# Bay State Bank Mobile — user reviews

> 33 indexed App Store user reviews of Bay State Bank Mobile by Bay State Savings Bank, rated 4.81/5 from 576 ratings.

- Source: https://appshunter.io/ios/app/bay-state-bank-mobile/id476115893/reviews
- App overview in markdown: https://appshunter.io/ios/app/bay-state-bank-mobile/id476115893.md
- Rating breakdown: 5★ 429 · 4★ 31 · 3★ 0 · 2★ 4 · 1★ 12

## What do users think of Bay State Bank Mobile?

Overall sentiment: negative

**Pros**

- 👍 Very nice to use
- 👍 Personal branch experience
- 👍 Easy to use
- 👍 User friendly
- 👍 Handy for transfers and deposits
- 👍 Saves time
- 👍 Simple and easy

**Cons**

- 🐛 Constantly have issues
- 🐛 Face ID does not work
- 🐛 Blank screen for Face ID
- 🐛 Home page unresponsive
- 🐛 Payment declined with funds
- 🐛 Cannot manage cards
- 🐛 New theme is worst experience
- 🐛 Restricted viewing
- 🐛 Bland font and white background
- 🐛 Advertisements take up screen
- 🐛 Forced to go through steps to view accounts
- 🐛 Constantly locked out
- 🐛 Cannot access accounts via phone
- 🐛 Forced to go into bank
- 🐛 Crashes almost every time
- 🐛 Delete and reinstall needed
- 🐛 Upgrade disappointment
- 🐛 Cannot deposit checks online
- 🐛 App freezes
- 🐛 Pure trash app
- 🐛 Poorly designed layout
- 🐛 Unable to see full account number
- 🐛 Extra security questions
- 🐛 App doesn't work 99.9% of time
- 🐛 Instantly crashes on opening
- 🐛 Awful check deposit
- 🐛 Camera doesn't angle correctly
- 🐛 Check deposit takes multiple tries
- 🐛 Mobile check deposit no longer works
- 🐛 Camera messed up since update
- 🐛 Critical check deposit bug
- 🐛 Check deposit camera is a square
- 🐛 No grid for check framing
- 🐛 Late fee for unsent money
- 🐛 Bill didn't make its way
- 🐛 Dull, opaque, confusing font
- 🐛 Hard to see words
- 🐛 Whole wording confusing
- 🐛 Two-step login annoying
- 🐛 Transfers less streamlined
- 🐛 Appearance is less impressive
- 🐛 Lagging navigation
- 🐛 Tacky drop-down menus
- 🐛 Buttons too small
- 🐛 No iPhone 5 support
- 🐛 Using text banking more

**Commonly reported bugs**

- Face ID does not work and other bugs
- Constantly have issues
- Face ID section comes up with a blank screen with header
- Home page does not respond as easily
- Payment declined with money in account
- Cannot manage cards to see if unlocked
- New theme is the worst banking experience
- Restricted in what can be viewed and how fast
- Everything is hard to view with its bland font and white background
- Account information is forced into a small centered text box
- Advertisements take up the top and bottom of the screen
- Instead of immediately viewing accounts, must go through steps after login
- Constantly getting locked out
- Cannot get access to accounts through the 1-800 number
- Forced to go into the bank to resolve
- App crashes almost every time
- Have to delete and install again
- Turning phone off and back on doesn't do anything
- App upgrade has been a total disappointment
- Cannot deposit checks online
- App freezes
- Delete and reload the app to make it work when it freezes up
- App layout was poorly designed
- Unable to see full account number
- Have to go through all these extra security questions every time
- App doesn't work 99.9% of the time
- Literally every time I open it, it crashes instantly
- Depositing a check on this app is awful
- Camera doesn't angle at the check
- Half the time it doesn't read the check
- Takes about 3-4 times before it will accept the deposit
- Mobile check deposit no longer works
- Camera on the mobile check deposit is messed up
- Next to impossible to deposit a check through the app
- Latest update has critical mobile check deposit bug
- Camera for mobile check deposit is a square instead of a rectangle
- There isn’t the grid that used to appear when the check was appropriately framed
- I can no longer deposit checks through the mobile app
- Camera on the mobile app is messed up since the last update
- New update has got me $20 late fee for unsend money
- One of my bill didn't make its way
- Fix the issue of the WHOLE wording of the application, especially the pay bill
- Two-step login page is temporary
- Making Transfers/anything really is less streamlined with more menu pages in between the transfer
- Appearance of the app is far less impressive than it was before
- Lagging when you navigate through screens
- Tacky drop down menus make it seem like an old webpage and not an app
- Made all the buttons too small

