# BCU Bank

> Mobile banking app for payments, account management, card controls, and customer services. (iPhone/iPad app by Police & Nurses Limited.)

- Source: https://appshunter.io/ios/app/bcu-bank/id1179612720 (this page in markdown: same URL + `.md`)
- Developer: [Police & Nurses Limited](https://appshunter.io/developer/945287090)
- Category: Finance, Utilities
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 98 MB
- Languages: English
- Released: 2016-12-20
- Data updated: 2026-08-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bcu-bank/id1179612720/reviews.md

## What is BCU Bank?

The BCU Bank app is easy to use and gives you access to all your banking needs on the go. 

Payments
• Make payments using Osko, or to a PayID, to have funds received in minutes
• Create and manage your PAY IDs
• Transfer money to any bank within Australia
• Transfer money overseas
• Pay your bills with BPAY
• Create, modify or cancel scheduled and recurring payments
• Transact on multi to sign accounts

Everyday banking
• Open a new transaction, savings or term deposit account instantly
• Check your account balances and recent transaction history
• Pay&Save – round up your purchases and save the difference
• Set up alerts for credits, direct debits and due payments
• Request transaction limit changes

Cards
• View important card information 
• Activate, lock, cancel or replace your card using card controls
• Report cards lost or stolen and get a digital replacement instantly
• Change your card PIN at any time
• View your credit card repayment and due date information

Easy access
• Login with a PIN or use your fingerprint or facial recognition on supported devices
• Check your available balance without logging in
• Share your BSB and account information

Services
• Contact the team directly using secure mail
• Find your nearest branch
• View and manage your eStatements
• Update your contact details
• Let us know when you’re travelling overseas

More useful features
• Drag and drop to reorder your accounts
• Customise your dashboard shortcuts
• Personalise your accounts by giving them nicknames

NOTE: mobile data usage charges may apply, check with your mobile service provider for details.

We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected.

## Key features

- Instant payments via Osko and PayID
- Domestic and international money transfers
- BPAY bill payments
- Account balance and transaction history
- Card activation, locking, and replacement
- Biometric login (fingerprint/facial recognition)
- Secure in-app messaging

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/bcu-bank/id1179612720/reviews.md

### 1/5 — Doesn’t want to work in Peru

*2026-07-24, version 3.12*

This app has caused me many issues whilst travelling in Peru. The bank really doesn’t care that it had issues and has locked us out.
Might get back to us in 2-3 business days.
Don’t use the app or the bank. It has gone down hill over the last 20years at an alarming rate.

### 3/5 — It’s Pretty Good

*2025-12-01, version 3.11*

It works and is clear but I agree, it needs a visual confirmation when you have met the monthly criteria.  It’s much easier to use than the other on-line bank app I use.

### 4/5 — It’s ok

*2025-09-10, version 3.10*

Not awful. Nothing special. Simple interface. Could use a few less screens and buttons for simple transfers.

Really needs a visual notification for when you’ve met the criteria to unlock the bonus rate on the boss saver. (Just copy how ING do it.)

### 5/5 — Best bank ever

*2025-01-13, version 3.8*

This bank is better then any other bank and I’m lucky to be a member of BCU

### 4/5 — Good banking app

*2024-06-14, version 3.6.1*

It’s good but way too orange and bright. Need to be able to set a dark mode.

### 2/5 — Disappointed

*2024-04-16, version 3.6*

I’ve been using App for a number of years. Have never encountered any problems, even problem free updates. I have just updated App, and can’t get it to fully open. It opens then crashes. It doesn’t even get to sign in stage.

### 2/5 — Slow

*2023-09-22, version 3.4*

This app is so very slow to respond.  Also I’m not a fan of having to slide to find the arrow to make a payment.

### 1/5 — Will not load

*2023-09-07, version 3.4*

App will not load and I am unable to log into my account

### 1/5 — When its working it’s great!!

*2023-06-28, version 3.3*

Not sure why but the app stalls before login, or just lingers while logging in.

I hope the app service improves.

### 4/5 — Straight forward and easy to use.

*2023-03-06, version 3.2*

A lot easier to use than some of the other banking apps. The quick view hasn’t been working for a couple of weeks though.

## Frequently asked questions about BCU Bank

### What can I do with the BCU Bank app?

The app allows you to manage all your banking needs on the go. You can make instant payments, transfer money domestically and internationally, pay bills, open new accounts, and manage your cards. It also provides access to your account balances, transaction history, and secure customer support.

### How do I make payments with the app?

You can make payments using Osko or to a PayID for funds received in minutes. The app also supports BPAY for paying your bills and allows you to create, modify, or cancel scheduled and recurring payments. You can also transfer money to any bank within Australia and overseas.

### Is the BCU Bank app free to use?

Yes, the BCU Bank app is free to download and use. There are no in-app purchases or advertisements mentioned in the description. However, standard mobile data usage charges from your service provider may apply.

### What devices is the BCU Bank app compatible with?

The app is designed for mobile devices and supports features like fingerprint and facial recognition login on supported devices, suggesting compatibility with modern smartphones and tablets. It is intended for users who need banking access on the go.

### How can I get help or manage my accounts?

You can contact the BCU team directly using secure mail within the app. The app also allows you to find your nearest branch, view and manage eStatements, update your contact details, and set up alerts for important payment notifications.

## Version history (last 5 releases)

### 3.12 — 2026-05-05

Enhancements to PayTo
Bug fixes

### 3.11 — 2025-10-29

In this release, we introduce Confirmation of Payee - a new feature to make your banking safer. It checks the details before you make a payment, giving you the peace of mind your money is going to the right place. Plus, the usual bug fixes and background improvements.

### 3.10 — 2025-07-23

We’re committed to keeping you safe when banking online. With this update we’ve made some minor changes to improve stability and your app experience.

### 3.9 — 2025-04-15

We're committed to keeping you safe when banking online. With this update to the BCU Bank mobile banking app:

·       We've added a warning when you attempt to make a high-risk transfer to help prevent scams and fraud.
·       Made it easier to report a lost or stolen card through the app

### 3.8 — 2024-10-23

This new version introduces:

- The ability to customise the welcome name on your dashboard
- Save your favourite accounts to view balances and access your transaction listing with ease
- Customise your login and dashboard wallpaper for a more personalised experience
- Update to Products and Calculators page
- Support for iOS 18.1

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## More apps by Police & Nurses Limited

- [P&N Bank](https://appshunter.io/ios/app/p-and-n-bank/id945287091)

All apps by Police & Nurses Limited: https://appshunter.io/developer/945287090

## Related topics

[bcu bank](https://appshunter.io/ios/topics/bcu-bank) · [bcu mobile banking](https://appshunter.io/ios/topics/bcu-mobile-banking) · [bcu](https://appshunter.io/ios/topics/bcu) · [bcusu](https://appshunter.io/ios/topics/bcusu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*