# Bank78 — Banking for everyone

> Global banking app for accounts, transfers, bill payments, and scheduled transactions. (iPhone/iPad app by BLAAIZ INNOVATIONS TECHNOLOGY LTD.)

- Source: https://appshunter.io/ios/app/bank78/id6470311222 (this page in markdown: same URL + `.md`)
- Developer: [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154)
- Category: Finance
- Price: Free
- Rating: 3.80/5 from 29 App Store ratings · 10 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.6 · 115 MB
- Languages: American English
- Released: 2024-02-01
- Data updated: 2026-08-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bank78/id6470311222/reviews.md

## What is Bank78?

Welcome to Bank78 – One global bank, every way your money moves! 
* Unlock Savings and Current Accounts
* Swift Money Transfers
* Effortless Bills Payment.
* Never Miss a payment: schedule it and forget it!
* Bulk Payments Made Easy

We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.

## Key features

- Savings and Current Accounts
- Swift Money Transfers
- Effortless Bills Payment
- Scheduled Payments
- Bulk Payments

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/bank78/id6470311222/reviews.md

### 5/5 — Seamless Experience

*2026-07-22*

Super easy and fast

**Developer response:** It is delightful to hear such positive words, and it’s always a pleasure to serve our users.

### 5/5 — Priest

*2026-07-22*

01

### 1/5 — Finzo24

*2026-06-21*

After my third tier verification was successfully done…I didn’t see no option of GBP nor EUR or USD account creation option…so far bank 78 has been a false..don’t bother downloading..I’m deleting my own app soon.ill give you 1 to zero star.

**Developer response:** Thank you for your feedback.

To clarify, Bank78 does not advertise or offer foreign currency accounts (USD, GBP, or EUR). Our Tier 3 verification is strictly designed to unlock higher transaction limits and enhanced security for local currency accounts.

We understand you are disappointed that this specific feature is unavailable, but we can assure you that our platform operates fully transparently within our stated services. If you choose to keep your account, you can now enjoy the full benefits of your upgraded local tier.

### 2/5 — Referral bonus

*2026-04-14*

I couldn’t even use the funds credited in my Bill payment,then why is it there if I can’t use my bonus in my referral wallet
You really needed to fix this up
It’s going to 4months now since the using of referral bonus for bill payment not available

**Developer response:** We understand how frustrating this has been, and we sincerely apologize for the inconvenience. At the moment, the use of referral bonuses for bill payments is still unavailable as the feature remains on hold. Our team is actively working on this, and we’ll notify you as soon as it’s restored. We truly appreciate your patience.

### 1/5 — Terrible network and poor customer service

*2026-02-14*

Why is Bill payment not working, why tf? You need to fix this as quick as possible

**Developer response:** Please be informed that airtime and bill purchases are currently available only from your main account balance. Airtime purchases from referral wallets are still unavailable for now. We’ll notify you as soon as this option is restored. Thank you for your patience.

### 5/5 — Fast

*2026-02-11*

Fast and reliable

**Developer response:** Thank you so much for your encouraging review. We will do our best to ensure you have a great banking experience with us.

### 1/5 — fraud

*2026-01-11*

Don’t use the referral code @DRLUCAS, they promised 2k to the first 1thousand people that uses the referral code and I tried it as soon he posted it, not for the Money but to know how real it is.  to my greatest surprise it’s fake promo.  If the promo is fake then the bank system might not be trusted!!!!!

**Developer response:** We completely understand why you’re upset, and we apologize for the experience. You’re right to expect a promise to be honored.

The referral campaign for @DRLUCAS was genuine, but it was limited to the very first 1,000 people who completed the sign-up. Because it was promoted widely across the country on social media, all the slots were filled within a matter of minutes, faster than most people could react. We have verified that all 1,000 rewards have been successfully paid out.

We know that doesn't change your personal disappointment, and for that, we are truly sorry. We value your trust deeply, and we hope you'll give us another chance in the future with a different offer. Thank you for trying. Better luck next time.

### 1/5 — Very useless bank

*2025-12-17*

They will lock your account if you mistakenly enter a wrong pin.
Then their customer service will never respond I mean ever!
And their customer care number will never go through!
They will frustrate your life, don’t ever think of downloading the app or using the bank because they act like scammers!

