# Bankera – Mobile Banking — Crypto Friendly IBAN and Card

> Multi-currency banking with crypto support, virtual cards, and instant transfers. (iPhone/iPad app by Era Finance Ltd.)

- Source: https://appshunter.io/ios/app/bankera-mobile-banking/id1555256201 (this page in markdown: same URL + `.md`)
- Developer: [Era Finance Ltd](https://appshunter.io/developer/1555256203)
- Category: Finance
- Price: Free
- Rating: 2.00/5 from 8 App Store ratings · 12 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 93 MB
- Languages: English
- Released: 2022-02-26
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bankera-mobile-banking/id1555256201/reviews.md

## What is Bankera?

Plastic and virtual Visa cards
 - Use cards to pay online, in-store, at home and abroad
 - Generate new virtual cards
 - Enjoy 3 free cash withdrawals at ATMs per month within European Economic Area (except Lithuania)

Multi-currency accounts
 - Get a dedicated IBAN in your own name
 - Store money in more than 12 different currencies, including EUR, USD, GBP, CHF, AED, PLN, NOK, SEK, CAD, CZK, DKK, HUF, TRY and ILS
 - Exchange between supported currencies at favourable rates

Business accounts
 - Open an account for your business or freelance activity
 - Get a Visa debit card for your business

Crypto friendly accounts
 - Send and receive fiat to/from cryptocurrency exchanges
 - Use a Bankera account for your crypto business

Money transfers
 - Send and receive euros within SEPA Instant 24/7 instantly
 - Send and receive more than 12 currencies via local and international (SWIFT) transfers
 - Repeat payments by just clicking a button

Manage your cards
 - Enable/Disable contactless payments
 - Enable/Disable online transactions
 - Enable/Disable ATM withdrawals
 - View card PIN

Live customer support
 - Reach our support specialists via live chat to get help 24/7

## Key features

- Multi-currency accounts
- Virtual and physical Visa cards
- Crypto-friendly transactions
- Instant SEPA transfers
- Business accounts
- 24/7 live customer support

## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/bankera-mobile-banking/id1555256201/reviews.md

### 1/5 — Dont trust in bankera

*2025-01-31*

Im a normal user of Bankera and sadly one day they blocked my funds requesting information of source of funds, after provided my funds are still on my account. Be aware!!!

### 1/5 — Useless app with no logic

*2024-11-04*

DO NOT INSTALL THIS. They keep asking for the same information over and over. It takes them weeks to respond to your query and ask to send the same documents again and again. Trust the rating guys, stay away

### 1/5 — Dinero congelado

*2024-06-04*

Hola espero me puedan ayudar llevo esperando más de 15 días una transferencia sepa y aún no se refleja en mi cuenta me puse en contacto con soporte y no Medan solución

### 1/5 — Unexceptional fees

*2024-04-03, version 3.3.3*

Tried to open a business account. However, the company required to pay a 450€ application review fee.  Even tho they do not guarantee that the account will be opened and the fee is not refundable.
It's 2024, and paying fees to open a crypto/bank account is unacceptable.

### 1/5 — Save Your Time! Go To Others!

*2024-02-27*

Save your time, and go to other apps! Sent requested documents for verification, and rejected for no reason. Customer service just kept on asking you to send another documents, and could not even specify what’s not correct! I told them my document was exactly what they asked, then, the reject reason came to ‘regarding our internal policies’! If you asked what’s internal policy, reply was ‘we are unable to share the details….’

### 1/5 — They blocked my account and hold my money

*2024-02-21, version 3.3.2*

Not happy at all, they block my account and just took my money with no reason. The payment department don’t answer to my emails… Is half year now and I didn’t get my money from them… I have 4.5 K and they don’t send it to my other account

### 1/5 — Scam!

*2024-02-02, version 3.3.0*

I have €1,190.00 of BNK coin I tried to swap them for another coin and was only offered $88 worth!

Now  BNK was bought by SpectroCoin some time ago. And they are the same people.

When the exchange charges a 90% fee, to me this is extortionate or theft! 

Avoid this exchange, I had no choice but to give it 1 star!

I have screenshots and the exchange fees and the customer service chat response when I reached out thinking it was a mistake. PS no mistake 90% was the fee take it or leave it!

Moving it off the exchange to another wallet is really as expensive, 10% chargers!

Thanks to the power of the internet social media I’ll  leaving more feedback.

### 1/5 — Not a real app

*2023-08-08*

You can never pass the verification

### 4/5 — Need to improve Ui

*2023-08-07, version 2.4.4*

After long time I feel it’s a good bank. And also crypto friendly. But need to change app UI design it’s looks not good and smart.

### 5/5 — This is great fintech app!

*2023-05-04*

Good Job guys

## Frequently asked questions about Bankera

### What are the main features of Bankera?

Bankera offers multi-currency accounts, virtual and physical Visa cards, crypto-friendly transactions, instant SEPA transfers, and business accounts. Users can also manage card settings and access 24/7 live customer support.

### How secure is Bankera?

While specific security measures are not detailed in the description, banking applications typically employ industry-standard encryption and security protocols to protect user data and transactions. Users can manage card security by enabling/disabling contactless payments, online transactions, and ATM withdrawals.

### What currencies can I hold in my Bankera account?

Bankera supports over 12 currencies, including EUR, USD, GBP, CHF, AED, PLN, NOK, SEK, CAD, CZK, DKK, HUF, TRY, and ILS. You can exchange between these supported currencies at favorable rates.

### Can I use Bankera for business purposes?

Yes, Bankera offers business accounts specifically for business or freelance activity. You can also get a Visa debit card for your business needs.

### Does Bankera support cryptocurrency transactions?

Yes, Bankera is crypto-friendly. You can send and receive fiat currency to and from cryptocurrency exchanges, and use your Bankera account for your crypto business.

### What are the limitations on ATM withdrawals with Bankera?

You are entitled to 3 free cash withdrawals at ATMs per month within the European Economic Area, excluding Lithuania. You can also enable or disable ATM withdrawals through the app's card management features.

### How often is Bankera updated?

The latest version of Bankera is 3.7.0, which was last updated on February 18, 2025. This indicates a relatively active development cycle, with updates likely occurring to improve features and security.

### What devices does Bankera support?

Bankera is available for iPhone and iPod devices. The app is rated for users aged 17 and older.

## Version history (last 5 releases)

### 3.7.0 — 2025-02-18

Improved app security, stability and performance with our latest  improvements and bug fixes.

### 3.6.2 — 2024-12-18

Enforced push-me as a 2FA method for a better and secure transaction authentication experience;
Updated KYC integration for a better and smoother onboarding process;
Improved app stability and performance with our latest bug fixes.

### 3.6.1 — 2024-12-05

Enforced push-me as a 2FA method for a better and secure transaction authentication experience;
Updated KYC integration for a better and smoother onboarding process;
Improved app stability and performance with our latest bug fixes.

### 3.6.0 — 2024-12-02

Enforced push-me as a 2FA method for a better and secure transaction authentication experience;
Updated KYC integration for a better and smoother onboarding process;
Improved app stability and performance with our latest bug fixes.

### 3.5.3 — 2024-08-06

Redesigned cards list view;
Push notifications now remain inside the app until confirmed or cancelled;
Implemented pending payments, enabling to initiate a payment and confirm it later;
Implemented diverse titles and texts for push notifications to provide more context and relevance;
Bug fixes & other improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
