# Bankwithfm Mobile — user reviews > 23 indexed App Store user reviews of Bankwithfm Mobile by The Farmers and Merchants Bank, rated 4.64/5 from 659 ratings. - Source: https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536/reviews - App overview in markdown: https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536.md - Rating breakdown: 5★ 530 · 4★ 56 · 3★ 18 · 2★ 9 · 1★ 27 ## What do users think of Bankwithfm Mobile? Overall sentiment: mixed **Pros** - 👍 Easy to use interface - 💰 Convenient mobile banking - 😊 Excellent customer service - 🏦 Friendly and helpful staff - ⭐ High-quality service **Cons** - 🔒 Excessive password change requirements - 🐛 Password storage issues - 🐛 Login difficulties and inconsistencies - 😞 Missing features from previous version - ⚠️ App setup problems **Commonly reported bugs** - Face recognition not working properly - Password not saving correctly - Login authentication failures - App version compatibility issues **Most requested features** - Restore payment due date visibility from previous version - Improve password management and storage - Reduce mandatory password change frequency - Enhance biometric authentication reliability ## Newest reviews (3 of 23) ### 4/5 — Ken S *2025-04-30, version 6.0.0.5658* The bank is as expected and the employees are very helpful. ### 5/5 — Excellent bank! *2021-09-14* Service here is top quality! ### 3/5 — New app *2021-08-30, version 5.0.0.1626* Fm bank just changed there app , to a newer version, but the older one was better ## Most critical reviews (10 lowest-rated) ### 1/5 — Not good *2026-07-06, version 6.0.0.16864* App never works always have to change password very annoying when trying to access my money. ### 1/5 — Worst app *2026-02-12, version 6.0.0.12932* Awful. Constant need to change password. I am all for security but this gets ridiculous. After a certain point you are forced to choose passwords that are meaningless, thereby difficult to recall, due to being rejected as too similar to previous passwords used. ### 1/5 — Not good *2026-02-04, version 6.0.0.12932* Set up all wrong ### 1/5 — App is terrible *2025-12-03, version 6.0.0.11171* Bank is ok ### 1/5 — Aggravated *2025-04-27, version 6.0.0.5658* I thinks it’s ridiculous that we have to change and update our passwords so frequently. I have 4 other financial institutions apps on my phone and have never had to change my password so often. FM app is rediculous for this. ### 1/5 — Bugs *2025-03-24, version 6.0.0.4883* Too many issues logging in not saving password or face recognition ### 1/5 — Due date *2025-03-24, version 6.0.0.4883* The old app showed when your payments were due this app doesn’t work like that doesn’t show anything very disappointed ### 2/5 — Go back *2025-03-27, version 6.0.0.5658* I’d prefer the previous version of the app. ### 2/5 — Due date *2021-08-19* The old app showed when your payments were due this app doesn’t work like that doesn’t show anything very disappointed ### 3/5 — It’s okay *2025-09-16, version 6.0.0.9602* The app is a little funky. It doesn’t always store the password well. ## Most praised reviews (10 highest-rated) ### 5/5 — F&M Bank *2026-08-03, version 6.0.0.17660* Very good app ### 5/5 — Great *2026-07-02, version 6.0.0.16864* Great security ### 5/5 — Great app! *2025-12-10, version 6.0.0.12169* I love this app. I can do all of my banking right from my phone! ### 5/5 — Very good bank *2025-11-28, version 6.0.0.11171* Always there to help ,and with a smile. Really the best bank I have ever used,and in seventy -two years , I have had a few. By far this really is a pleasure in this world of ours to see and hear , with a smile , how are you today with at a smile and., the bank Teller knows what she is doing and to boot. Can ADD , really!!! ### 5/5 — Review *2025-07-20, version 6.0.0.8143* Easy to use. ### 5/5 — Don *2025-07-05, version 6.0.0.8143* Really like having it , but at times it can be difficult to log into it , I understand the need for security though ### 5/5 — Great app *2025-07-02, version 6.0.0.8143* Love this app. ### 5/5 — F&M Bank *2025-03-27* Very good app ### 5/5 — Super awesome bank. *2025-03-23, version 6.0.0.4883* Great customer care. ### 5/5 — Owner *2024-09-26, version 5.0.20.4683292492* The best friendly service --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*