# BCEL One > Advanced mobile banking with shared accounts, e-cheques, and virtual cards. (iPhone/iPad app by Banque Pour Le Commerce Exterieur Lao Public.) - Source: https://appshunter.io/ios/app/bcel-one/id654946527 (this page in markdown: same URL + `.md`) - Developer: [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) - Category: Finance, Business - Price: Free - Rating: 3.93/5 from 87 App Store ratings · 29 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 72 MB - Languages: English, Japanese, Lao, Chinese, Vietnamese - Released: 2013-06-08 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bcel-one/id654946527/reviews.md ## What is BCEL One? Experience OneBank, a suite of advanced banking services that allows you to share accounts with multiple people, control what each person can do, transfer funds to multiple recipients, issue e-cheques, and more. BCEL One – One for All – The financial platform that everyone can bank on. The future of mobile banking is NOW. The major updates envisage the new security, fluid experiences, and customer centric designs. FaceScan and genuine profile photos have been added for healthier and safer banking experience. OneCare is the new and fastest channel for customers to contact the bank. OneCash, a virtual prepaid card, is your de-facto wallet or shadow account to allow you to transact socially. You can create a Cash Coupon and send it over any chat apps ; Whatsapp, Line, WeChat and Messenger… and many more, the future is NOW in the new BCEL One – One for All. Get your hands on the mobile platform that everyone can now bank on. ## Key features - Shared accounts with permission control - Multi-recipient fund transfers - Issue e-cheques - FaceScan security - Virtual prepaid card (OneCash) - Cash Coupon creation and sharing - OneCare customer support channel ## Recent user reviews (10 of 29) All indexed reviews: https://appshunter.io/ios/app/bcel-one/id654946527/reviews.md ### 1/5 — Face Scanning *2025-05-24, version 3.30* The face scanning was a nightmare and the system was totally unusable! ### 5/5 — Jonhny *2025-03-27, version 3.29* Details ### 3/5 — App ບໍ່ແຈ້ງເຕືອນ Notification *2024-02-10* ຕັ້ງແຕ່ວັນທີ 07/02/24 ແລ້ວແອບບໍ່ແຈ້ງເຕືອນທຸລະກຳເທິງໂມລະສັບ ໃຜໂອນເຂົ້າ ຫຼືເຮົາໂອນອອກບໍ່ມີການແຈ້ງເຕືອນ ລົບກວນຜູ້ພັດທະນາແອບ ແກ້ໄຂປັບປຸງໃຫມ່ ຂອບໃຈຫລາຍໆ ### 1/5 — 刷脸验证不了！ *2023-12-12, version 3.19* 我用替他品牌手机刷脸验证一下就过了，苹果手机刷脸验证不了！ ### 1/5 — ອິຫຍັງວະ *2022-04-07, version 3.17* ui ມັນບັງບັດທີ3 ແຕະເລືອກບໍ່ໄດ້ ແກ້ໄຂດ່ວນ ### 1/5 — WiFi connection *2020-12-05, version 3.17* Cannot connect app via WiFi ### 5/5 — Calander *2020-06-18, version 3.17* ຢາກໄດ້ປະຕິທິນຄືນ ຄືບໍ່ເຮັດຕໍ່ນໍ ### 5/5 — BCEL one *2020-01-28, version 3.11* ios no have ATM Cash withdraw update ### 4/5 — log in section *2020-01-27, version 3.11* ຕໄວເກົ່າເວລາປິດພັບແອບໃນ ios ພໍດປີດຄືນໃຫມ່ກໍ່ຈະທຳການ log in ໃຫມ່ ແຕ່ໂຕນີ້ ເປີດຖິ້ມແຕ່ວານ ເປີດຄືນໃຫມ່ບໍ່ຕ້ອງລ໋ອກອິນ ຍາກໄດ້ແບບເກົ່າ ນາຈະປອດໄພ ### 3/5 — Please update *2020-01-06, version 3.9* Please update version that has the feature to withdraw money by scanning qr code ## Frequently asked questions about BCEL One ### What can I do with BCEL One? BCEL One offers advanced banking services including shared accounts with customizable permissions for users, multi-recipient fund transfers, and the ability to issue e-cheques. It also features enhanced security with FaceScan and a virtual prepaid card called OneCash for social transactions. ### How does the shared account feature work? The shared account feature allows you to link accounts with multiple people. You can then control what each individual person can do within that shared account, providing granular control over finances for families or small groups. ### Is BCEL One free to use? Based on the provided information, the application is available for free. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements. ### What are the security features of BCEL One? BCEL One incorporates advanced security measures such as FaceScan for identity verification and genuine profile photos to ensure a healthier and safer banking experience. These features aim to protect user accounts and transactions. ### How can I use OneCash and Cash Coupons? OneCash is a virtual prepaid card that acts as a de-facto wallet or shadow account, facilitating social transactions. You can create a Cash Coupon from this virtual card and send it easily through popular chat applications like Whatsapp, Line, WeChat, and Messenger. ## Version history (last 5 releases) ### 3.40 — 2026-02-19 Various updates and enhancements for improved performance and user experience. ### 3.39 — 2026-01-07 Various updates and enhancements for improved performance and user experience. ### 3.38 — 2025-09-04 Various updates and enhancements for improved performance and user experience. ### 3.37 — 2025-09-01 Various updates and enhancements for improved performance and user experience. ### 3.36 — 2025-08-22 Various updates and enhancements for improved performance and user experience. ## Apps similar to BCEL One | App | Rating | Price | Category | | --- | --- | --- | --- | | [MJ Saduak](https://appshunter.io/ios/app/mj-saduak/id1485971989) | 4.2 (5) | Free | Finance | | [JDB Yes](https://appshunter.io/ios/app/jdb-yes/id1306871026) | 3.1 (17) | Free | Finance | | [Umoney - Your Money Buddy](https://appshunter.io/ios/app/umoney-your-money-buddy/id1524617501) | 3.0 (16) | Free | Finance | | [LDB Trust](https://appshunter.io/ios/app/ldb-trust/id1496733309) | 4.3 (21) | Free | Finance | | [KOKKOK PAY](https://appshunter.io/ios/app/kokkok-pay/id6444021257) | 5.0 (2) | Free | Finance | | [IB Cool](https://appshunter.io/ios/app/ib-cool/id1538710456) | 4.7 (16) | Free | Finance | ## More apps by Banque Pour Le Commerce Exterieur Lao Public - [Lao Road Tax](https://appshunter.io/ios/app/lao-road-tax/id1297217477) - [BCEL i-Bank](https://appshunter.io/ios/app/bcel-i-bank/id1485847385) - [BCEL Dashboard](https://appshunter.io/ios/app/bcel-dashboard/id1486704059) - [OneProof](https://appshunter.io/ios/app/oneproof/id1544371843) - [EzyKip](https://appshunter.io/ios/app/ezykip/id6473516286) All apps by Banque Pour Le Commerce Exterieur Lao Public: https://appshunter.io/developer/654946550 ## Related topics [bcel one](https://appshunter.io/ios/topics/bcel-one) · [bcel](https://appshunter.io/ios/topics/bcel) · [bcone](https://appshunter.io/ios/topics/bcone) · [bcel dashboard](https://appshunter.io/ios/topics/bcel-dashboard) · [caixabanknow](https://appshunter.io/ios/topics/caixabanknow) · [one world bank](https://appshunter.io/ios/topics/one-world-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*