# Banyan - Personal Finance App — Budget, Track & Net Worth

> Budget, Track & Net Worth (iPhone/iPad app by Niranjay Bhosale.)

- Source: https://appshunter.io/ios/app/banyan-personal-finance-app/id6761421105 (this page in markdown: same URL + `.md`)
- Developer: [Niranjay Bhosale](https://appshunter.io/developer/1889518541)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 5 MB
- Languages: American English
- Released: 2026-06-02
- Data updated: 2026-07-01
- User reviews in markdown: https://appshunter.io/ios/app/banyan-personal-finance-app/id6761421105/reviews.md

## What is Banyan?

Complete Personal Finance is your complete personal finance companion for iOS. Track all your accounts, transactions, debts, and investments in one beautiful, intuitive app.

With Complete Personal Finance, you get:
• Multi-account tracking (bank accounts, credit cards, cash, investments)
• Smart budgets with alerts at 80% and 100% of your limits
• Debt management for loans and credit cards with payoff strategies
• Recurring bill reminders so you never miss a payment
• Investment portfolio tracking with gain/loss analysis
• Smart spending insights with 7 interactive charts
• Multi-currency support with live exchange rates
• Advanced categorization and tax tagging for compliance
• Full data backup & restore with CSV/PDF import & export
• Sign in with Apple, biometric lock, and dark mode

Perfect for anyone who wants to take control of their money. Built with SwiftUI for a smooth, fast experience on iOS 17+. All your financial data stays private on your device.

Start tracking today. Your financial goals are just a few taps away.


## Version history (last 5 releases)

### 2.0 — 2026-06-16

Updated UI along with new name

### 1.4 — 2026-06-15

This is a big one - a redesigned experience plus iCloud sync.

• iCloud sync: your accounts, transactions, categories and settings now back up to iCloud automatically and stay in sync across your devices, so nothing's lost if you reinstall.
• Redesigned home: a cleaner dashboard that shows your net-worth trend, monthly cash flow, top spending, investment performance, budgets and goals all at a glance.
• Faster transaction entry: a simpler Add/Edit screen with one-tap account and payment pickers, an inline category grid, a live "new balance" preview, and a quick + New to create a category on the spot.
• Floating add button: a "+Transaction" button that's always within thumb's reach.
• Multi-currency: choose your primary currency and see every amount converted at live exchange rates.
• Dark mode: a new dark theme built from the app's own palette.
• Cleaner, more accessible look: refreshed neutral colors, stronger contrast, and consistent buttons and cards across every screen.
• Widget fix: tapping the widget now always opens New Transaction, even when the app was fully closed.
• Plenty of smaller polish and bug fixes.

### 1.3 — 2026-06-11

Investment Enhancements:
- Unified Market Type — Stocks and mutual funds now grouped as "Market" for cleaner organization. Stock vs. fund distinction preserved via symbol/scheme code.
- SIP Automation — Link recurring transactions to investments for automatic contribution posting. Each payment debits your account and adds a contribution in one step.
- Contributions Ledger — Track all additions to holdings over time. Edit or delete contributions with automatic balance reversals for accuracy.
- Investment Funding — Optional "Pay from account" when adding investments or contributions. Money leaves your account and holding value rises — no double-counting.
- Investment Search — Find holdings by name, ticker, or scheme code. Allocation chart stays full-portfolio, only the list narrows.

UI & UX:
- Refresh button relocated to right of the + button on Investments screen.
- Interactive keyboard dismissal on investment entry — swipe up to close keyboard.
- Total Invested now displays as a live read-only field for lump-sum types (PPF, FD, NPS, etc.), auto-updating as contributions are added.
- Initial investment shown as a row in the contributions ledger for full transaction history.

### 1.2 — 2026-06-07

Bug Fixes
- Fixed an intermittent issue where credit card outstanding balances showed as ₹0 when adding the 3rd or 4th card
- Fixed credit card account balances not reflecting the outstanding amount at the time of debt creation
- Existing users will see their CC account balances automatically corrected on first launch
- Fixed Goals view shrinking when switching between Budgets and Goals tabs
- Fixed a build issue with lock timeout settings in the Security section


New Features
- CC Statement Reconciler
- Upload your credit card PDF statement directly into the app. The reconciler matches statement charges against your logged transactions and surfaces anything you missed — with one-tap options to add or dismiss unmatched entries. Supports HDFC, ICICI, Axis, SBI, Amex, HSBC, Deutsche Bank, Kotak, Yes Bank, IndusInd, and more.

Home Screen Widget
- A new widget lets you see today's spending at a glance right from your home screen. Tap anywhere on it to instantly open the Add Transaction screen. Available in small and medium sizes.
- Small: Today's total spend
- Medium: Today's spend, this month's total, transaction count, and last transaction

### 1.1 — 2026-06-03

Fixed sign-in button

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*