# BankTree Personal Finance — Money Management and Budgeting > Personal finance manager for tracking expenses, budgeting, and financial reporting. (iPhone/iPad app by BankTree.) - Source: https://appshunter.io/ios/app/banktree-personal-finance/id851329331 (this page in markdown: same URL + `.md`) - Developer: [BankTree](https://appshunter.io/developer/851329334) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 2.00/5 from 1 App Store ratings · 38 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 14 MB - Languages: American English - Released: 2014-04-08 - Data updated: 2026-07-05 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/banktree-personal-finance/id851329331/reviews.md ## What is BankTree Personal Finance? BankTree personal finance will help you to understand where your money goes, so you can plan to spend more wisely. Manage your personal and family finance on your iPhone or iPad. You don’t need a notebook and pen or Excel. With this handy application, you can start to keep track of your spending, plan your budget to save your money. Money management is now intuitive, fun and stress free. KEY FEATURES 1. Expense tracker & Money manager Keep track of all spending on a daily basis in just a few minutes. You only need to key in a few details and choose a category, it's that simple. 2. Budget planner Easy to manage budgets for all expenses or specific category for a week, month or even year. See when you reach a limit on a budget. 3. In-depth reports We provides bar and pie charts, which give you an accurate picture of your total expense, income or balance for the month, week and more. Stay on top of your money. 4. Bill reminder Never miss a bill because you can schedule for upcoming bills such as rental, Internet or monthly subscription, in just a few steps. See when the bill is due each month, and when to spend less and save more money. 5. Receipt capture Do you want to see your receipt on your computer? Take a picture of your receipt and attach to your transaction. Synchronize the mobile app with the desktop application and see your receipt added to your transaction on your computer. 6. Cloud Syncing with top-notch security level If you have more than one device or are using both iPhone or iPad, you can rely on our app to record all of the transactions and manage your expenditure. It works seamlessly across devices and platforms. From iPhone, iPad to PC & laptop, securely access your data from anywhere and any devices so you can fully control your money, budgets, and finances. Link with the BankTree personal finance desktop application or the BankTree Online web application. OTHER FEATURES - Currency converter tool - Multiple currencies, account transfers - Schedule for future and recurring transactions - Split transactions for multiple category transactions - Backup and restore, link to Dropbox or Google Drive - Export to CSV or QIF file - Built in pass code protection - Help & Support Upgrade to PREMIUM for the following features: - Link with Google Drive, Smart Sync across all devices - Add schedule transactions and forecast bills - Add budget planner for your spending and saving goals - Add backup and restore and export to CSV and QIF For further help and support please contact us http://www.banktree.co.uk/support Clarification for Access Permissions: -Photos / Media / Files Attach your receipts and photos to each transaction. -Storage Save your images, transactions, backup and restore data files. -Network / WiFi Update files to cloud, and obtain currency exchange rates. Note: To setup the Windows Desktop / Cloud synchronization follow the instructions provided after selecting 'Sync with BankTree desktop'. ## Key features - Expense tracking - Budget planning - In-depth financial reports - Bill reminders - Receipt capture - Cloud syncing ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium | $4.99 | one-time | ## Recent user reviews (10 of 38) All indexed reviews: https://appshunter.io/ios/app/banktree-personal-finance/id851329331/reviews.md ### 2/5 — Doesn’t update *2024-01-19, version 2.0.25* This app relies on syncing from the desktop cloud. It doesn’t update itself. Not worth the £4.99! ### 1/5 — Keeps crashing *2023-07-04, version 2.0.25* Works for a few days on my IPad, then crashes and have to turn the IPad off and restart, Very annoying. ### 1/5 — Disappointing *2022-03-23, version 2.0.25* Been using Bank Tree for a few years now. The online versions is pretty good and you can export to excel which open the doors to a lot of options. This app I have really struggled to use. The positives is that you can maybe find transaction info on the go and add receipts to transactions from your mobile. It’s disappointing that you can’t sync to the bank. This would really help keep on top of your transactions. The app layout doesn’t mirror online when it comes to accounts. Eg you can group your accounts into current accounts or savings etc, but here it just lists them. The accounts page confuses me because I assumed if you clicked on it, the next click would show transactions, but it seems to only show a screen where to can manage the name etc. I’m not convinced on the search facility. I find it’s just quicker to go and find the laptop, than use the app. ### 1/5 — Freezes *2022-03-09, version 2.0.25* I am trying the “free” version before I commit to buy and there’s a problem. If you try to delete a category it comes up with a window stating you need the full version to do this so press ok or go. If you press either choice it just freezes and will not budge unless you turn your phone off and back on. Not impressed. ### 1/5 — Keeps freezing *2022-01-14, version 2.0.24* This is the 4th time I have had t delete and re download the app because it froze. I have the pro version on my iPad but this doesn’t seem to work on my