# Bankwithfm Mobile

> Mobile banking app for Farmers & Merchants Bank online customers. (iPhone/iPad app by The Farmers and Merchants Bank.)

- Source: https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536 (this page in markdown: same URL + `.md`)
- Developer: [The Farmers and Merchants Bank](https://appshunter.io/developer/777836889)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 671 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 146 MB
- Languages: American English
- Released: 2021-08-07
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536/reviews.md

## What is Bankwithfm Mobile?

Start banking wherever you are with the Bankwithfm Mobile Banking app!  Available to all Farmers & Merchants Bank online banking customers.  Bankwithfm Mobile allows you to check balances, make transfers, pay bills, make deposits. 



Available features of the Bankwithfm Mobile app include:



Accounts
- Check your latest account balance and search recent transactions by date, amount, or check number.



Transfers
- Easily transfer cash between your accounts.



Bill Pay
- Pay and schedule your bills on-the-go via your mobile device.



Check Deposit
- Easily deposit checks on-the-go.



Locations 
- Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.

## Key features

- Check account balances and transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks remotely
- Find nearby branches and ATMs

## What do users think of Bankwithfm Mobile?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use interface
- 💰 Convenient mobile banking
- 😊 Excellent customer service
- 🏦 Friendly and helpful staff
- ⭐ High-quality service

**Cons**

- 🔒 Excessive password change requirements
- 🐛 Password storage issues
- 🐛 Login difficulties and inconsistencies
- 😞 Missing features from previous version
- ⚠️ App setup problems

**Commonly reported bugs**

- Face recognition not working properly
- Password not saving correctly
- Login authentication failures
- App version compatibility issues

**Most requested features**

- Restore payment due date visibility from previous version
- Improve password management and storage
- Reduce mandatory password change frequency
- Enhance biometric authentication reliability

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536/reviews.md

### 5/5 — Excellent bank!

*2026-08-25*

Service here is top quality!

### 5/5 — F&M Bank

*2026-08-03*

Very good app

### 1/5 — Not good

*2026-07-06*

App never works always have to change password very annoying when trying to access my money.

### 5/5 — Great

*2026-07-02*

Great security

### 1/5 — Worst app

*2026-02-12*

Awful. Constant need to change password. I am all for security but this gets ridiculous. After a certain point you are forced to choose passwords that are meaningless, thereby difficult to recall, due to being rejected as too similar to previous passwords used.

### 1/5 — Not good

*2026-02-05*

Set up all wrong

### 5/5 — Great app!

*2025-12-10*

I love this app. I can do all of my banking right from my phone!

### 1/5 — App is terrible

*2025-12-03, version 6.0.0.11171*

Bank is ok

### 5/5 — Very good bank

*2025-11-28*

Always there to help ,and with a smile.  Really the best bank I have ever used,and in seventy -two years   , I have had a few. By far  this really is a pleasure  in this world of ours to see and hear , with a smile , how are you today with at a smile and., the  bank Teller knows what she is doing and to boot. Can ADD , really!!!

### 3/5 — It’s okay

*2025-09-16*

The app is a little funky.  It doesn’t always store the password well.

## Frequently asked questions about Bankwithfm Mobile

### What can I do with the Bankwithfm Mobile app?

The app allows you to check your latest account balances, search recent transactions, transfer cash between your accounts, pay and schedule bills, and deposit checks remotely. You can also find nearby branches and ATMs.

### Who is eligible to use the Bankwithfm Mobile app?

This app is available to all existing Farmers & Merchants Bank online banking customers. You will need to have an online banking account with them to access the mobile banking features.

### Is the Bankwithfm Mobile app free to use?

Yes, the Bankwithfm Mobile app is free to download and use. There are no additional charges for using the banking features provided within the app.

### How do I find a nearby branch or ATM?

The app features a 'Locations' section that uses your device's built-in GPS to find nearby branches and ATMs. You can also search for locations by zip code or address.

## Version history (last 5 releases)

### 6.0.0.18499 — 2026-08-26

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.17660 — 2026-07-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16864 — 2026-06-15

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16081 — 2026-05-18

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.15322 — 2026-04-18

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

## Apps similar to Bankwithfm Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CODECU](https://appshunter.io/ios/app/codecu/id1529314087) | 4.8 (1,000) | Free | Finance |
| [Treadwell CU](https://appshunter.io/ios/app/treadwell-cu/id1348387780) | 2.8 (15) | Free | Finance |
| [Farmers-Merchants Bank & Trust](https://appshunter.io/ios/app/farmers-merchants-bank-and-trust/id786583457) | 4.6 (177) | Free | Finance |
| [FNBGermantown](https://appshunter.io/ios/app/fnbgermantown/id1411402792) | 5.0 (5) | Free | Finance |
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| [Twin Valley Bank since 1888](https://appshunter.io/ios/app/twin-valley-bank-since-1888/id1594221524) | 4.7 (73) | Free | Finance |

## More apps by The Farmers and Merchants Bank

- [Bankwithfm Business](https://appshunter.io/ios/app/bankwithfm-business/id1576411540)

All apps by The Farmers and Merchants Bank: https://appshunter.io/developer/777836889

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*