# Bankers Trust M+ Personal

> Mobile banking app for checking balances, paying bills, transfers, and check deposits. (iPhone/iPad app by Bankers Trust.)

- Source: https://appshunter.io/ios/app/bankers-trust-m-plus-personal/id676265399 (this page in markdown: same URL + `.md`)
- Developer: [Bankers Trust](https://appshunter.io/developer/676257713)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 4,115 App Store ratings · 67 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 162 MB
- Languages: American English
- Released: 2013-07-27
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bankers-trust-m-plus-personal/id676265399/reviews.md

## What is Bankers Trust M+ Personal?

Start banking wherever you are with Bankers Trust M+ Personal (Central Iowa and Phoenix) for iPhone and iPad! Available to all Bankers Trust Central Iowa and Phoenix customers. Bankers Trust M+ Personal (Central Iowa and Phoenix) allows you to check balances, pay bills, make transfers, and deposit checks. 

Available features include:

Accounts
- Check your latest account balance and search recent transactions by date, amount, or check number.

Bill Pay
- Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone.

Transfers
- Easily transfer cash between your accounts.

Remote Deposit Capture
- Deposit checks while on the go with iPhone
All features may not be available in the tablet application.

## Key features

- Check account balances
- Search recent transactions
- Pay and edit bills
- Transfer funds between accounts
- Deposit checks remotely

## What do users think of Bankers Trust M+ Personal?

Overall sentiment: negative

**Pros**

- 🚀 Fast and efficient app
- 👍 Intuitive and user-friendly interface
- 💳 Useful banking features (e.g., check deposit, bill pay)
- 🏦 Reliable local banking experience

**Cons**

- 🐛 Frequent crashes and bugs
- 🔒 Security and login issues (e.g., Touch ID/Face ID not working)
- 🔄 Inconsistent app performance and functionality
- 📱 Subpar mobile app experience compared to competitors

**Commonly reported bugs**

- Login and authentication problems
- Check deposit issues (e.g., app closing after image capture)
- Frequent app crashes and freezes
- Compatibility problems with newer devices and OS versions

**Most requested features**

- Improved security features (e.g., two-factor authentication)
- More comprehensive banking information (e.g., interest rates, CD details)
- Enhanced mobile app capabilities (e.g., desktop integration, advanced features)

## Recent user reviews (10 of 67)

All indexed reviews: https://appshunter.io/ios/app/bankers-trust-m-plus-personal/id676265399/reviews.md

### 1/5 — Can’t See Credit Card - Late Payments

*2026-05-10, version 6.0.0.15243*

This bank has gone down hill since 2017, I used to work here and they have just never been able to get the app right, which is crazy because it’s not that hard to build a simple interface and plug in the API for their credit card, which is my problem. Multiple times in the last few years the credit card balance and payment due is just not available, you either have to dig for it or the app section just isn’t there. I requested paper statements, and just like the last new credit card to replace my expired card, they won’t mail it to my correct legal address on file, they keep mailing it to a 3yo address, it took MONTHS to get a new credit card. I’ve told them about it, they fix it once, then it reverts. Now I have a late payment, late fees, and a negative mark on my credit card that BTC will likely never fix. I’m just going to transfer my balance and stop using this card, it doesn’t even offer good perks, it’s just connected to my regular checking, which I’m about to change soon too.

### 1/5 — NOT GOOD since mid October 2025

*2025-11-07, version 6.0.0.11093*

Basic and uncomfortable interface. I would change banks to get away from this app if I didn’t like the people in my home town bank. It barely works on iPad, and only portrait mode. Forget about TouchID log-in on your iPad, but remember the upper right ‘Continue’ link if you use it at all. Don’t expect info on much beyond your checking or savings accounts, you’ll need to go elsewhere to find mention of rates or CDs. I’ve been trying to get comfortable with this since mid-October.
I still love BankersTrust, but this mobile app stinks.

### 2/5 — Terrible interface

*2025-10-24, version 6.0.0.11093*

Credit card shows like $9,999,999.99 and you can’t see the balance on line of credit when you want to make a payment. Interface is choppy, inconsistent, and worse than before, idk who approved this new “look”, but it does not deliver better functionality or appearance.

### 1/5 — Latest update

*2025-10-10, version 6.0.10951*

App functionality’s

### 1/5 — Customer

*2025-10-02, version 5.0.42.404*

The Bankers Trust app is highly disappointing with basic functionality unlike competitors’ apps.

### 3/5 — Security

*2025-07-13, version 5.0.42.404*

I would say they kept things under control for a very long time. However selling my information was not in the cards for me. I would appreciate a sit don’t talk with a representative some day soon.

### 4/5 — A good bank!

*2025-02-10, version 5.0.41.820*

Top to bottom, in person or online, perfect help in every way.

### 5/5 — Local banking

*2025-02-05, version 5.0.41.820*

Nothing beats having a bank that isn’t a huge national entity.  I’ve had horrible experiences with 2 of them.  They don’t care at all about little people.

### 4/5 — MSN Surface

*2024-11-25, version 5.0.31.159*

Wish there were an APP or program to make deposits on the MSN Surface platform

### 4/5 — Mid app

*2024-09-04, version 5.0.31.159*

Lots of bugs and kinda L

## Frequently asked questions about Bankers Trust M+ Personal

### What can I do with this banking app?

This app allows you to perform essential banking tasks from your mobile device. You can check your latest account balances, review recent transactions, pay new bills or edit scheduled ones, transfer funds between your accounts, and deposit checks remotely.

### Who is this app for?

This application is specifically designed for existing customers of Bankers Trust Central Iowa and Phoenix. It provides a convenient way for these customers to manage their banking needs on their iPhone or iPad.

### Is this app free to use?

Yes, the application is available for free download and use. There are no in-app purchases or advertisements mentioned in the provided description.

### What devices is this app compatible with?

The app is available for both iPhone and iPad. However, it's important to note that not all features may be available on the tablet application compared to the iPhone version.

### How can I deposit a check using the app?

The app features a Remote Deposit Capture function, allowing you to deposit checks directly from your iPhone while on the go. You can use your phone's camera to capture the check image for deposit.

## Version history (last 5 releases)

### 6.0.0.18418 — 2026-08-25

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.17584 — 2026-07-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16786 — 2026-06-15

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.16696 — 2026-05-26

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.15243 — 2026-04-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

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## More apps by Bankers Trust

- [Bankers Trust M+ Business](https://appshunter.io/ios/app/bankers-trust-m-plus-business/id676287859)
- [Bankers Trust DIGIPASS](https://appshunter.io/ios/app/bankers-trust-digipass/id1457979707)

All apps by Bankers Trust: https://appshunter.io/developer/676257713

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*