# Basil: Budget & Spend Tracker — Automatic Spend Tracking > AI-powered budget and spend tracker with automatic transaction logging. (iPhone/iPad app by Swapnil Bapat.) - Source: https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703 (this page in markdown: same URL + `.md`) - Developer: [Swapnil Bapat](https://appshunter.io/developer/1833237038) - Category: Finance, Utilities - Price: Free - Rating: 4.40/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 27 MB - Languages: English - Released: 2026-02-27 - Data updated: 2026-07-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703/reviews.md ## What is Basil? Basil features a stunning aesthetic and powered by secure, on-device AI, it automates the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Whether you're tapping at a terminal with Apple Pay or sending money via Venmo, PayPal, Paynow, PayLah!, GrabPay, ShopeePay and more, Basil captures it all instantly without you lifting a finger. Why You’ll Love Basil: 1. True Automation - Forget manual entry. Basil integrates deeply with iOS Shortcuts to log payments seamlessly: • Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. • Universal Payment Capture: Automatically capture whenever you make a transaction from PayPal, Venmo, GrabPay, PayNow, and more. 2. AI-Powered Intelligence - Harness the power of on-device, secure AI to organise your financial life: • Smart Voice Dictation: Just say "Spent $15 on lunch and $20 on monthly Netflix subscription" and let AI categorise and log it for you. • Instant Insights: Get real-time summaries of your spending habits and budget health. • Recurring Bills: Never miss a due date with smart instalments and subscription tracking. 3. Privacy by Design (Local First) Your financial data belongs to you, and only you. • 100% Local Storage: Your ledgers are stored securely on your device, not on our servers. • No Account Required: Start tracking immediately without signing up. • On-device Apple Intelligence means the AI thinks inside your phone and works without the internet (you need to enable Apple Intelligence in your iOS Settings app to use this). 4. Premium Experience • Beautiful Design: Enjoy a sleek, fluid interface with a handcrafted UI. • Dark Mode Ready: Looks stunning in both light and dark themes. • Multi-Currency: diverse account support for a global audience. Key Features: • Automatic Transaction Logging via Shortcuts • AI-Powered Summaries and Voice Dictation • Flexible Budgeting (Monthly & Custom Billing Cycles) • Deep Insights & Visual Analytics • Custom Categories with Smart Mapping • Data Export & Import (from other expense tracker apps). Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Automatic transaction logging - AI-powered voice dictation - Instant spending insights - Recurring bill tracking - 100% local data storage - Beautiful, customizable interface ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703/reviews.md ### 5/5 — Best app. Just wish had one more feature *2026-04-29* I love the app. The only thing that I wish was added was a monthly spending calendar showing what days I spent money on. That’s the only thing keeping me from only using this app exclusively. That would be great. Like a literal calendar showing how much money I spent on each day. ### 4/5 — GREAT APP JUST NEEDS SOME POLISH ⭐️⭐️⭐️⭐️ *2026-04-03* Basil has quickly become one of my favorite finance apps. The fact that your data stays fully local on your device with no account required is a massive win — I actually trust this app with my financial information, which is rare. The UI is also a genuine pleasure to use; sleek, intentional, and enjoyable to open daily. That said, a few bugs are holding it back: Recurring Bills — Setting a recurring bill pushes the date forward depending on the frequency chosen, which defeats the purpose of automating bill tracking. Duplicate Transactions — Transactions occasionally appear more than once, throwing off budget totals and forcing manual audits. Bank Syncing — Please add automatic bank syncing. Even a secure read-only connection would make this app a true one-stop solution. Performance — The app causes noticeable overheating during use, pointing to something running inefficiently. This needs attention before it becomes a real battery and hardware concern. ## Frequently asked questions about Basil ### What makes Basil's automation unique? Basil integrates deeply with iOS Shortcuts to log payments seamlessly. This includes instant transaction logging when you use Apple Pay and automatic capture from various payment services like PayPal and Venmo. ### How does Basil use AI for budgeting? Basil employs on-device AI for smart voice dictation, allowing you to simply speak your expenses and have them categorized. It also provides instant insights into your spending habits and budget health. ### Is my financial data secure with Basil? Yes, Basil prioritizes privacy with 100% local storage of your ledgers on your device. No account is required, and the on-device AI works without the internet, ensuring your financial data remains private. ### Does Basil have ads? Basil is ad-free, allowing for an uninterrupted and premium user experience focused on managing your finances. ### What devices does Basil support? Basil is currently supported on iPhone devices, offering a sleek and fluid interface designed for the iOS ecosystem. ### How often is Basil updated? Basil was last updated on April 28, 2026, indicating a commitment to ongoing development and improvements for its users. ### Can I export my data from Basil? Yes, Basil allows for data export and import, enabling you to transfer your financial records from other expense tracker apps or back them up. ### What is the age rating for Basil? Basil has an age rating of 4+, making it suitable for a wide range of users looking to manage their personal finances. ## Version history (last 3 releases) ### 1.0.2 — 2026-04-28 Some pesky bugs were squashed. We've also added configurable sub-categories, weekly streaks with an AI recap of your spending habits every Sunday night (created on-device by Apple Intelligence), smarter merchant category detection for auto-logged transactions, credit card due date reminders, category-specific spending history across past billing cycles, multi-currency account transfers with editable exchange rates, and more. ### 1.0.1 — 2026-03-11 Some pesky bugs were squashed. We've also rebranded to Basil! This is a preemptive move that stays aligned with our mission and ensures we are not asked to rename in the future by any companies that have IP on the name 'Mint'. ### 1.0 — 2026-02-28 No release notes. ## More apps by Swapnil Bapat - [Bloom: AI Interview Practice](https://appshunter.io/ios/app/bloom-ai-interview-practice/id6751051092) All apps by Swapnil Bapat: https://appshunter.io/developer/1833237038 ## Related topics [basil](https://appshunter.io/ios/topics/basil) · [budget tracker automatic](https://appshunter.io/ios/topics/budget-tracker-automatic) · [bmo spend dynamics](https://appshunter.io/ios/topics/bmo-spend-dynamics) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*