# BCA mobile

> Mobile banking app for managing accounts, transfers, payments, and card services. (iPhone/iPad app by PT. Bank Central Asia Tbk.)

- Source: https://appshunter.io/ios/app/bca-mobile/id551587254 (this page in markdown: same URL + `.md`)
- Developer: [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257)
- Category: Finance, Business
- Price: Free
- Rating: 2.60/5 from 277 App Store ratings · 237 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 203 MB
- Languages: American English
- Released: 2012-10-30
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bca-mobile/id551587254/reviews.md

## What is BCA mobile?

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever.

m-BCA Benefits
1. No SIM card changes
m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three
2. Low transactions cost 
Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection
3. Payment Data Storage
m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again
4. Transfer Data
m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience
5. Practical and Easy to Use
Recipient company or banking code is not required for payment and transfer transactions.

For BCA mobile users, can enjoy the latest services as follows:
1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 
2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation
3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN.
4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 
5. Transfer without hassle through QR menu ->Send or receive money using QR
For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu)

KlikBCA 
Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click

Info BCA 
https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA

Open New Account
Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email.

For further assistant, call halo bca at 1500888 via cellular phone

Enjoy using the BCA mobile.

## Key features

- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage

## What do users think of BCA mobile?

Overall sentiment: negative

**Pros**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**Cons**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Commonly reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Most requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication

## Recent user reviews (10 of 237)

All indexed reviews: https://appshunter.io/ios/app/bca-mobile/id551587254/reviews.md

### 5/5 — Riwayat transaksi

*2026-01-27, version 4.7.8*

TAMBAHKAN RIWAYAT TRANSAKSI PENGELUARAN DAN PEMASUKAN JADI BISA NGONTROL UANG KELUAR DAN MASUK

### 1/5 — ampas

*2025-12-19, version 4.7.7*

merah nya lama bgt tiap mau transaksi

### 1/5 — QR Errror

*2025-12-17, version 4.7.7*

Woi bayar QR jadi ngga bisaa..sinyal full..tanda merah terusss

### 1/5 — P

*2025-12-07, version 4.7.6*

D suruh update , gk bisa d pake jadinya hadeuuhhhh

### 1/5 — Sering eror

*2025-11-23, version 4.7.6*

Sering eror tiba tiba putus koneksi padahal wifi ga ada masalah pas di remove waktu validasi foto sering eror padahal sudah sesuai tolong dong untuk perbaikan nya

### 1/5 — Kode OTP

*2025-11-20, version 4.7.5*

Sulit banget dapat kode OTP, menyusahkan bukannya mempermudah, duit duit gw susah di akses, bikin males gni doank jg harus datang ke CS

### 4/5 — Change Langugae

*2025-11-18, version 4.7.5*

How can I change the language for this App from Bahasa to English in iOS?

### 1/5 — komplen

*2025-09-29, version 4.7.2*

apasih tiba tiba bgt gabisa di akses, nyusahin nasabah tau ga, apalagi yg di luar negri kek gini jd pusing benerin nya gmn, kocaggg!!

### 1/5 — Icon lampu ga guna

*2025-09-29, version 4.7.2*

2025 masih perlu nunggu icon lampu hijau dulu baru bisa transaksi? aplikasi yang aneh

### 1/5 — Bad

*2025-08-14, version 4.6.9*

Bad bank

## Frequently asked questions about BCA mobile

### What can I do with the BCA mobile app?

The BCA mobile app allows you to conduct non-cash transactions, manage your ATM and credit cards (block, activate, change PIN), perform cardless cash withdrawals and deposits, transfer funds using QR codes, and even open new bank accounts directly from your phone.

### Is the BCA mobile app free to use?

Yes, the BCA mobile app is free to download and use. Transaction costs are kept low by utilizing your existing internet connection (GPRS/EDGE/3G/WIFI).

### What are the benefits of using m-BCA?

m-BCA offers several benefits, including no SIM card changes required, low transaction costs, payment data storage for repeat transactions, transfer data history for easy reference, and a practical, easy-to-use interface where recipient company or banking codes are not always necessary.

### How can I open a new bank account using the app?

You can open a new bank account by providing your e-KTP, completing a form, and conducting a video call with Customer Service through the app. After successful account opening, you can activate mobile banking services and make your first deposit.

### What devices is BCA mobile compatible with?

The app is designed for smartphone use, allowing access to m-BCA and a smartphone-optimized version of KlikBCA. It supports transactions through all major GSM operators.

## Version history (last 5 releases)

### 4.9.0 — 2026-08-20

Get the latest version of BCA mobile now for more convenient transactions.
 
With the latest version of BCA mobile, you can enjoy various feature enhancements and improved performance.
 
Update BCA mobile now!

### 4.8.9 — 2026-08-12

Get the latest version of BCA mobile now for more convenient transactions.

With the latest version of BCA mobile, you can enjoy various feature enhancements and improved performance.

Update BCA mobile now!

### 4.8.8 — 2026-08-04

Get the latest version of BCA mobile now for more convenient transactions.
 
With the latest version of BCA mobile, you can enjoy various feature enhancements and improved performance.
 
Update BCA mobile now!

### 4.8.7 — 2026-07-23

Get the latest version of BCA mobile now for more convenient transactions.

With the latest version of BCA mobile, you can enjoy various feature enhancements and improved performance.
 
Update BCA mobile now!

### 4.8.6 — 2026-06-18

Get the latest version of BCA mobile now for more convenient transactions.
 
With the latest version of BCA mobile, you can receive Financial Diary transaction notifications and manage notifications easily.
 
Update BCA mobile now!

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## More apps by PT. Bank Central Asia Tbk

- [Sakuku](https://appshunter.io/ios/app/sakuku/id965131157)
- [eBranch BCA](https://appshunter.io/ios/app/ebranch-bca/id1151700413)
- [myBCA: New BCA Banking Apps](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902)
- [Welma](https://appshunter.io/ios/app/welma/id1440242405)
- [Vindi BCA](https://appshunter.io/ios/app/vindi-bca/id1490576677)

All apps by PT. Bank Central Asia Tbk: https://appshunter.io/developer/551587257

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*
