socials (Twitter, Facebook, or Instagram) ### 1/5 — Useless *2023-12-09, version 1.1.22* There is no way to put money in the account without having another bank account to pay for the card so it’s totally useless as you only bank account. Apps like SnapScan don’t recognise bank zero for refunds so I closed the account. ### 5/5 — How banking should be *2023-11-21* Bank Zero feels light and breezy. It's not weighed down by 100 years of legacy. I tried to open a business account at a traditional bank. So far the number of forms required is 10 and easily still that amount to come still. Bank Zero only needed a couple of basic documents and the whole thing took about 10 minutes of actual time Support staff (in this case Kamogelo) are friendly, fast and knowledgable. Same goes for their personal banking. ### 5/5 — Bank Zero *2023-11-05* Easy as pie! Very basic App, does the job. Easy online application and FICA process. Excellent customer service behind the App! Small Bank with great attitude. Well done! **Developer response:** It is delightful to hear such positive words and it’s always a pleasure to serve our users. ### 4/5 — Nice idea *2023-01-19, version 1.1.14* Very nice idea. More functual and intuitive design and design upgrade such as Monzo in the UK might make more users change to your platform. ### 5/5 — Powerful. *2022-10-19* Excellent local banking product and service, and it’s all for free so I’m quite chuffed with that. The card has worked seamlessly in SA and for all my online use. **Developer response:** Hi Wian, Thank you very much for your 5-star review!!! ## Frequently asked questions about Bank Zero ### What banking activities can I perform with Bank Zero? Bank Zero allows you to register, open various accounts including investments, manage business banking, make payments via Apple Pay or QR code, transfer funds, buy prepaid services, and stop debit orders. You can also download statements and update FICA information. ### Is Bank Zero secure? Yes, Bank Zero emphasizes security with a patented card and a secure, app-driven approach to banking. The platform supports features like Relationship Banking and Auth Chain for business accounts, enhancing transaction security. ### What types of businesses can use Bank Zero? Bank Zero supports a wide range of business types, including Pty, Solo, CC, NPO's, NPI's, and Partnerships. You can also set up owners, officials, and the authorization chain for your businesses. ### How can I get help with Bank Zero? Customers can chat via email with a dedicated team of banking specialists for support. The app also provides access to detailed information and functionalities for managing your banking needs. ### What devices does Bank Zero support? Bank Zero is available on iPhone and iPod devices. The app is designed to provide a seamless mobile banking experience on these platforms. ### How often is Bank Zero updated? The latest version of Bank Zero is 1.1.35, last updated on December 17, 2025. Updates typically include new features, performance improvements, and security enhancements. ### What is the user rating for Bank Zero? Bank Zero has a rating of 3.7 stars based on 11 ratings. This indicates a generally positive reception from its user base. ### Does Bank Zero have ads? No, Bank Zero does not contain advertisements. The app is free to use and focuses on providing a clean banking experience without interruptions. ## Version history (last 5 releases) ### 1.1.36 — 2026-06-24 In this release: • Bug fixes, UI improvements, and app enhancements. Please send through any feedback, as it’s always appreciated. ### 1.1.35 — 2025-12-17 In this release: • Bug & UI fix for the iOS26 Please send through any feedback, as it’s always appreciated. ### 1.1.34 — 2025-12-13 In this release: • Bug & UI fix for the iOS26 Please send through any feedback, as it’s always appreciated. ### 1.1.33 — 2025-11-17 In this release: • Immediate payment to another bank Please send through any feedback, as it’s always appreciated. ### 1.1.32 — 2025-09-02 In this release: • Bug fixes and enhancements Please send through any feedback, as it’s always appreciated. ## Apps similar to Bank Zero | App | Rating | Price | Category | | --- | --- | --- | --- | | [Santam app](https://appshunter.io/ios/app/santam-app/id937753243) | 4.3 (15) | Free | Finance | | [OUTsurance](https://appshunter.io/ios/app/outsurance/id646353691) | 4.8 (380) | Free | Finance | | [Vault22](https://appshunter.io/ios/app/vault22/id611120440) | 4.5 (51) | Free | Finance | | [TymeBank](https://appshunter.io/ios/app/tymebank/id1546033972) | 3.4 (43) | Free | Finance | | [OM Money Account](https://appshunter.io/ios/app/om-money-account/id1172271401) | 3.9 (8) | Free | Finance | | [Bidvest Bank](https://appshunter.io/ios/app/bidvest-bank/id1278837149) | 2.5 (6) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*