# Bare Bones: Money Tracker — Net-Worth & Budget Planner > Offline personal finance tracker for budgeting, net worth, and expense management. (iPhone/iPad app by Chase Hendricks.) - Source: https://appshunter.io/ios/app/bare-bones-money-tracker/id6743334930 (this page in markdown: same URL + `.md`) - Developer: [Chase Hendricks](https://appshunter.io/developer/1802286524) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 4.80/5 from 4 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 21 MB - Languages: American English - Released: 2025-06-11 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bare-bones-money-tracker/id6743334930/reviews.md ## What is Bare Bones? Bare Bones — the privacy‑first budget app, expense tracker, and net‑worth calculator that works 100% offline. Track every dollar, smash debt, and build wealth with AI‑powered insights; no bank logins, no ads, no data harvesting. WHO IS IT FOR? • New savers who need a simple zero‑based budget • Busy professionals juggling bills, subscriptions, and side‑hustle income • DIY investors tracking stocks, crypto, and retirement accounts • Privacy hawks who refuse to share credentials with “free” money apps WHAT YOU CAN DO (FREE) • Net‑Worth Dashboard – list every asset and liability, then watch your wealth grow with interactive charts • Smart Budgets – build monthly, bi‑weekly, or paycheck‑based budgets in seconds • Swipe‑to‑Sort Categories – lightning‑fast expense and income categorization • Real‑Time Trends & AI Tips – spot overspending, boost savings, and crush credit‑card debt before interest hits • 100% Offline Storage – data lives on your device (with iCloud backup), so nothing ever touches our servers PREMIUM POWER‑UPS Unlock advanced tools with a single subscription or lifetime purchase: • Investment Performance & Asset Allocation view for stocks, ETFs, real estate, and crypto • Unlimited budgets, goals, and historical data, track years, not months • Custom categories, tags, and reports tailored to your life and business WHY CHOOSE BARE BONES? Most personal‑finance apps monetize you, selling transaction data or forcing risky bank connections. Bare Bones is different: offline by design, private forever, yet packed with pro‑level analytics you’d expect from a paid money manager. Stay free as long as you like; pay only if you need the heavy‑duty features. Ready to take control of your money? Download Bare Bones today and start building wealth on your terms. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - 100% Offline operation - Net-worth dashboard with charts - Smart budgeting tools - AI-powered insights and tips - Expense and income categorization - Investment performance tracking (Premium) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Financial Fix Pro - Monthly | $2.99 | per month | | Financial Fix Pro - Annual | $24.99 | per year | | Financial Fix Pro Weekly | $1.49 | per 7 days | ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/bare-bones-money-tracker/id6743334930/reviews.md ### 5/5 — Helpful! *2025-07-31* Love having multiple account info entered, as well as my monthly bills planned out. For a 99% free app, you can’t beat it! ### 5/5 — Great budget app *2025-07-30* Before using this I would never keep track of my debt but after a few weeks of use I’ve already paid off multiple credit cards. ### 4/5 — Good app for budget tracking *2025-07-27* I love this app for budgeting and tracking my net worth. All of the free features are more than enough to get the job done. I wish I could make it so my budget auto reset on the first of the month to. ### 5/5 — Perfect budget tracker *2025-06-24* This app came along just when I needed it. I was tired of tracking my income and expenses in spreadsheets, and this made it so much easier. The budgeting and net worth tools are simple and easy to use. ## Frequently asked questions about Bare Bones ### Does Bare Bones have ads? No, Bare Bones is ad-free. The app emphasizes privacy and does not display advertisements to users. ### What are the subscription options for Bare Bones? Bare Bones offers a 'Financial Fix Pro' subscription with weekly ($1.49), monthly ($2.99), and annual ($24.99) plans. These unlock advanced features like investment tracking and unlimited historical data. ### Is Bare Bones available on Android? Based on the provided data, Bare Bones is currently supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified. ### How often is Bare Bones updated? The latest version of Bare Bones was released on August 1, 2025, indicating recent activity. The app was initially released on June 11, 2025. ### What is the age rating for Bare Bones? Bare Bones has an age rating of 17+. This is typical for finance applications that may involve complex financial concepts. ### Can I track my investments with Bare Bones? Yes, the premium version of Bare Bones offers investment performance tracking for stocks, ETFs, real estate, and crypto, along with asset allocation views. ### How secure is my data with Bare Bones? Bare Bones prioritizes security by operating 100% offline, storing data on your device with optional iCloud backup. It does not require bank logins or harvest user data. ### What makes Bare Bones different from other money apps? Bare Bones distinguishes itself by being offline-first, ad-free, and privacy-focused, avoiding bank connections and data selling. It offers pro-level analytics without compromising user privacy. ## Version history (last 5 releases) ### 1.0.4.1 — 2025-08-01 Todays update includes: - App logo and name change - Buttoned out pesky Bugs If you're enjoying Bare Bones, let us know by leaving a review! ### 1.0.4 — 2025-07-30 Minor bug fixes ### 1.03 — 2025-07-27 Minor bug fixes ### 1.02 — 2025-07-26 UI overhaul, increased budgeting logic, added more pro features, minor bug fixes ### 1.0.1 — 2025-06-24 New in v1.0.1 • Fresh new app icon for a cleaner, modern look • Tweaked store description • Minor bug fixes ## More apps by Chase Hendricks - [Hint of Us: Couples Questions](https://appshunter.io/ios/app/hint-of-us-couples-questions/id6751606952) All apps by Chase Hendricks: https://appshunter.io/developer/1802286524 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*