# Bankrate : Mortgage Calculator > Financial assistant for comparing loans, consolidating debt, and improving credit health. (iPhone/iPad app by Mohammed Allabouch.) - Source: https://appshunter.io/ios/app/bankrate-mortgage-calculator/id6751374806 (this page in markdown: same URL + `.md`) - Developer: [Mohammed Allabouch](https://appshunter.io/developer/1450101081) - Category: Finance - Price: Free - Rating: 4.43/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 34 MB - Languages: English - Released: 2025-09-03 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bankrate-mortgage-calculator/id6751374806/reviews.md ## What is Bankrate? Bankrate : Personal Loans Score Your all-in-one financial assistant to compare loans, consolidate debt, and improve your credit health. Managing money can be stressful — but it doesn’t have to be. With Bankrate : Personal Loans Score, you get access to powerful calculators, smart comparisons, and an AI assistant designed to help you make the best financial decisions, faster and easier. - Key Features: Rate Comparison Easily compare personal loan rates, credit card offers, and refinancing options from multiple providers. Our smart comparison tool helps you find the best rates tailored to your profile, saving you time and money. Debt Consolidation Struggling with multiple payments? Discover the benefits of consolidating your debt into a single, manageable monthly payment. Use our calculator to see how much you could save on interest and pay off debt faster. Credit Card Consolidation High-interest credit card balances can hold you back. Bankrate makes it simple to analyze repayment options, calculate savings, and find consolidation loans that fit your financial situation. Student Loan Score Stay on top of your education debt. Our student loan score feature evaluates repayment options, refinancing strategies, and how different choices may impact your long-term credit. Home Insurance Finder Protect what matters most. Compare home insurance quotes and coverage options so you can secure the best protection at the most competitive rate. AI Financial Assistant Meet your personal AI money coach. Get real-time insights, tailored recommendations, and personalized strategies to boost your credit score, reduce debt, and optimize financial decisions. Why Choose Bankrate : Personal Loans Score? All-in-One Solution: Compare, calculate, and improve — all in one app. Trusted Insights: Based on tools inspired by industry leaders like Bankrate .com. AI-Powered Support: Smart recommendations customized to your financial profile. Easy-to-Use Design: Clear, simple calculators and comparisons anyone can understand. Save Money & Time: Find better rates, reduce payments, and boost your credit with confidence. - How It Works Download & Sign Up – Get started in minutes. Use Calculators – Run personalized simulations for loans, consolidation, and insurance. Get AI Guidance – Receive actionable tips and score analysis. Compare & Save – Explore the best offers matched to your goals. Boost Your Credit Health – Track progress and achieve financial freedom. - Who Is This App For? Anyone managing personal loans, student loans, or credit cards Homeowners looking for affordable insurance Students & graduates working to improve their credit score Individuals seeking debt consolidation solutions Anyone who wants smarter, AI-powered financial advice Why Users Love It “I consolidated my credit cards and saved $200/month!” “The AI assistant explained my loan options in plain English — amazing!” “Finally, a simple way to compare rates and understand my financial health.” Secure & Reliable Your financial data is protected with the latest encryption and security standards. We never share your personal information without consent. Take Control of Your Future Don’t let debt or high-interest rates hold you back. With Bankrate : Personal Loans Score, you’ll have the tools and insights to: Find better financial products Reduce monthly payments Consolidate debt wisely Improve your credit score Protect your home and family Download Bankrate : Personal Loans Score today and start building a smarter financial future with the help of AI. This app is a simple AI-based calculator. It does not collect, store, or share any personal or sensitive user data. Users only enter numbers to perform calculations, and all processing happens locally on the device. The only third-party service used is Google AdMob for displaying ads. ## Key features - Compare personal loan rates - Debt consolidation tools - Credit card repayment analysis - Student loan repayment evaluation - Home insurance quote comparison - AI financial assistant ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/bankrate-mortgage-calculator/id6751374806/reviews.md ### 1/5 — Too many ads *2025-10-30* Got the app to check rates and all I see is ads ### 3/5 — Good *2025-10-04* Nice ## Frequently asked questions about Bankrate ### What is Bankrate's main purpose? Bankrate is designed as a financial assistant to help users compare personal loan rates, consolidate debt, and improve their overall credit health. It offers calculators and AI-powered guidance for informed financial decisions. ### Can Bankrate help with student loans? Yes, Bankrate features a 'Student Loan Score' that helps users evaluate repayment options, refinancing strategies, and understand the long-term impact of their choices on their credit. ### Does Bankrate offer home insurance comparisons? Yes, the app includes a 'Home Insurance Finder' feature. Users can compare home insurance quotes and coverage options to find competitive rates and secure the best protection. ### How does Bankrate's AI assistant work? The AI Financial Assistant acts as a personal money coach, providing real-time insights, tailored recommendations, and personalized strategies to help boost credit scores, reduce debt, and optimize financial decisions. ### Is Bankrate available on multiple platforms? The provided data does not specify platform availability. However, it is common for finance apps to be available on both iOS and Android devices. ### How often is Bankrate updated? The app was last updated on 2025-10-07 with version 2.0. This indicates a recent update, suggesting ongoing development and support. ### What is the user sentiment for Bankrate? User testimonials highlight positive experiences, with one user saving $200/month through credit card consolidation and another praising the AI assistant for explaining loan options clearly. ### Is Bankrate free to use? Yes, Bankrate is listed as 'Free' and does not appear to have in-app purchases, making it accessible for users seeking financial tools without upfront costs. ## Version history (last 2 releases) ### 2.0 — 2025-10-07 • Add Mortgage Calculator • Bug fixes and better results ### 1.0 — 2025-09-03 No release notes. ## More apps by Mohammed Allabouch - [Skins Packs, Mods, Addons MCPE](https://appshunter.io/ios/app/skins-packs-mods-addons-mcpe/id6748969544) - [Football Legends Head Soccer](https://appshunter.io/ios/app/football-legends-head-soccer/id6749694237) - [Smodin io Detect & Bypass AI](https://appshunter.io/ios/app/smodin-io-detect-and-bypass-ai/id6749895889) - [Ranking Filter -Tierlist maker](https://appshunter.io/ios/app/ranking-filter-tierlist-maker/id6751150432) - [Sand Crush- Block Puzzle Blast](https://appshunter.io/ios/app/sand-crush-block-puzzle-blast/id6751206747) All apps by Mohammed Allabouch: https://appshunter.io/developer/1450101081 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*