iPhone. The entries don’t always synchronise. The online version is quite good but the app is pretty poor tbh. ### 4/5 — It just works *2021-06-28* I’ve tried a few personal financial applications. This one has a great user interface. Being a UK written app it does not support my bank here in Australia. That will be very welcome if it ever happens down the track. In the meantime using the he product’s import facility will suffice. The YouTube tutorials are not perfect but are useful as an introduction. I love the BankTree’s multi platform synch facility. Once set up ‘it just works’. ### 2/5 — Really needs some basic functionality adding *2020-05-28, version 2.0.20* While this works and syncs well with the Online cloud version it is lacking in some basic functionality. The ability to reconcile a transaction (without having to go to a pc) for starters. Adding a new category or payee is clunky and counter intuitive (why not save a new payee as you type the transaction in instead of having to go to + when you find out it doesn’t already exist, then make sure you put focus in the right box then confirm then go back to the transaction?) - so long winded. This app could really complement BankTree Online with a bit of thought ### 4/5 — So Easy *2020-05-15, version 2.0.20* It’s so easy to keep track of finances...Online takes control so if you started on phone or tablet then go to do merge the online takes control and wipes all that you’ve done.. however I find it great to keep control on my iPad.. ### 1/5 — Difficult to import. *2020-04-06, version 2.0.20* Been using BankTree 2 on PC for many years and use it religiously every day. Bought the premium version of this iPad app to allow me to use it on the go but it just won’t import the backup file from my pc using Google Drive or DropBox, also tried emailing the backup file and saving to my iPad to import from there but no joy. Then looked to see if there was a upgraded p.c. version but this costs £35.00. Tried the free trial to see if it was worth upgrading but it completely messed up all the account values on my p.c. when importing my backup file. Moral of the story, if starting from scratch it’s probably okay but if like me you need to import older files then don’t waste your time. Thank fully it’s only £4.99 down the drain. ### 4/5 — Excellent *2019-06-24, version 2.0.20* One of the best apps. I use this with BankTree online - both work very well for me. ## Frequently asked questions about BankTree Personal Finance ### What does BankTree Personal Finance do? BankTree Personal Finance helps you understand where your money goes by tracking your spending and planning your budget. It allows you to manage your personal and family finances, providing insights through reports and reminders for upcoming bills. ### What are the key features of this app? Key features include an expense tracker, a budget planner, in-depth reports with charts, bill reminders, receipt capture, and secure cloud syncing across multiple devices. It also offers a currency converter and the ability to schedule recurring transactions. ### How much does BankTree Personal Finance cost? The app offers a free version with core features. Users can upgrade to PREMIUM to unlock additional features such as enhanced cloud syncing, scheduling future transactions, advanced budgeting tools, and the ability to export data in CSV or QIF formats. ### What devices is BankTree Personal Finance compatible with? The app is designed for iPhone and iPad. It also offers synchronization with the BankTree personal finance desktop application and the BankTree Online web application, allowing access from PCs and laptops. ### How can this app help me manage my money? This app helps you manage your money by providing a clear overview of your spending habits through detailed expense tracking and visual reports. You can set budgets for different categories to control spending, and bill reminders ensure you avoid late fees, ultimately helping you save more. ## Version history (last 5 releases) ### 2.0.27 — 2024-04-08 Amended permissions for Google Drive. Please make sure you have the updated desktop app version 3.24.3 to sync with the mobile app. ### 2.0.25 — 2022-02-21 New versions of BankTree Mobile for iOS/iPad Fix for Dropbox authorisation. After this update go to SETTINGS > switch off the ENABLE DROBOX setting, and then switch it back on again. You will then be asked to provide your authorisation. The app should then work as before. ### 2.0.24 — 2021-12-21 New versions of BankTree Mobile for iOS/iPad Some bug fixes ### 2.0.21 — 2021-11-24 New versions of BankTree Mobile for iOS/iPad Fix for dropbox authorisation ### 2.0.20 — 2018-03-28 This app has been updated by Apple to display the Apple Watch app icon. ew version of BankTree Personal Finance for iPhone/iPad. Update to screens to fix for long account names. Update to schedule to allow optional enable and disable, allow skip schedule entry. Allow saving of schedule transactions when running off line. Update to budgets to allow viewing of items with budgets only. Update to items shown on charts. Fix for synchronisation of skip schedules. ## Apps similar to BankTree Personal Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (31,472) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.5 (1,713) | Free | Finance | | [Saldo: Finance Management App](https://appshunter.io/ios/app/saldo-finance-management-app/id1593860816) | 4.7 (232) | Free | Finance | | [Empower Personal Dashboard™](https://appshunter.io/ios/app/empower-personal-dashboard/id504672168) | 4.6 (46,512) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,204) | Free | Finance | | [Rocket Money - Bills & Budgets](https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675) | 4.5 (365,522) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*