**Most requested features**

- More on the app such as applications for future installment plans affiliated with popular card types like credit and even Bitcoin.
- Add more fonts to this app, the few that are to choose are so dull, opaque, confusing color choice, and hard to see the words on the app font.
- Add advanced features like check cashing.
- Add iPhone 5 support.

## Newest reviews (10 of 33)

### 1/5 — The mobile check deposit no longer works

*2020-06-11, version 9.2.2.1*

They have messed up the camera on the mobile check deposit and it is next to impossible to deposit a check through the app anymore. That’s the only reason I have the app. Please fix, it’s been 2 months!!!!

### 3/5 — Latest update has critical mobile check deposit bug.

*2020-05-18, version 9.2.2.1*

My app was updated on April 29, 2020 with the generic “bug fixes”. However, now I have a major bug that wasn’t there previously; the camera that pops up for mobile check deposit is a square instead of a rectangle and there isn’t the grid that used to appear when the check was appropriately framed. I reached out and was told that the bank is aware of the issue, but I wasn’t offered a timeline on a fix or any solution. Ultimately I figured out on my own that if I unlocked my screen from displaying vertically only, the camera adjusted in landscape mode, so I was able to finally deposit my check. Ideally this bug will be updated so others don’t experience the same issue and need to figure out on their own to unlock their phone’s screen.

### 3/5 — Issues

*2020-05-18, version 9.2.2.1*

I can no longer deposit checks through the mobile app. The camera on the mobile app is messed up since the last update. Other than that the app is fine

### 1/5 — Need Update ASAP.

*2017-05-01, version 8.3.0.1*

This new update has got me $20 late feed for unsend money. After the email that states “bills that are send before the update 'new system,' would not be affected by the upgrade.” Well, unfortunately for me, one of my bill didn't make its way. Paying with the app, which it was handy for me, was so handy and easy for me! Please, please update this application ASAP. Also, add more fonts to this app, the few that are to choose are so dull, opaque, confusing color choice, and hard to see the words on the app font. Lastly, fix the issue of the WHOLE wording of the application, especially the pay bill.

### 3/5 — Kind of a downgrade from the previous app

*2017-04-08, version 8.3.0.1*

Overall I feel like the app took a hit with the update.

 1) I hope the two-step login page is temporary, because I use the app for speed and convenience. A separate page for my password to login is annoying. 2) Making Transfers/anything really is less streamlined with more menu pages in between the transfer. 3) The appearance of the app is far less impressive than it was before. The other app was very attractive, this one looks like an app from 5 or 6 years ago... lagging when you navigate through screens, tacky drop down menus make it seem like an old webpage and not an app.  4) This relates to #3, you made all the buttons too small for my fingers. -_-

I'm not sure if all the cosmetic changes were necessary for the update but I liked the app ALOT more before.

### 4/5 — Best Bank App I've used

*2013-10-11, version 3.5.2.0*

This is the first app related to a bank I've used that did everything I needed it to do, and quickly. Transfer money, see actual images of checks processed, make payments. I was told they're adding the ability to scan checks and deposit directly from your phone as well...very satisfied.

### 2/5 — No excuse BSSB

*2013-08-15, version 3.2.0.0*

It's a functional app but let's get on with some advanced features like check cashing. Also where is the iPhone 5 support. I find myself using text banking more then this app. Update please

### 5/5 — Love this app!!!

*2012-08-27, version 3.0.0*

It's so easy to use!

### 5/5 — Very easy to use!

*2012-08-27, version 3.0.0*

I love the simplicity of this app. It is very reassuring to know that I can make transfers, check my balance...without having to access my laptop. Great job!

### 4/5 — Banking Made Easy

*2012-07-05, version 3.0.0*

I can transfer money anytime, I want. Without going into the bank, and filling out withdrawal and deposit slips. I can keep an eye on, every transaction that goes through. This app saves my life, when I'm not near any of the branches, to do some banking. I love this app!!

