# Bano - Connect Your Life — Pay, Request and Split Bills > All-in-one super app for payments, savings, investments, and international money transfers. (iPhone/iPad app by Bano Pty Ltd.) - Source: https://appshunter.io/ios/app/bano-connect-your-life/id1562849570 (this page in markdown: same URL + `.md`) - Developer: [Bano Pty Ltd](https://appshunter.io/developer/1562849572) - Category: Finance, Utilities - Price: Free - Rating: 3.00/5 from 4 App Store ratings · 38 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 118 MB - Languages: American English, Chinese (Simplified, China) - Released: 2021-05-13 - Data updated: 2026-08-19 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/bano-connect-your-life/id1562849570/reviews.md ## What is Bano? Bano - Most Innovative FinTech 2021 (Australia) Spend, request, save and invest through an all-in-one SuperApp. Connect your life with Bano. Bano (ABN 93 643 260 431) is a company registered in Australia, licensed by the Australian Securities and Investments Commission (AFSL No. 536984) and registered with Australian Transaction Analysis and Reporting Centre (AUSTRAC) & Australian Financial Complaints Authority (AFCA). Get Cash Back on Every Card Transaction Receive up to 1.8% cash back when you use your Bano card to pay online/in-store. The more you spend, the more cash back you will receive. Split Bills or Collect Payments from Friends, Families, Housemates etc. Simply enter the phone number or Bano ID of the person you want to collect a payment from and Bano will take care of the rest. Payments can be made through the Bano App or using Apple Pay if the user does not have the app. This means your friends can pay you even if they aren’t a Bano customer. Easy Payments for Bills and Services (BPAY®) Paying rent, electricity bills, or university tuition has never been easier. With BPAY® support, Bano provides fast and convenient payment services using various currencies. Manage Your Account One simple view of your account balance, transactions history, and investment activities. Send and Receive Money to & from Australia or Overseas Easily send and receive money with anyone in or outside of Australia. Bano’s global network connects you to finance account in over 180 countries. Access Multi-Currency Accounts & Remittance Bano supports multi-currency accounts that let you convert FX, send and receive money in 30+ currencies. Competitive FX rates and enjoy the free handling fee. Hands-On Customer Support Reach our customer support team through our socials, email, or the in-app customer service chat (you can find it by clicking the “Profile” button in the top left corner). ## Key features - Cashback on card transactions - Customizable physical VISA card - Split bills and collect payments - BPAY support for bills and services - International money transfers - Multi-currency accounts - US stock trading with zero brokerage ## Recent user reviews (10 of 38) All indexed reviews: https://appshunter.io/ios/app/bano-connect-your-life/id1562849570/reviews.md ### 1/5 — Bano Team ARE USELESS *2026-03-12, version 1.5.25* Bano Banking Group are a Plain & USELESS!!! They PUT A HOLD ON MY MONEY BECAUSE THEY DECIDED I SENT $1000 Too much!!???? What are they thinking!? They have not even made any effort in replying back to me yet it’s been 7 hours since they have done this!??? ### 1/5 — Poor app *2025-09-08, version 1.5.23* Trying to transfer money out of the account via payid - nightmare. Sat pending for weeks then it returned to my bano acc… tried again now it’s just sitting at pending again. I don’t understand, payid should be instant?? No response from the chat either so considering now seeking legal advice! Don’t recommend Bano at all. ### 1/5 — They are useless *2025-07-07, version 1.5.23* They are bad they hold your money for no reason stop your transfer for no reason they review your account for no reason, they won’t allow you send money out even after providing evidence ### 5/5 — Excellent apps *2025-04-27, version 1.5.22* Clean interface and intuitive design ### 5/5 — bset money app *2025-04-25, version 1.5.22* Great exchange rates with no hidden fees ### 5/5 — First time use *2025-01-30, version 1.5.22* Opening an account online is quick and paying with bano is easy! ### 5/5 — So easy *2025-01-30, version 1.5.22* Excellent way to transfer money ### 5/5 — Excellent *2025-01-29* very easy to transfer money between countries ### 5/5 — Smooth and easy *2025-01-28, version 1.5.22* Awesome app and really fast and efficient ! I recọmmend ### 5/5 — Fast and secure *2025-01-26, version 1.5.22* So fast and the cashback is great. ## Frequently asked questions about Bano ### What does Bano do? Bano is an all-in-one super app designed to help you manage your finances. It allows you to spend, request, save, and invest money. Key features include earning cashback on card transactions, customizing your Bano VISA card, splitting bills with others, paying bills via BPAY, sending and receiving money internationally, managing multi-currency accounts, and trading US stocks. ### How can I get cashback with Bano? You can receive up to 1.8% cashback on every card transaction when you use your Bano card for online or in-store payments. The more you spend, the more cashback you will accumulate. ### Can I split bills with people who don't have the Bano app? Yes, you can easily split bills or collect payments from friends, family, or housemates by entering their phone number or Bano ID. Payments can be made through the Bano App or via Apple Pay, meaning your contacts can pay you even if they are not Bano customers. ### What are the costs associated with using Bano? The app is free to download and use, with features like zero brokerage fees for US stock trading and free handling fees for currency conversions. While the description mentions ads, specific in-app purchase costs are not detailed but are implied by the monetization model. ### Is Bano available outside of Australia? Bano is a company registered in Australia and is licensed by Australian financial authorities. It facilitates sending and receiving money to and from Australia or overseas, connecting to bank accounts in over 180 countries and supporting multi-currency accounts for 30+ currencies. ## Version history (last 5 releases) ### 1.5.33 — 2026-08-14 Bug fixes and performance improvements ### 1.5.32 — 2026-08-01 Bug fixes and performance improvements ### 1.5.31 — 2026-07-24 Bug fixes and performance improvements ### 1.5.30 — 2026-07-21 Bug fixes and performance improvements ### 1.5.29 — 2026-04-15 Bug fixes and performance improvements ## Apps similar to Bano | App | Rating | Price | Category | | --- | --- | --- | --- | | [Yondr - Smart Money Manager](https://appshunter.io/ios/app/yondr-smart-money-manager/id1586066536) | — | Free | Finance | | [Vault – Borderless Banking](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569) | 3.1 (17) | Free | Finance | | [YabandPay](https://appshunter.io/ios/app/yabandpay/id1437126878) | — | Free | Finance | | [Bank Australia App](https://appshunter.io/ios/app/bank-australia-app/id993512650) | 4.6 (14) | Free | Finance | | [UCPayWallet](https://appshunter.io/ios/app/ucpaywallet/id1661777642) | 5.0 (10) | Free | Finance | | [ME Bank](https://appshunter.io/ios/app/me-bank/id657670717) | — | Free | Finance | ## Related topics [bano](https://appshunter.io/ios/topics/bano) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*