# BBVA Spain \| Online banking — Download your BBVA Online app > AI-powered online banking app for managing finances, payments, and investments. (iPhone/iPad app by BBVA.) - Source: https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155 (this page in markdown: same URL + `.md`) - Developer: [BBVA](https://appshunter.io/developer/325546737) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 2,985 App Store ratings · 222 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 701 MB - Languages: American English, Basque, Catalan, European Spanish, Galician - Released: 2010-06-08 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155/reviews.md ## What is BBVA Spain | Online banking? Now, the market-leading app, trusted by more than 8 million customers, features Artificial Intelligence and is up to 6 times faster! MORE SPEED We use AI to optimize every interaction, personalizing direct shortcuts so you can complete your payments and other operations in the blink of an eye. Quickly check your card details during an online purchase or make a regular transfer with a single click. The most used features will now automatically appear in the order you use them. Forget about searching for the same contact over and over again to send a Bizum, or constantly checking the menu for the products that interest you most. We organize and show them to you right on the home menu! NEW FINANCIAL COACH At BBVA, we have been working for nearly 10 years to help you improve your financial health. The new Financial Coach offers a detailed diagnosis of your monthly savings capacity, allowing you to understand your economic situation. Subsequently, based on AI, it provides a personalized plan to improve your financial habits, helping you reduce unnecessary expenses and increase your savings capacity and financial cushion. Month by month, you can track your progress, adjust your goals, and celebrate your achievements! Y MUCHO MÁS ● Activate the intelligent Discreet Mode to automatically hide balances and transactions and avoid prying eyes. ● Have questions? Blue, our virtual assistant, has been updated with AI to respond even better to everything you need. ● You can connect your banks in a single app and pay with Bizum, without costs or commissions. ● Not a customer yet? Download the app and try it without commitment or open your Commission-Free Online Account in just 10 minutes. ● With our Referral Plan, you will earn money if you invite others or are invited to use the app. ● And if you have children, you can open their Online Account. They will have a card and an adapted app with Bizum from age 12. ALL THIS AND MORE AWAITS YOU IN OUR APP MORTGAGES Discover, with our mortgage simulator, the amount you could have available to move into your future home. BIZUM With Bizum, send and receive money instantly, or pay at online stores easily and securely. INSURANCE Choose and manage your car, home, health, or life insurance. Find the information you need and choose the modality that fits your needs. LOANS Request your personal loan without leaving the app. You will have all the necessary information at your fingertips to find and contract the loan that best fits your needs. SELF-EMPLOYED, SMES, AND COMPANIES If you are self-employed or manage an SME, you can track your operations and request financing for your daily activity from your app. STOCK MARKET AND FINANCIAL MARKETS Invest in the stock market and financial markets or learn investment strategies with free BBVA Trader courses. PENSION PLANS We will help you plan your retirement by choosing the pension plan that best suits your age and investor profile. You can make contributions and transfers from the app. CARDS The Aqua card, with no printed numbers and a dynamic CVV that changes for each online purchase, makes your payments more secure. You can check its number and CVV from your App whenever you need. If you lose it, you can turn your cards on and off from the app. INVESTMENT FUNDS Find the funds that best suit your profile and goals, invest in them, and if after your first year you have a negative return, BBVA will refund you up to €300. You can also make contributions and transfers. The app is also compatible with Wear OS. DO YOU HAVE ANY QUESTIONS OR SUGGESTIONS? Send us your comments to our email: soporte bbvabancamovil@bbva.com. If your device is not compatible, BBVA Mobile Banking is available by accessing bbva.es from your browser. ## Key features - AI-powered personalized shortcuts - Financial Coach for savings and expense reduction - Virtual assistant for customer support - Multi-bank account aggregation - Bizum instant money transfers - Mortgage and loan simulators - Investment tools and courses ## What do users think of BBVA Spain | Online banking? Overall sentiment: mixed **Pros** - 👍 Excellent app - 🚀 Fast and easy to use - 🔒 Secure and reliable - 💡 Comprehensive features **Cons** - 🐛 Buggy and unreliable - 👎 Poor user experience - 🔍 Difficult to navigate - 🤯 Confusing interface **Commonly reported bugs** - Login issues and account lockouts - Transactions not showing up correctly - Frequent crashes and app freezes - Geolocation errors **Most requested features** - Improved biometric authentication - Ability to change phone number easily - Better support for international users - More customization options ## Recent user reviews (10 of 222) All indexed reviews: https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155/reviews.md ### 1/5 — 24/7 phone service that is not available *2026-08-12, version 14.12.0* They offer a 24/7 phone line that works until 3:30pm on a only spanish number. What a joke. No email, no chat service. ### 5/5 — Best bank App so far *2026-08-04* I have 4 different banks and this is by far the easiest, userfriendliest banking App. Even better than other On line banking Apps. **Developer response:** Muchas gracias por compartir tu opinión. Estos años hemos aprendido mucho a vuestro lado, y vamos a seguir esforzándonos en mejorar la App para que tengáis siempre la mejor experiencia en nuestra banca móvil.  Cualquier duda podéis escribir a  bbvabancamovil@bbva.com donde estaremos encantados de ayudaros. Un saludo. ### 5/5 — BBVA Excelencia en Servicios *2026-07-23, version 14.12.0* Un Banco con la mejor tecnología para brindar un servicio, rápido, eficiente y seguro ### 5/5 — Client BBVA *2026-06-03* Le personnels de l’agence BBVA Puerto Banûs sont très très serviable **Developer response:** Hola Oularbi: No hay mayor alegría para nosotros que leer vuestras opiniones y valoraciones sobre la aplicación. Anímate, y envíanos tus consultas a bbvabancamovil@bbva.com. Queremos seguir creciendo a tu lado 💪 ### 1/5 — Tercermundista *2026-05-27, version 14.10.0* No puede decirse de otra manera ### 5/5 — App Amigable *2026-05-22, version 14.9.0* Para los que somos análogos y navegamos con la App BBVA, nos sentimos los seres privilegiados digitales . Gracias a lo amigable del Aplicativo.. ### 1/5 — D *2026-05-21, version 14.9.0* The app is very difficult to navigate, too many confusing pages and not very intuitive at all. I think they need to make an app as easy as Natwest bank app, Revolut app or Intesa San Paolo app ### 1/5 — Horrible App *2026-05-11, version 14.9.0* There are functioning banking apps all over the world, from Wise (online) to Bank of America (US), even - and everything in between. The BBVA ES app is horrible. Literally the #1 thing people want to do when they open their app is to view their balance. To view your balance on this app, you log in (with a laughably weak password, since it limits passwords to like 6-7 characters which is insane), then you have to do a secondary SMS code verification before it will show your balance. Heaven forbid you want to look at your list of most recent charges. There’s a transactions section — which has Bizum and transfers. Literally the easiest things should be 1.) seeing your balance. 2.) quickly seeing your most recent charges. Somehow the app manages to make both of those a confusing, multi-step process that’s anything but straightforward. Don’t try to invent the wheel, BBVA — at this point, just copy one of your competitors because any app would be better than this one. Seriously, please invest in like minimal UX research. This app is the opposite of user friendly. Very frustrating. ### 1/5 — Mala app *2026-04-27, version 14.9.0* La app da sensación de estar cargada de publicidad de BBVA. Además, me sale siempre el mensaje de “Pon tu cuenta en marcha” cuando ya he hecho todo lo que quería hacer con mi cuenta. No se como quitarlo. ### 4/5 — Bien :) *2026-04-13* Sería mejor si el app sería más minimalista. El app funciona muy bien. **Developer response:** En la última versión se ha añadido la posibilidad de configurar si queremos que aparezca o no la sección de “pagos rápidos” cuando iniciamos sesión. Puedes modificarlo en el menú>configuración>pantalla de acceso. Aquí decides si quieres ver la sección en el inicio o si quieres desactivarla. Pruébalo y cuéntanos que te parece. ## Frequently asked questions about BBVA Spain | Online banking ### What does the BBVA Spain app do? The BBVA Spain app is a comprehensive online banking platform that allows users to manage their accounts, make payments, and access financial services. It leverages Artificial Intelligence to personalize user experience, speed up transactions, and offer a financial coach to improve