# Basic Checkbook: Spending Log — Track Transactions & Balance

> Offline digital checkbook register for tracking personal finances without bank syncing. (iPhone/iPad app by Sean Trapani.)

- Source: https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533 (this page in markdown: same URL + `.md`)
- Developer: [Sean Trapani](https://appshunter.io/developer/1886235096)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 22 MB
- Languages: American English
- Released: 2026-03-24
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533/reviews.md

## What is Basic Checkbook?

Your bank app shows what cleared. Basic Checkbook shows what's real.

Most banking apps only reflect transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal transaction register that lets you log every dollar as you spend it, across checking, savings, and credit cards, so your running balance is always accurate, always up to date, and always yours.

No bank logins. No syncing your credentials to a third-party server. Just a fast, private checkbook register that works the way a checkbook always has, only better.

WHAT YOU CAN DO

• Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen
• Watch your true running balance update with every entry
• See every account's combined total at the top, with card debt subtracted
• See any month at a glance, free: money in, money out, your net, and your biggest expense
• Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due
• See how much of a card's limit you are using at a glance, so you know when a balance is creeping up
• Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it. Nothing posts unless you say so.
• Add a transaction from your home screen with the Quick Add widget
• Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight
• Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance against your bank with the guided Reconcile to Statement flow
• Void a canceled or torn-up check and keep it on the record while the money returns to your balance
• Tag transactions with as many labels as you like, and reuse any tag with one tap
• Filter by type or status (Uncleared, Cleared, or All) and search your whole register by payee, amount, memo, or tag
• Schedule recurring bills and income with reminders, and let them post on the right day
• Earn interest on savings: choose the day it posts each month, and see the total at a glance
• Get your next check number suggested for you when you write a check
• Scan a check or receipt to fill in the details automatically
• Track a different currency per account
• Keep every account in sync across your devices with iCloud, free
• Back up your entire register to a file and restore it anytime
• Lock the app with Face ID, Touch ID, or a passcode
• Add your bank's logo to personalize each account

BASIC CHECKBOOK PREMIUM

Two ways to upgrade, and one of them you pay for exactly once. Lifetime Premium is a single purchase that never renews and never expires. If you would rather not rent the software you balance your accounts with, take that one. A yearly plan is there if you prefer it.

Both unlock:
• Unlimited accounts: keep checking, savings, credit cards, and more in one place
• Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF
• Payoff plan: set a monthly payment on any credit card and see the payoff date, the interest it costs, and the final payment
• Projected balance: see where your balance is headed from your scheduled and recurring activity
• Receipt photos: attach a photo of any receipt to the transaction it belongs to
• Spending analytics: charts, trends, budgets, and period comparisons
• Monthly PDF statements: export clean, bank-style statements for any date range
• CSV import and export: bring your history in, or take it anywhere
• Color themes and app icons: make Checkbook yours with premium palettes and home-screen icons

Basic Checkbook doesn't connect to your bank. It never reads your transactions automatically or stores your credentials anywhere. It's your ledger: private, accurate, and completely in your control.

Privacy Policy: https://basicapps.tech/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Running balance updates
- Transaction logging (deposits, withdrawals, checks, transfers)
- Bank statement reconciliation
- Search and filter transactions
- Multiple account management
- CSV export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Premium | $23.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $59.99 | one-time |


## Chart rankings

- #190 in Top Grossing · Finance (US App Store)

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533/reviews.md

### 5/5 — Beautifully Simplistic

*2026-05-14*

Love the simplicity and how everything has its place. Fast and efficient.

### 5/5 — Great app

*2026-04-10*

Now I know how much money I spend on DoorDash.

## Frequently asked questions about Basic Checkbook

### What is Basic Checkbook?

Basic Checkbook is a digital checkbook register designed for offline use. It allows you to manually log all your financial transactions, such as deposits, withdrawals, checks, and transfers, to keep track of your account balances.

### Does Basic Checkbook sync with my bank?

No, Basic Checkbook is designed to be completely offline and does not sync with any bank accounts. This ensures your financial data remains private and on your device.

### Can I manage multiple accounts with Basic Checkbook?

Yes, you can manage multiple accounts within Basic Checkbook. This includes checking, savings, cash, or any other type of account you wish to track.

### How does Basic Checkbook handle reconciliation?

Basic Checkbook allows you to reconcile your transactions against your bank statement in seconds. This feature helps ensure your digital ledger accurately reflects your actual bank balance.

### Can I export my data from Basic Checkbook?

Yes, you can export your transaction data to CSV format. This is useful for tax purposes, record-keeping, or sharing your financial information.

### Is Basic Checkbook free to use?

Basic Checkbook is free to download and use. It also offers an 'Annual Premium' subscription for $23.99 per year, which may unlock additional features or benefits.

### Does Basic Checkbook have ads?

No, Basic Checkbook is ad-free. The developers explicitly state that there are no advertisements within the application.

### What devices is Basic Checkbook available on?

Based on the provided data, Basic Checkbook is currently supported on iPhones.

## Version history (last 5 releases)

### 7.4 — 2026-08-24

Version 7.4
• Schedule a bill or paycheck twice a month on two exact dates, like the 1st and the 15th.
• Duplicate a scheduled transaction to set up a similar one in a couple of taps.
• Name fields now suggest payees and schedules you have used before.
• Fixed a bug where a monthly schedule could post on the wrong day.

### 7.3 — 2026-08-18

What's New in Version 7.3

• Monthly Recap is now free: see money in, money out, and your net for any month.
• Amounts show thousands separators as you type them.
• Tap a locked feature and Premium now opens on the right screen.
• Fixed a problem where some regions could not type decimal amounts.
• Subscription status now updates without relaunching the app.

### 7.2 — 2026-08-06

What's New in 7.2

Payoff plan for credit cards: set a monthly payment and see the payoff date, the total interest, and the final payment.
Card accounts now show how much of your credit limit you're using.
Balances that round to zero no longer show as a negative.

### 7.1 — 2026-07-27

What's New in Version 7.1

• See the total of all your accounts at the top of the list, with credit card debt subtracted.
• Turn the total off anytime in Settings under Preferences.
• Improvements throughout, we sweat the small stuff so you don't have to.

### 7.0.1 — 2026-07-25

What's New in Version 7.0.1

Credit card accounts: track balance owed, available credit, and your APR.
Projected interest posts to the register only when you accept it.
Monthly Recap: see the month at a glance and save it as a PDF.
Quick Add widget: log a transaction straight from your home screen.

## More apps by Sean Trapani

- [Basic Intake: Pill & Vitamin](https://appshunter.io/ios/app/basic-intake-pill-and-vitamin/id6760948812)
- [Drift: 60 Second Calm](https://appshunter.io/ios/app/drift-60-second-calm/id6761487100)
- [Basic Fidgit: Digital Fidget](https://appshunter.io/ios/app/basic-fidgit-digital-fidget/id6761687097)
- [Ink: Notes, Lists & To-Dos](https://appshunter.io/ios/app/ink-notes-lists-and-to-dos/id6763797883)

All apps by Sean Trapani: https://appshunter.io/developer/1886235096

## Related topics

[checkbook balance](https://appshunter.io/ios/topics/checkbook-balance)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*