# BankSA Mobile Banking — More ways to bank

> Secure mobile banking app for account management, payments, and spending tracking. (iPhone/iPad app by St.George Bank Limited.)

- Source: https://appshunter.io/ios/app/banksa-mobile-banking/id295246634 (this page in markdown: same URL + `.md`)
- Developer: [St.George Bank Limited](https://appshunter.io/developer/294380708)
- Category: Finance, Reference
- Price: Free
- Rating: 4.00/5 from 2 App Store ratings · 83 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 83 MB
- Languages: American English
- Released: 2008-11-05
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/banksa-mobile-banking/id295246634/reviews.md

## What is BankSA Mobile Banking?

BankSA: Simple and secure banking at your fingertips.

Open an everyday banking or savings account in 3 minutes.

Make payments
• Make fast and secure payments & transfers or schedule them for the future
• Apple Pay - Pay with your mobile 
• Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card
• Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used

Track your spending
• ‘Categories’* - Track your spending habits
• Set up notifications so you’re notified when your money comes and goes
• Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back
• 24/7 Fraud monitoring detects any unusual purchase activity on your card

Everyday banking tools
• Quick Balance - see your account balance at a glance and transfer money between accounts
• Activate, lock** or cancel your card
• Contact Us from the App to skip security questions~
• ATM & Branch finder – locate your nearest BankSA, Bank of Melbourne, St.George or Westpac ATM or branch

Need Help?
If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 13 76 (7:30am – 7:30pm Mon - Sat).

†The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card.

^BankSA Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.

BankSA Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.

*This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts.

**Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen.

~Standard SMS, call or data charges apply.

Read the Terms & Conditions at banksa.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply.

iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc.

BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

## Key features

- Open accounts in minutes
- Make secure payments and transfers
- Track spending with categories
- Digital card with dynamic CVV
- Lock or cancel cards
- ATM and branch finder

## What do users think of BankSA Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Easy to use (Gang stopper, Bcp01)
- 👍 Face ID login (keighley74)
- 👍 Cardless cash (PatFilms)
- 👍 PayID (PatFilms)
- 👍 Contactless payments (PatFilms)

**Cons**

- 🐛 Frequent crashes
- 🐛 Login issues (multiple users)
- 🐛 Slow performance
- 🐛 Unintuitive interface
- 🐛 Forced quick balance
- 🐛 Keyboard issues on iPad
- 🐛 Random shutdowns for maintenance
- 🐛 Removed useful features (careless cash)
- 🐛 Inconsistent login behavior
- 🐛 Password issues
- 🐛 Difficulty disputing charges
- 🐛 Unable to make extra loan repayments
- 🐛 Account locked
- 🐛 App update issues
- 🐛 Blocks password managers/autofill
- 🐛 Poor customer service integration
- 🐛 Widget compatibility issues (iOS 18)
- 🐛 Privacy concerns on payment receipts
- 🐛 Clunky design
- 🐛 App unavailable frequently
- 🐛 Delayed transactions
- 🐛 Term deposit online management issues
- 🐛 Push notifications unreliable
- 🐛 Incorrect transaction dates
- 🐛 Error messages persist
- 🐛 App hangs/freezes
- 🐛 Outages
- 🐛 Inconsistent balance changes
- 🐛 Pop-up messages too large/unscrollable
- 🐛 Forms lock up
- 🐛 Balance display preference
- 🐛 Connection errors on sign-in
- 🐛 Statements incorrect
- 🐛 Menu out of order
- 🐛 Slow ATM deposit processing

**Commonly reported bugs**

- Virtual number pad not displaying on iPad
- App crashes frequently
- Face ID unavailable/won't open with security code
- App won't open/loads indefinitely
- Login asks for credentials repeatedly despite quick login setup
- Credentials not accepted, but work on desktop
- Incorrect password error message
- Constantly reminded to verify ID
- App bugs out when trying to dispute charges, endless loading screen
- Unable to make extra repayment to loan
- Confirmation page shows error/down due to technical difficulties
- App requests update but doesn't provide option
- Blocks use of clipboard, cannot paste from password managers
- Widget compatibility issues with iOS 18
- Quick login and preview no longer available
- App is 'currently unavailable'
- App hangs after update
- Error message for 2 years
- Quick login setup fails repeatedly
- Login requires multiple attempts with same password
- Planned maintenance times inaccurate
- App gets stuck on loading screen
- System unable to take online complaints
- Transactions delayed
- Balance changes dramatically during the night
- Pop-up messages too big for screen, unscrollable, buttons inaccessible
- App gets locked on a form, buttons do nothing
- Connection error on every sign in
- Transaction statements incorrect by days/weeks
- Screen becomes unresponsive when transferring funds
- App stops working, gets stuck loading screen
- Face ID login doesn't work, requires re-enabling
- Notification bug (multiple notifications, false overdrawn alerts)

**Most requested features**

- Update app for iOS 18 widget compatibility
- Bring back cardless cash feature
- Add budgeting features
- Add savings and credit/debit features
- Show available balance in bold, larger font
- Ability to rename B-Pay biller names and customize list
- Personalize biller names and re-arrange order/sort by name
- Notification for scheduled payments
- Option to turn off/manage notifications
- Improve push notification delivery (no duplicates, timely)
- Add dark mode
- Improve online term deposit management
- Option to switch balance display order
- Improve category of spending tracking

## Recent user reviews (10 of 83)

All indexed reviews: https://appshunter.io/ios/app/banksa-mobile-banking/id295246634/reviews.md

### 1/5 — Terrible app

*2026-05-30, version 9.51*

Glorified website. Unintuitive, slow, and difficult to use. Needs a total rethink. Chat support is poor, helpful responses but slow to start a chat so you always end up missing the messages.

