# Bankko - Budget Planner — Financial and Bill Organizer > AI-powered personal finance manager for expense tracking and budgeting. (iPhone/iPad app by Vinicius C. Zanini.) - Source: https://appshunter.io/ios/app/bankko-budget-planner/id6743329206 (this page in markdown: same URL + `.md`) - Developer: [Vinicius C. Zanini](https://appshunter.io/developer/1478485547) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: +4 - Requires: iOS 15.6 · 84 MB - Languages: Brazilian Portuguese, German (Germany), Chinese (Simplified, China), Korean, European Spanish, Filipino, French (France), Hebrew, Hindi, Dutch and 13 more - Released: 2025-06-12 - Data updated: 2026-08-23 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bankko-budget-planner/id6743329206/reviews.md ## What is Bankko? BANKKO – Smart AI-Powered Money Management Take control of your finances with BANKKO, the app that blends simplicity, technology, and artificial intelligence to make managing your money effortless. Whether you want to track expenses, understand your spending habits, or plan your month with confidence, BANKKO does the heavy lifting for you—safely and efficiently. Key Features • AI Assistant on WhatsApp and Telegram Add expenses and income just by sending messages, voice notes, or photos of receipts. Do it all straight from your favorite messenger—no need to open the app. • AI Reports and Detailed Charts Watch your finances start to make sense. BANKKO automatically analyzes your spending, finds patterns, and highlights saving opportunities with clarity and speed. • Subscription Tracker See exactly how much you spend on recurring services like streaming, gyms, and apps. Avoid surprises and stay on top of every charge. • Smart Budgeting Set limits by category and get notified when you’re close to reaching them. Real control—without the hassle. • Custom Categories Make BANKKO your own. Create categories that fit your lifestyle and track what really matters to you. • Notifications & Alerts Get reminders for upcoming bills and instant alerts for unusual spending. No more end-of-month shocks. • Security & Privacy First BANKKO was built with your safety in mind. We never ask for real bank or card data—just simple names and labels so you can easily organize everything in the app. Your security always comes first. Simplify your financial life with intelligence. Download BANKKO today and experience a smarter way to manage your money. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI Assistant for message-based expense tracking - Automated spending analysis and savings opportunities - Subscription monitoring - Smart budgeting with category limits - Customizable spending categories - Bill reminders and unusual spending alerts - Secure data handling without bank credentials ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Pro | $2.99 | per month | | Pro Yearly | $19.99 | per year | | Pro Yearly Offer 1 | $17.99 | per year | | Pro Yearly Offer 2 | $14.99 | per year | | Pro Yearly Offer 3 | $12.99 | per year | | Weekly PRO | $1.99 | per 7 days | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/bankko-budget-planner/id6743329206/reviews.md ### 3/5 — Precisa de melhorais mas é bom *2026-06-17* Não ter a opção de alterar categorias é ruim, interface é ótima ### 4/5 — App tem futuro *2026-04-12* O app tem tudo para ser um dos melhores da categoria, mas falta a integração bancária automática. Ter que digitar transação manualmente é osso. ### 3/5 — Poderia ser o melhor app, se abrisse as categorias pra edição e a versão desktop *2026-04-01* Controle por calendário perfeito, visualização das despesas tambem sensacional, mas categorias engessadas é coisa do passado. ### 5/5 — Ótimo *2026-03-20* Gostei muito ### 5/5 — Nova versão está incrível *2026-03-02* Já estava utilizando a versão antiga mas essa nova versão está muito melhor. O calendário me ajuda muito a organizar minha semana, e as tags a separar o que eu ganho do meu marido pois usamos a conta juntos. Vocês realmente estão empenhados em melhorar o app, eu como usuária fico muito feliz com isso. Já ansiosa para as próximas funcionalidades. ### 5/5 — Ótimo *2025-12-31* Experiência muito positiva com o Bankko. Aplicativo intuitivo, rápido e eficiente, que facilita demais o controle financeiro. Recomendo sem dúvidas! ### 5/5 — Excelente *2025-12-31* Excelente aplicativo! O Bankko é prático, rápido e revolucionário. Nunca tive problemas e facilita muito a organização financeira. Recomendo demais. ### 5/5 — Very insightful and easy to use *2025-11-12* I’ve tried a lot of apps for keep tracking of me expenses, and this was there better one that I have found until now ### 5/5 — Fácil *2025-11-04* Eu amei o aplicativo, com a IA fica