savings habits. ### What are the key features of the BBVA Spain app? Key features include AI-optimized transactions with personalized shortcuts, a Financial Coach for detailed savings analysis and personalized improvement plans, a virtual assistant named Blue, the ability to connect multiple bank accounts, and instant money transfers via Bizum. It also offers tools for mortgages, loans, insurance, and investments. ### Is the BBVA Spain app free to use? Yes, the app is free to download and use. It does not mention any subscription fees or in-app purchases for its core banking functionalities. Users can also open a commission-free online account without commitment. ### What kind of financial services can I access through the app? You can access a wide range of financial services including checking card details, making transfers, managing Bizum payments, using a mortgage simulator, requesting personal loans, managing insurance policies, and investing in stock and financial markets. It also provides tools for self-employed individuals, SMEs, and pension planning. ### Can I use this app if I'm not a BBVA customer? Yes, you can download the app and try it without commitment even if you are not a current BBVA customer. The app also facilitates opening a commission-free online account in approximately 10 minutes. ## Version history (last 5 releases) ### 14.12.0 — 2026-07-22 Discover the new BBVA app. Our app evolves to be smarter, more innovative and more personalized... in short, more you. ### 14.11.41 — 2026-07-01 Discover the new BBVA app. Our app evolves to be smarter, more innovative and more personalized... in short, more you. ### 14.11.0 — 2026-06-22 Discover the new BBVA app. Our app evolves to be smarter, more innovative and more personalized... in short, more you. ### 14.10.0 — 2026-05-25 Discover the new BBVA app. Our app evolves to be smarter, more innovative and more personalized... in short, more you. ### 14.9.0 — 2026-04-15 Discover the new BBVA app. Our app evolves to be smarter, more innovative and more personalized... in short, more you. ## Apps similar to BBVA Spain | Online banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,643) | Free | Finance | | [SoFi: Bank, Invest & Crypto](https://appshunter.io/ios/app/sofi-bank-invest-and-crypto/id1191985736) | 4.7 (385,475) | Free | Finance | | [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,106,744) | Free | Finance | | [N26 — Love your bank](https://appshunter.io/ios/app/n26-love-your-bank/id956857223) | 4.6 (11,798) | Free | Finance | | [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,473) | Free | Finance | | [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,412) | Free | Finance | ## More apps by BBVA - [BBVA Perú \| Banca Móvil](https://appshunter.io/ios/app/bbva-peru-banca-movil/id569453542) - [BBVA Net Cash \| PT](https://appshunter.io/ios/app/bbva-net-cash-pt/id698168058) - [BBVA Argentina](https://appshunter.io/ios/app/bbva-argentina/id748231035) - [BBVA Colombia \| Banca Móvil](https://appshunter.io/ios/app/bbva-colombia-banca-movil/id823508982) - [BBVA Portugal](https://appshunter.io/ios/app/bbva-portugal/id956470822) All apps by BBVA: https://appshunter.io/developer/325546737 ## Related topics [bbva bancomer](https://appshunter.io/ios/topics/bbva-bancomer) · [bvba](https://appshunter.io/ios/topics/bvba) · [bbva bancomer, s.a.](https://appshunter.io/ios/topics/bbva-bancomer-s-a) · [bbva](https://appshunter.io/ios/topics/bbva) · [jorge cuadros assoc](https://appshunter.io/ios/topics/jorge-cuadros-assoc) · [ak fundz](https://appshunter.io/ios/topics/ak-fundz) · [the seymour bank](https://appshunter.io/ios/topics/the-seymour-bank) · [bba](https://appshunter.io/ios/topics/bba) · [bbva dinero rapido](https://appshunter.io/ios/topics/bbva-dinero-rapido) · [bbva beneficios](https://appshunter.io/ios/topics/bbva-beneficios) · [banco sabadell](https://appshunter.io/ios/topics/banco-sabadell) · [gestão de empréstimo online](https://appshunter.io/ios/topics/gestão-de-empréstimo-online) · [garanti bbva ceppos](https://appshunter.io/ios/topics/garanti-bbva-ceppos) · [banco sabadell app](https://appshunter.io/ios/topics/banco-sabadell-app) · [garanti bbva emeklilik mobile](https://appshunter.io/ios/topics/garanti-bbva-emeklilik-mobile) · [garanti bbva etrader](https://appshunter.io/ios/topics/garanti-bbva-etrader) · [mahindra finance dealer app](https://appshunter.io/ios/topics/mahindra-finance-dealer-app) · [bank card online](https://appshunter.io/ios/topics/bank-card-online) · [bbva empresas peru](https://appshunter.io/ios/topics/bbva-empresas-peru) · [bbva mexico](https://appshunter.io/ios/topics/bbva-mexico) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*