### 1/5 — Forced use of quick balance

*2026-04-16, version 9.51*

I don’t want to use quick balance. Stop trying to force it on users.

### 1/5 — Keyboard problem

*2026-03-31, version 9.51*

Since the latest iOS iPad update, the virtual number pad doesn’t display when making a quick transfer. That makes it impossible to use the app for banking. iPhone still seems to work though.

### 1/5 — won’t even open

*2026-03-24, version 9.49*

the amount of times this app crashes in insane! i’ve been trying to get into it and all it does is load, it says face id unavailable but won’t open when i put my security code in either! ridiculous

### 1/5 — awful

*2026-03-19, version 9.49*

bank sa is by far the worst bank you could ever choose to be with. they will hold your money for 2 days every time you get transferred a large sum. meaning you’ll get paid later than every other person in your workplace. they regularly shut down mobile banking for maintenance- so you won’t be able to use the app at all for 24 hours completely randomly! and they decided to remove to only useful feature: careless cash! doesn’t exist anymore with bank sa. absolutely ridiculous. change banks, for your own sake 🙏🏻

### 1/5 — Login painful

*2026-02-12, version 9.49*

Every time I try to use this app, it asks me to login, even though every time I log in, I set up quick login.
Then it almost always won’t accept my credentials but, if I go to the desktop and log in with those same credentials, they do work.
I’m so glad I only have a loan account with this bank and don’t have to use it for all my financial transactions.

### 1/5 — Amateur and incompetent

*2025-10-27, version 9.49*

App will say you have the wrong password despite being correct. Constantly reminded to verify your ID. Did you not do this when I opened the account? Absolutely 21st century amateur and incompetence at its peak!

### 1/5 — Cant dispute charges

*2025-10-12, version 9.49*

The app will consistently bug out when trying to dispute a charge and leave you on an endless loading screen :/ updated to latest version, restarted my phone. Still happens

### 1/5 — Unable to make extra repayment to loan

*2025-08-17, version 9.47*

I used to be able to make extra repayment to my existing loans but now it looks like I cannot just transfer from my account to my loan account.

### 1/5 — Unable to withdraw

*2025-08-12, version 9.47*

Bank account locked from sending money, auto debits and transactions since it needed a new contact details confirmation, been with the bank 20+ years, and the confirmation page was showing an error, then it was down due to technical difficulties. No way to use my account, no way to verify

## Frequently asked questions about BankSA Mobile Banking

### What can I do with the BankSA mobile banking app?

The app allows you to open everyday banking or savings accounts, make secure payments and transfers, track your spending habits with categories, and manage your cards. You can also find ATMs and branches, and check your account balance at a glance.

### Is the BankSA mobile banking app secure?

Yes, the app is designed for secure banking with features like 24/7 fraud monitoring, a digital card with a dynamic CVV for enhanced security, and payee verification. It also offers quick balance checks and the ability to lock or cancel your card if needed.

### How much does the BankSA mobile banking app cost?

The app itself is free to download and use. While the app is free, standard SMS, call, or data charges may apply for certain features. It's important to review the Terms & Conditions to understand any potential fees or charges associated with banking products or services.

### What are the key features for managing my money?

Key features include the ability to track your spending habits using the 'Categories' tool, set up notifications for money movement, and use the Expense Splitter to manage shared expenses. The app also provides 24/7 fraud monitoring to detect unusual purchase activity.

### What if I have issues with the app?

If you encounter issues, the first step is to delete and re-install the app. If problems persist, you can contact BankSA by calling 13 13 76 between 7:30 am and 7:30 pm Monday to Saturday. Standard call charges will apply.

## Version history (last 5 releases)

### 9.52 — 2026-07-08

Fixes and enhancements

### 9.51 — 2026-03-25

Fixes and enhancements

### 9.49 — 2025-09-24

Fixes and enhancements

### 9.47 — 2025-06-16

Fixes and enhancements

### 9.45 — 2025-03-28

Fixes and enhancements

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## More apps by St.George Bank Limited

- [St.George Mobile Banking](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705)
- [Bank of Melbourne Banking](https://appshunter.io/ios/app/bank-of-melbourne-banking/id449512723)
- [St.George Directshares](https://appshunter.io/ios/app/stgeorge-directshares/id1438804929)

All apps by St.George Bank Limited: https://appshunter.io/developer/294380708

## Related topics

[st george bank](https://appshunter.io/ios/topics/st-george-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*