# BankMobile — Digital banking on demand! > Digital banking app for managing accounts, earning rewards, and making payments. (iPhone/iPad app by BM TECHNOLOGIES, INC..) - Source: https://appshunter.io/ios/app/bankmobile/id578435033 (this page in markdown: same URL + `.md`) - Developer: [BM TECHNOLOGIES, INC.](https://appshunter.io/developer/1548996823) - Category: Finance, Productivity - Price: Free - Rating: 4.70/5 from 32,754 App Store ratings · 431 written reviews indexed - Age rating: 4+ - Requires: iOS 16.7 · 85 MB - Languages: American English - Released: 2012-11-20 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bankmobile/id578435033/reviews.md ## What is BankMobile? Smart, digital banking on the move with the BankMobile app. Download the app today and: • Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations • Quickly link external accounts with Plaid • Get paid up to 2 days early with direct deposit² • Send and receive money with other BankMobile customers instantly with no fee via MobilePay • Quickly lock your debit card if you misplace it • Add your card to Apple Wallet® • Stay in the know on your account activity with alerts • Check your balance, view recent transactions, and transfer money to and from external accounts • Make your money work for you by taking advantage of our interest-bearing accounts • Deposit your checks in a flash with mobile check deposit • Locate the nearest fee-free Allpoint® ATM³ to withdraw cash • Set up one-time or recurring payments to pay your bills 1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account. 2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments. 3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change. © 2026 BM Technologies, Inc., a wholly owned subsidiary of First Carolina Bank, Member FDIC and Equal Housing Lender. BankMobile banking products and banking services are provided by First Carolina Bank. All Rights Reserved. The BankMobile Debit Mastercard® card is issued and administered by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners. ## Key features - Earn cash back offers - Link external accounts - Get paid up to 2 days early - Send and receive money instantly - Lock debit card - Mobile check deposit - Interest-bearing accounts ## Chart rankings - #137 in Top Free · Finance (US App Store) ## What do users think of BankMobile? Overall sentiment: negative **Pros** - 🚀 Immediate fund transfers - 👍 User-friendly app - 🚀 Fast check deposits - 🔒 Secure account - 👍 Convenient mobile banking **Cons** - 🐛 Unreliable app performance - 💰 Excessive fees - 🚫 Limited ATM access - 🔒 Restricted account access - 🤬 Poor customer service **Commonly reported bugs** - Frequent app crashes and freezes - Inconsistent account balance updates - Issues with mobile check deposits - Unreliable fund transfer functionality **Most requested features** - Ability to easily transfer funds to external accounts - Option to pause or cancel recurring transfers - Improved in-app notifications for account activity - Expanded ATM network for fee-free withdrawals ## Recent user reviews (10 of 431) All indexed reviews: https://appshunter.io/ios/app/bankmobile/id578435033/reviews.md ### 2/5 — Review *2026-08-14, version 7.6.3* I don’t like that I have to login everytime. The app loads slow. ### 1/5 — Terrible *2026-08-12, version 7.6.2* I can never log into my account! Always say “error occurred” smh. ### 5/5 — My favorite place to Bank! *2026-08-10, version 7.6.2* I have had an account at BankMobile for over 2 yrs. now, and they have been the best mobile banking service I have ever had. They are secure and customer service is #1. Fast efficient and not once have I had to complain about their service. ### 1/5 — Hate this app *2026-08-09, version 7.6.2* I only use this card/app because of school deposits. I locked my card and can’t unlock it. Always an issue!! ### 1/5 — unusable *2026-08-08, version 7.6.2* cant log in, its been like this for months. have to use exclusively on my laptop which is a bit inconvenient ### 5/5 — Bank Mobile *2026-08-05, version 7.6.2* Bank mobile is the best by far ### 1/5 — Worst Customer service! Be ready for waiting and not being able to spend *2026-08-05, version 7.6.2* Has to be the worst bank ever. I got a new card and it got locked due to possible fraud. That fraud? Me at CVS like I always do. I call on Tuesday and waited on hold from 615 until 822 before hanging up to try in the morning. I call next morning and waited another hour. Finally get my card unblocked. Awesome, now I can go deposit the cash I have and send it to my other bank for bills. The cash took about 30 min to finally show on my account, so I sent over what