# Basic Capital — Better retirement starts here.

> Retirement investment app with financing and IRA backdoor Roth conversion. (iPhone/iPad app by Basic Capital Group, Inc.)

- Source: https://appshunter.io/ios/app/basic-capital/id6483539070 (this page in markdown: same URL + `.md`)
- Developer: [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 13 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 95 MB
- Languages: American English
- Released: 2024-09-20
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/basic-capital/id6483539070/reviews.md

## What is Basic Capital?

Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit.

With Basic Capital, you can:

  • Enroll in a 401(k) through your employer and contribute directly from your paycheck
  • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more
  • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks
  • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars
  • Get real-time portfolio insight from a mobile-first platform built for everyday use
  • Reach a plan specialist in under 15 minutes, no hold music, no runaround

-

No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice.

The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.

## Key features

- Backdoor Roth IRA conversion
- 5x investing power with financing
- Invest in diversified ETFs
- Recurring contributions
- Direct paycheck contributions

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/basic-capital/id6483539070/reviews.md

### 5/5 — Best app for 401k

*2026-07-14*

The future of 401k that changed my experience completely

### 5/5 — Basic Capital >

*2025-12-17*

Great visibility, great user experience, great overall provider….

### 5/5 — Easy way to diversify portfolio away from 100% public equities

*2025-02-04*

App is clean and simple to use. Need to do more research on the volatility of corporate bond ETFs

## Frequently asked questions about Basic Capital

### What is Basic Capital?

Basic Capital is a finance app designed to help users invest more capital for retirement. It offers features like IRA contributions with financing and investment in diversified ETFs.

### Does Basic Capital offer a trial period?

Basic Capital is a free application, so there is no trial period required to access its investment features.

### How secure is Basic Capital?

In-app brokerage and custody services are provided by Apex Fintech Solutions LLC, a member FINRA/SIPC, indicating a commitment to security standards for financial transactions.

### What devices does Basic Capital support?

Basic Capital is available on iPhone and iPod devices, allowing users to manage their investments on the go.

### How often is Basic Capital updated?

The latest version of Basic Capital is 2.38.0, and it was last updated on March 27, 2026. This suggests a consistent update schedule.

### What is the age rating for Basic Capital?

Basic Capital has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.

### Can I connect Basic Capital to my employer?

Yes, the app allows you to connect to your employer and contribute directly from your paychecks, simplifying recurring contributions.

### What kind of investments can I make with Basic Capital?

You can invest in low-cost, passive, and diversified ETFs through the Basic Capital application.

## Version history (last 5 releases)

### 3.11.1 — 2026-09-04

New features, improvements, and bug fixes.

### 3.8.0 — 2026-08-28

New features, improvements, and bug fixes.

### 3.6.0 — 2026-08-25

New features, improvements, and bug fixes.

### 3.5.0 — 2026-08-14

New features, bug fixes and improvements.

### 3.3.0 — 2026-08-06

New features, improvements, and bug fixes.

## Apps similar to Basic Capital

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mezzi Wealth](https://appshunter.io/ios/app/mezzi-wealth/id6449714926) | 4.7 (104) | Free | Finance |
| [Fruitful: Finances figured out](https://appshunter.io/ios/app/fruitful-finances-figured-out/id6469853675) | 4.0 (37) | Free | Finance |
| [Nook Earn App](https://appshunter.io/ios/app/nook-earn-app/id6742204281) | 4.5 (357) | Free | Finance |
| [Frec: Tax-aware investing](https://appshunter.io/ios/app/frec-tax-aware-investing/id6505110202) | 4.9 (37) | Free | Finance |
| [Fido: 10% APY Savings](https://appshunter.io/ios/app/fido-10-apy-savings/id6502919720) | 4.6 (48) | Free | Finance |
| [Lava: Bitcoin Finance](https://appshunter.io/ios/app/lava-bitcoin-finance/id1661751123) | 4.7 (171) | Free | Finance |

## Related topics

[capital group retirement](https://appshunter.io/ios/topics/capital-group-retirement)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*