# BAY Credit Union — Bank on the go with BAY CU > Mobile banking app for managing accounts, locating branches, and making transfers. (iPhone/iPad app by Bay Credit Union Thunder Bay Ontario.) - Source: https://appshunter.io/ios/app/bay-credit-union/id1454047103 (this page in markdown: same URL + `.md`) - Developer: [Bay Credit Union Thunder Bay Ontario](https://appshunter.io/developer/1450212771) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 15.0 · 73 MB - Languages: American English, French (France) - Released: 2019-02-27 - Data updated: 2026-07-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bay-credit-union/id1454047103/reviews.md ## What is BAY Credit Union? By downloading the BAY Credit Union Mobile app, you consent to the installation of the app and any future updates or upgrades. You may withdraw your consent at any time by deleting or uninstalling the app from your device. When you install the app, it will ask for permission to access the following functions of your device: Location services – allows the app to use your device's GPS to find the nearest branch or ATM Camera – allows the app to use device camera to take picture of cheque. Contacts – allows you to create new INTERAC® e-Transfer recipients by selecting from your device contacts. ## Key features - Mobile account management - Branch and ATM locator - Interac e-Transfer - Mobile check deposit - Location services integration ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/bay-credit-union/id1454047103/reviews.md ### 4/5 — Great service *2025-12-30, version 17.26.4* Inline the app as it is ### 1/5 — Always fails when u need it *2025-03-20, version 17.20.1* Seems to work perfectly fine when your at home sitting in the couch but when ur in line with a bunch of people behind you the app wants to bug out.. happened to me countless times ### 3/5 — New Set-Up *2024-09-07, version 17.20.1* Don’t like the new way you’ve changed the site…Once you do something for so many years it’s hard to get use to a new method especially for older folks:( ### 5/5 — Looks great! *2024-08-07, version 17.20.1* The app update looks great ## Frequently asked questions about BAY Credit Union ### Is BAY Credit Union secure? The app requires permissions for location services, camera, and contacts to provide its banking features. Users consent to installation and future updates upon download. You can withdraw consent by deleting the app. ### What devices does BAY Credit Union support? BAY Credit Union is available on iPhone, iPad, and iPod devices. It is designed for users who prefer to bank on Apple mobile devices. ### How often is BAY Credit Union updated? The latest version is 18.1.0, last updated on April 20, 2026. This indicates a commitment to regular updates to ensure functionality and security. ### Can I deposit checks with BAY Credit Union? Yes, you can deposit checks using your device's camera. The app will request permission to access your camera for this feature. ### How do I find a branch or ATM with BAY Credit Union? The app utilizes your device's GPS through location services to help you find the nearest branch or ATM. This feature ensures convenient access to physical banking locations. ### Does BAY Credit Union allow e-Transfers? Yes, BAY Credit Union supports Interac® e-Transfers. You can create new recipients by selecting from your device's contacts. ### What is the age rating for BAY Credit Union? BAY Credit Union has an age rating of 4+. This means it is suitable for users of all ages, with no age restrictions. ## Version history (last 5 releases) ### 18.1.1 — 2026-07-06 Minor Bug Fixes ### 18.1.0 — 2026-04-20 Minor Bug Fixes ### 17.26.4 — 2025-05-06 Minor enhancements ### 17.20.1 — 2024-08-06 Our refreshed app gives you an improved look and feel, easy navigation, and additional security for your protection. BAY Credit Union Where You’re Growing ### 15.2.65 — 2022-12-13 v15.2.65 is a significant step forward for the Bay Credit Union Mobile App. Among the improvements are: * multiple security enhancements * improved performance * new auto-photo feature for cheque deposit function * fixes issue with incorrect keyboard (with comma instead of period) being shown when entering amounts * fixes dark mode issues with date picker * fixes multiple minor layout, interaction, and display issues ## Apps similar to BAY Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [St Gregor Credit Union](https://appshunter.io/ios/app/st-gregor-credit-union/id1206604897) | — | Free | Finance | | [New Community Credit Union](https://appshunter.io/ios/app/new-community-credit-union/id1253571025) | — | Free | Finance | | [Teachers Plus Credit Union](https://appshunter.io/ios/app/teachers-plus-credit-union/id956665254) | 5.0 (2) | Free | Finance | | [PHT Mobile](https://appshunter.io/ios/app/pht-mobile/id960027352) | 4.0 (1) | Free | Finance | | [SCECU Mobile Banking](https://appshunter.io/ios/app/scecu-mobile-banking/id1304678063) | 5.0 (2) | Free | Finance | | [Bruno Credit Union Mobile App](https://appshunter.io/ios/app/bruno-credit-union-mobile-app/id1281764231) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*