super rápido preencher, assim eu consigo ter controle completo no final do mês sem esquecer de nada! ### 5/5 — Exactly what I needed *2025-07-30* I’ve tried lots of budgeting apps, and usually lose interest pretty fast, but Bankko surprised me. Honestly, it’s just easy to use—I snap photos of receipts or send voice notes through Telegram, and the app figures out everything else. Pretty cool. The insights are straightforward. I can quickly see where my money’s going each month, and I actually started noticing patterns in my spending. The bill reminders are also handy—I haven’t missed a due date since. Overall, Bankko just feels well-made, quick, and clean. No flashy gimmicks, just a good app that helps me manage my spending better. Definitely recommend giving it a try. ## Frequently asked questions about Bankko ### How does Bankko use AI? Bankko utilizes AI to analyze your spending patterns, identify saving opportunities, and provide smart budget suggestions. Its AI assistant can also process expenses and income through messages, voice notes, or receipt photos on WhatsApp and Telegram. ### Is Bankko safe to use with my financial data? Yes, Bankko prioritizes security and privacy. It does not ask for real bank or card data, instead relying on simple names and labels for organization, ensuring your sensitive financial information remains protected within the app. ### What are the subscription options for Bankko? Bankko offers various subscription plans, including Weekly PRO at $1.99, Monthly Pro at $2.99, and several yearly options ranging from $12.99 to $17.99. These plans likely unlock advanced features or remove limitations. ### How often is Bankko updated? The latest version of Bankko is 1.3.0, last updated on May 7, 2026. This indicates a recent update, suggesting ongoing development and support for the application. ### What devices does Bankko support? Bankko is available for iPhone and iPod devices. It is designed for iOS users who want to manage their finances on the go. ### What do users like most about Bankko? Users appreciate Bankko's AI-powered features for simplifying expense tracking and budgeting, as well as its strong emphasis on security. The ability to add expenses via messaging is also a frequently praised convenience. ### Can I track recurring subscriptions with Bankko? Yes, Bankko includes a dedicated Subscription Tracker feature. This allows you to monitor all your recurring service charges, helping you avoid unexpected expenses and stay on top of your monthly outgoings. ### What is the age rating for Bankko? Bankko has an age rating of 4+. This indicates that the app is suitable for users of all ages, with no mature content or themes. ## Version history (last 5 releases) ### 1.3.0 — 2026-05-07 A new version of Bankko is here. • New Home design with a cleaner, more modern and easier to use experience • You can now automatically add expenses using Apple Wallet + Shortcuts • General performance and app experience improvements ### 1.2.9 — 2026-04-11 We’ve made Bankko even better with general improvements and performance enhancements. ### 1.2.8 — 2026-04-01 We improved performance and made optimizations. We’re always evolving Bankko to make your experience simpler and more efficient. ### 1.2.7 — 2026-03-06 Now you can organize your finances with Tags and set clear Objectives to stay focused on your goals. We’ve also improved stability and made Bankko even faster for a smoother experience. ### 1.2.6 — 2026-02-27 Now you can organize your finances with Tags and set clear Objectives to stay focused on your goals. We’ve also improved stability and made Bankko even faster for a smoother experience. ## Apps similar to Bankko | App | Rating | Price | Category | | --- | --- | --- | --- | | [Controle Financeiro No Comando](https://appshunter.io/ios/app/controle-financeiro-no-comando/id6759467724) | — | Free | Finance | | [iMoney - Easy Personal Budget](https://appshunter.io/ios/app/imoney-easy-personal-budget/id6483939011) | 5.0 (8) | Free | Finance | | [Summa: Budget, Expense Tracker](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324) | — | Free | Finance | | [AI Budget Planner: Penny](https://appshunter.io/ios/app/ai-budget-planner-penny/id6740215854) | — | Free | Finance | | [budgi: Finances with AI](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561) | 4.8 (5) | Free | Finance | | [Fetch - Finance Assistant](https://appshunter.io/ios/app/fetch-finance-assistant/id6755795207) | — | Free | Finance | ## More apps by Vinicius C. Zanini - [Alokium](https://appshunter.io/ios/app/alokium/id1478485548) All apps by Vinicius C. Zanini: https://appshunter.io/developer/1478485547 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*