### 5/5 — It’s so cool

*2025-09-14*

It’s works perfectly

**Developer response:** It is delightful to hear such positive words, and it’s always a pleasure to serve our users 😀

### 5/5 — Superb UI design

*2024-02-02*

The UI design is superb and flawless design and flow.

## Frequently asked questions about Bank78

### What types of accounts can I open with Bank78?

Bank78 allows you to unlock both Savings and Current Accounts, providing flexibility for your financial needs. These accounts are designed to cater to various personal banking requirements.

### How secure is Bank78 for my financial information?

While specific security protocols are not detailed, the app requires location updates to verify residency, suggesting a focus on user verification. As a finance app, it is expected to employ standard security measures to protect user data.

### Can I schedule payments in advance with Bank78?

Yes, Bank78 offers the feature to schedule payments in advance, allowing you to 'set it and forget it.' This helps in managing your bills and avoiding missed payment deadlines.

### Does Bank78 support international money transfers?

The description mentions 'Swift Money Transfers,' which typically implies efficient and potentially international transfer capabilities. For specific country support, further details would be needed.

### What devices is Bank78 available on?

Bank78 is currently supported on iPhone and iPod devices. Compatibility with other platforms like Android is not specified in the provided data.

### How often is Bank78 updated?

The latest version is 2.1.43, released on March 30, 2026. This indicates a recent update, suggesting the app is actively maintained and improved.

### What is the user sentiment for Bank78 based on ratings?

Bank78 has a rating of 3.8 stars from 19 ratings. This suggests a generally positive but mixed user reception, with room for improvement in certain areas.

### Does Bank78 have any advertisements?

No, Bank78 is free to download and does not contain advertisements. The app is supported by its core banking services rather than ad revenue.

## Version history (last 5 releases)

### 2.2.13 — 2026-08-09

What's new:
- Group Beneficiaries:
Add your regular recipients to a group and pay them all in one tap.- Payment Links & Invoices:
Businesses can now create professional invoices or shareable payment links in under a minute.-
 Digital Investment:
Trade Bitcoin, Ethereum, and more directly in-app. Track your portfolio in real time, and buy or sell in seconds.
- Limit Upgrade:
Need to move more money? Request a higher transfer limit without visiting a branch.

### 2.2.12 — 2026-08-05

What's new:
- Group Beneficiaries:
Add your regular recipients to a group and pay them all in one tap.- Payment Links & Invoices:
Businesses can now create professional invoices or shareable payment links in under a minute.-
 Digital Investment:
Trade Bitcoin, Ethereum, and more directly in-app. Track your portfolio in real time, and buy or sell in seconds.
- Limit Upgrade:
Need to move more money? Request a higher transfer limit without visiting a branch.

### 2.2.6 — 2026-07-03

What's new:
- Group Beneficiaries:
Add your regular recipients to a group and pay them all in one tap.- Payment Links & Invoices:
Businesses can now create professional invoices or shareable payment links in under a minute.-
 Digital Investment:
Trade Bitcoin, Ethereum, and more directly in-app. Track your portfolio in real time, and buy or sell in seconds.
- Limit Upgrade:
Need to move more money? Request a higher transfer limit without visiting a branch.

### 2.2.4 — 2026-07-01

What's new:
- Group Beneficiaries:
Add your regular recipients to a group and pay them all in one tap.- Payment Links & Invoices:
Businesses can now create professional invoices or shareable payment links in under a minute.-
 Digital Investment:
Trade Bitcoin, Ethereum, and more directly in-app. Track your portfolio in real time, and buy or sell in seconds.
- Limit Upgrade:
Need to move more money? Request a higher transfer limit without visiting a branch.

### 2.2.2 — 2026-06-04

What's New:
-Bug fixes and application improvements to enhance your banking experience.

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## More apps by BLAAIZ INNOVATIONS TECHNOLOGY LTD

- [Blaaiz](https://appshunter.io/ios/app/blaaiz/id6479834960)
- [Palmoda](https://appshunter.io/ios/app/palmoda/id6502610748)
- [Payaza Notifier](https://appshunter.io/ios/app/payaza-notifier/id6737593725)
- [Blaaiz Business](https://appshunter.io/ios/app/blaaiz-business/id6751013780)

All apps by BLAAIZ INNOVATIONS TECHNOLOGY LTD: https://appshunter.io/developer/1713385154

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*