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst app ever

*2024-04-26, version 24.1.0.1*

Constantly have issues

### 1/5 — Face ID does not work and other bugs

*2022-05-06, version 10.6.0.1*

It does not prompt for it. I even tried to delete what was saved for FaceID and re-add it, in addition to deleting the app and reinstalling it. I keep tapping the FaceID section and it comes up with a blank screen with header. I’ll try to return to the home page and it does not respond as easily either… 

Very bothersome for a financial institution app!

### 1/5 — Bay state savings bank

*2021-08-01, version 10.6.0.1*

This bank is terrible.. I tried to make a payment yesterday and I was instantly declined.. I had money in my account and it still declined me.. it won’t even let me manage my cards to see if it’s u locked.. bay state is very terrible. Stay away from these guys

### 1/5 — Wish I could give 0 stars

*2021-07-01, version 10.6.0.1*

The new versatiles theme is the worst banking experience ever. I am so restricted in what I can view and how fast. Everything is hard to view with its bland font and whitw background.  Account information is forced into a small centered text box and advertisements take up the top and bottom of the screen. Instead of immediately viewing accounts , you must now go through steps after login.

### 1/5 — Fix this app!

*2021-02-01, version 10.5.0.1*

I am a very happy BSSB customer  yet this app is terrible!  I am constantly getting locked out and cannot get access to my accounts through the 1-800 number.  I’m forced to go into the bank to resolve!  I love, love, love BSSB but the mobile banking app is horrible!  Please fix!!!

### 1/5 — So frustrating

*2020-12-21, version 10.3.0.1*

This app crashes almost every time I try to use it.  Then I have to delete it and install again, even just turning my phone off and back on doesn’t do anything.  Pain in the...

### 1/5 — Step up your game

*2020-12-17, version 10.3.0.1*

The app upgrade has been a total disappointment. I have moved from the area and still with BSSB because I’ve been there for 30 years but can’t sustain staying without the ability to deposit checks online due to an app that doesn’t work.
(I find if I delete and reload the app it will work when it “freezes up”)
Going to need to step up the automation to make it through the next 100 years.

### 1/5 — Pure Trash

*2020-11-10, version 10.1.0.1*

The app layout was poorly designed. I’m unable to see my full account number, I have to go through all these extra security questions every time I log in, and on top of that, the app doesn’t work 99.9% of the time. They should get rid of the app and stick with the webpage.

11/10: this app almost never works. Such a waste. It seems that no one cares and wants to fix it

### 1/5 — Crashing

*2020-09-17, version 9.2.2.1*

Literally every time I open it, it crashes instantly

### 1/5 — Fix  deposit check

*2020-08-14, version 9.2.2.1*

Depositing a check on this app is awful. The camera doesn’t even angle at the check and half the time it doesn’t read it. Usually takes about 3-4 times before it will accept the deposit. Needs a serious update on that front.

## Most praised reviews (10 highest-rated)

### 5/5 — Great service

*2026-07-15, version 26.1.403.1*

I love this bank, anything you need they are right there for you❤️

### 5/5 — The best

*2026-06-30, version 26.1.403.1*

This bank has been the backbone of this community for decades and delivers nothing but the best !

### 5/5 — BSB M

*2026-06-22, version 26.1.403.1*

Thank you for the experience

### 5/5 — P&D

*2025-05-11, version 25.1.102.1*

Thanks

### 5/5 — Banking

*2024-12-27, version 24.8.0.1*

Very nice to use

### 5/5 — Bay state bank

*2024-10-19, version 24.8.0.1*

I live my bank I know every person in my branch by name and they know mine you don’t get that at those big banks top notch every time I need anything

### 5/5 — Bay state budgeting

*2023-10-01, version 23.2.0.1*

I would love to see more on the app such as applications for future installment plans that are affiliated with popular card types like credit and even Bitcoin. Thank you. Have a safe and smart day budgeting well at bay state!

### 5/5 — Easy to use

*2015-08-28, version 4.3.0.0*

I can now deposit checks, check balances on multiple accounts or transfer money right from my smartphone. Very handy.

### 5/5 — awesome!

*2015-04-24, version 4.3.0.0*

So user friendly:)

### 5/5 — Excellent

*2013-02-21, version 3.2.0.0*

Very easy to use.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
