# bct+ — MPF Management will be easier > MPF management app for exploring investment strategies and retirement planning. (iPhone/iPad app by Bank Consortium Trust Company Ltd..) - Source: https://appshunter.io/ios/app/bct-plus/id518975841 (this page in markdown: same URL + `.md`) - Developer: [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) - Category: Finance - Price: Free - Rating: 2.33/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 11.0 · 101 MB - Languages: English, Chinese - Released: 2012-04-30 - Data updated: 2026-06-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bct-plus/id518975841/reviews.md ## What is bct+? The newly upgraded bct+ mobile app brings an intelligent experience to MPF management! With just one app, you can easily explore more MPF investment strategies for your ideal retirement. ## Key features - Intelligent MPF management - Explore investment strategies - Retirement planning tools - Single application access ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/bct-plus/id518975841/reviews.md ### 5/5 — So far so good *2024-10-20* Good so far ### 1/5 — Worst app by far *2022-05-31* I’ve worked in mobile for over 20 years from ring tones over mobile websites to apps. This app is in every country I’ve lived the worst app by far I’ve seen in twenty years. It’s clear this bank consortium felt obliged to “do an app to attract younger customers”. Out came an app that is the Frankenstein mix of a Chinese teen style front end app mixed with 2008 style iPhone web interface for the actual investment functionality. And that stuff isn’t even connected. You have at least three or four different logins inside this “app” (which also opens web views and external webvies for good measure) 0/10. I’d kill this thing and go back to just a website. You obviously don’t care. ### 1/5 — Poor jQuery Mobile app *2018-06-06* Do you need IT help? ## Frequently asked questions about bct+ ### What is bct+ used for? bct+ is designed to provide an intelligent experience for managing your MPF (Mandatory Provident Fund) investments. It allows you to explore various MPF investment strategies to help you plan for your ideal retirement. ### Is bct+ free to use? Yes, bct+ is available for free. The app is listed as free with no mention of in-app purchases or subscription fees in the provided data. ### What devices does bct+ support? bct+ is supported on iPhone and iPod devices. It is not explicitly stated to be available on Android or other platforms. ### How secure is bct+ for managing financial information? While the app is in the Finance category and deals with MPF management, specific security features or protocols are not detailed in the provided information. Users should exercise caution when managing sensitive financial data. ### What is the age rating for bct+? bct+ has an age rating of 17+. This indicates it may contain content or features considered mature for younger users. ### How often is bct+ updated? The latest version of bct+ is 3.9.0, last updated on March 1, 2026. This suggests a relatively active update schedule, though the provided date is in the future. ### What do users think of bct+? User sentiment for bct+ appears mixed, with an average rating of 2.3 stars from 3 ratings. This suggests that while some users may find value, there may be areas for improvement based on user feedback. ### Does bct+ have ads? No, bct+ does not contain advertisements. The app is listed as having 'hasAds': false, indicating an ad-free experience. ## Version history (last 5 releases) ### 4.0.0 — 2026-06-09 Fine tune and enhancement ### 3.9.0 — 2026-03-01 Thank you for using bct+! This update brings new features to enhance your MPF management experience: - Added BCT Multi Source Advisory Services Zone, Virtual MPF Game and Polling Function - Rewards, Membership and Entertainment Features removed ### 3.8.0 — 2025-10-11 Thank you for using our app! In this update, we’ve made several improvements to enhance your experience ### 3.7.0 — 2025-10-09 Thank you for using our app! In this update, we’ve made several improvements to enhance your experience ### 3.6.0 — 2025-09-23 Thank you for using bct+! This update brings new features to enhance your MPF management experience: - Added BCT Multi Source Advisory Services Zone, Virtual MPF Game and Polling Function - Rewards, Membership and Entertainment Features removed ## Apps similar to bct+ | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fubon+ HK](https://appshunter.io/ios/app/fubon-plus-hk/id6444844009) | 2.0 (4) | Free | Finance | | [Chong Hing Mobile Banking](https://appshunter.io/ios/app/chong-hing-mobile-banking/id1373152885) | 2.7 (3) | Free | Finance | | [積金局電子服務 (MPFA eService)](https://appshunter.io/ios/app/mpfa-eservice/id792319064) | — | Free | Finance | | [livi Bank](https://appshunter.io/ios/app/livi-bank/id1481532757) | 4.3 (60) | Free | Finance | | [WeLab Bank - HK Digital Bank](https://appshunter.io/ios/app/welab-bank-hk-digital-bank/id1493956050) | 2.7 (13) | Free | Finance | | [BEA Mobile 東亞手機銀行](https://appshunter.io/ios/app/bea-mobile/id381215704) | 4.8 (423) | Free | Finance | ## Related topics [bct](https://appshunter.io/ios/topics/bct) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-21.*