I already had in the account while waiting . Then it finally hits, awesome I can send it to pay my bills. When I try again, my card is locked again for fraud activity. Me paying bills?! Back on hold now another 24 minutes hoping they answer soon. Going to have them unblock and let me transfer out while they are on phone then closing account. This bank is a joke ### 5/5 — They never cause me problems *2026-08-04, version 7.6.2* Even tho there is no branch near me they make everything else easier ### 1/5 — Doesn’t work *2026-07-29, version 7.6.2* It won’t allow me to open the app whenever I try to open it it does nothing i haven’t been able to log in or do anything with the app since I downloaded it .it just doesn’t work .the app doesn’t even open for me at all. ### 1/5 — Error *2026-07-28, version 7.6.2* Error loading every page. ## Frequently asked questions about BankMobile ### What does the BankMobile app do? The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card. ### How can I earn cash back with BankMobile? You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted. ### Is BankMobile free to use? Based on the provided information, the BankMobile app is free to download and use. There is no mention of subscription fees, paid features, or in-app purchases for core banking services. ### Can I link my other bank accounts to BankMobile? Yes, the app allows you to quickly link external accounts using Plaid. This enables you to check your balance, view recent transactions, and transfer money to and from these external accounts directly within the BankMobile app. ### What are the benefits of using BankMobile for direct deposit? With BankMobile, you can get paid up to 2 days early with direct deposit for payroll-related funds. This early access is generally available on the same business day the deposit is received, potentially up to two business days earlier than the payer's scheduled payment date. ## Version history (last 5 releases) ### 7.6.3 — 2026-08-12 Minor bug fixes and security and performance enhancements ### 7.6.2 — 2026-07-14 Minor bug fixes and security and performance enhancements ### 7.6.1 — 2026-06-25 Minor bug fixes and security and performance enhancements ### 7.6.0 — 2026-04-24 Minor bug fixes and security and performance enhancements ### 7.5.4 — 2026-01-26 Minor bug fixes and performance enhancements ## Apps similar to BankMobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [OnePay – Mobile Banking](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953) | 4.9 (410,809) | Free | Finance | | [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,473) | Free | Finance | | [Current - Mobile Banking](https://appshunter.io/ios/app/current-mobile-banking/id1077366211) | 4.8 (195,858) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,334) | Free | Finance | | [GO2bank: Mobile banking](https://appshunter.io/ios/app/go2bank-mobile-banking/id1534345772) | 4.8 (62,775) | Free | Finance | | [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance | ## More apps by BM TECHNOLOGIES, INC. - [BankMobile Workplace App](https://appshunter.io/ios/app/bankmobile-workplace-app/id1490429829) All apps by BM TECHNOLOGIES, INC.: https://appshunter.io/developer/1548996823 ## Related topics [bank mobile](https://appshunter.io/ios/topics/bank-mobile) · [bankmobile vibe app](https://appshunter.io/ios/topics/bankmobile-vibe-app) · [bank mobile bmtx](https://appshunter.io/ios/topics/bank-mobile-bmtx) · [bmtx](https://appshunter.io/ios/topics/bmtx) · [bank mobile vibe](https://appshunter.io/ios/topics/bank-mobile-vibe) · [bank mobile disbursements](https://appshunter.io/ios/topics/bank-mobile-disbursements) · [refund selection](https://appshunter.io/ios/topics/refund-selection) · [mobile bank apps](https://appshunter.io/ios/topics/mobile-bank-apps) · [digital bank moblie](https://appshunter.io/ios/topics/digital-bank-moblie) · [debit digital](https://appshunter.io/ios/topics/debit-digital) · [blotpay pro](https://appshunter.io/ios/topics/blotpay-pro) · [kasturi ismart](https://appshunter.io/ios/topics/kasturi-ismart) · [vibe credit union](https://appshunter.io/ios/topics/vibe-credit-union) · [mobile banking app](https://appshunter.io/ios/topics/mobile-banking-app) · [iiab bank](https://appshunter.io/ios/topics/iiab-bank) · [dmb mobile banking](https://appshunter.io/ios/topics/dmb-mobile-banking) · [amal bank mobile banking](https://appshunter.io/ios/topics/amal-bank-mobile-banking) · [meemup driver](https://appshunter.io/ios/topics/meemup-driver) · [rorang ismart](https://appshunter.io/ios/topics/rorang-ismart) · [bmt](https://appshunter.io/ios/topics/bmt) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*