# Bay Cities Mobile Banking — user reviews

> 10 indexed App Store user reviews of Bay Cities Mobile Banking by Bay Cities Credit Union, rated 4.50/5 from 54 ratings.

- Source: https://appshunter.io/ios/app/bay-cities-mobile-banking/id1045378571/reviews
- App overview in markdown: https://appshunter.io/ios/app/bay-cities-mobile-banking/id1045378571.md
- Rating breakdown: 5★ 39 · 4★ 9 · 3★ 3 · 2★ 1 · 1★ 2

## Most critical reviews (10 lowest-rated)

### 2/5 — Multiple Accounts

*2025-10-04, version 43.1.5*

This app is useful only if I wanna check my balance and see transactions. 
I have a few accounts that are not link so it is hard to make transfers. 
24/7 online folks are lazy when I tell them my accounts are not link they insist I try to use the app. 
Some tell me to go to the branch which is hella far. 
So I’d have to call and hold a long time.

### 3/5 — transfer

*2021-02-24*

After the new update, I had a hard time trying to transfer funds to another member. It’s not simple as S1 or S3. Now I don’t have that option unless I call. Fix it!!

**Developer response:** Yes I know!  Share savings are now S001 and checking is S200.  If there are multiple share or checking accounts then it would be S001, S002, S003 etc.  For Checking S200, S201, S202 etc. You would need to know if the member you are transferring $$ to has multiple share or checking accounts.   I'm sorry the S1 and S3 aren't coming back.  But I'm sure once you get used to it all will be good again.

### 3/5 — Help

*2019-09-14, version 31.0.9*

No undo for dispute transaction. I accidentally clicked

### 4/5 — Great App!

*2023-02-01, version 43.0.5*

I would give 5 stars if I was able to use my card on Apple Pay and add on my apple wallet. Would there be an update where this would be possible? Overall, very pleased with the app, and very user friendly.

### 5/5 — Convenient App

*2025-04-08, version 43.1.5*

This app is very good and useful to have.

### 5/5 — Love the app!

*2024-03-16, version 43.0.9*

Quick balance is so convenient and having mobile deposit is great!

### 5/5 — Best

*2022-07-07, version 41.1.7*

The best in the Bess i dont even people working for them omg the woman are so sexy and Carrie them selfs so upright

### 5/5 — Dee M

*2021-10-10, version 40.3.8*

Easy to use the app. Can check my account anytime, anywhere. Can move money easily.

### 5/5 — App is just like Bank…BEST!!!

*2021-08-15, version 40.3.8*

I love this CU, and I wish they had more locations so I could bank solely with them. The app is just like the bank….. simple, and quality.

### 5/5 — Ease of use app

*2021-06-01, version 40.3.8*

This app has allowed and encouraged me to manage my accounts from anywhere. As long as the web is working, I’ve got access, helping me make good choices.

**Developer response:** Thanks for taking the time to rate our App.  We love our members!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*