# BDO Online — BDO's new Online Banking app

> Mobile banking app for managing BDO accounts and performing transactions. (iPhone/iPad app by BDO Unibank, Inc..)

- Source: https://appshunter.io/ios/app/bdo-online/id1551584630 (this page in markdown: same URL + `.md`)
- Developer: [BDO Unibank, Inc.](https://appshunter.io/developer/673015233)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 9,234 App Store ratings · 523 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 333 MB
- Languages: American English
- Released: 2021-11-07
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bdo-online/id1551584630/reviews.md

## What is BDO Online?

View and manage your BDO accounts with the BDO Online app and enjoy features that let you:

- Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits
- Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load
- Send Money in more ways - even in foreign currencies
- Book a Branch Appointment for a more convenient visit
- Confirm transactions using biometrics or Passcode 
 
If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. 
 
Step 1 
On the log in screen, tap Need help logging in? > I'd like to reset my password. 
 
Step 2 
Set up your new password. 
 
Step 3 
Log in with your BDO Online username and new password. 
 
Your new password will also reflect in the BDO Online website and the BDO Pay app.

## Key features

- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers

## What do users think of BDO Online?

Overall sentiment: negative

**Pros**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**Cons**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers
- 🔒 Accounts getting locked out

**Commonly reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Most requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)

## Recent user reviews (10 of 523)

All indexed reviews: https://appshunter.io/ios/app/bdo-online/id1551584630/reviews.md

### 5/5 — good

*2026-08-17*

ok naman di naman ako naka encounter nag problem sa ngaun

### 5/5 — Amazing

*2026-08-13, version 26.21.0*

You always find ways

### 5/5 — Thankful

*2026-08-08, version 26.21.0*

Sobrang salamat sa lahat BDO, lalo na sa tiwala! ♥️💐

### 5/5 — Fast

*2026-08-06, version 26.20.1*

Fast

### 5/5 — Great Service

*2026-08-02, version 26.20.1*

Efficient and convenient

### 5/5 — Online banking

*2026-08-02, version 26.20.1*

Excellent/ secure

### 3/5 — Need more info

*2026-07-31, version 26.20.1*

It is easy and simple to use. However, it would be more helpful if the real time complete transaction history will appear such as the “previous balance” before and after the transaction.

### 5/5 — Great bank

*2026-07-30, version 26.20.1*

Awesome

### 5/5 — I’ve been using bdo online apps

*2026-07-27*

I’ve been using the BDO Online Banking app, and it’s very convenient for checking my balance, transferring funds, and paying bills anytime. The app is easy to use and saves me time, especially while I’m overseas. I hope BDO continues improving the app by making it faster and more reliable during busy times. Overall, it’s a helpful banking app.

### 1/5 — Worst qpp ever!

*2026-07-22, version 26.20.1*

I dont write reviews often, but i am compelled to write this. I am a software developer and i can assure you this company does not QA the app effectively. Being able to perform sanity tests on basic functions such as transfer should be P0. 

Fix this BDO!! If you are not ready to go PRODuction, then allow us to use the webapp at least!

I am now stuck and i need to send money. Is the ProjectManager even reading this? Is the Head of IT even use this app?

## Frequently asked questions about BDO Online

### What can I do with the BDO Online app?

The app allows you to view and manage your BDO accounts. You can secure your cards by locking/unlocking them, disabling overseas transactions, and setting limits. It also enables quick viewing of statements, free BDO to BDO transfers, low-fee transfers to other banks and wallets, transaction confirmation via biometrics or Passcode, and sending/requesting/withdrawing/depositing money via QR code.

### How do I reset my password if I forget it?

If you're having trouble logging in, tap 'Need help logging in?' on the login screen and select 'I'd like to reset my password.' Follow the steps to set up a new password, which will then be used to log in to the app. This new password will also be reflected on the BDO Online website and the BDO Pay app.

### Is the BDO Online app free to use?

Yes, the BDO Online app is free to download and use. There are no charges for using the app itself. However, standard bank fees may apply for certain transactions, such as transfers to other banks and wallets, though BDO to BDO transfers are free.

### What are the key security features of the app?

The app offers robust security features to protect your accounts and cards. You can instantly secure your cards in real-time by using the lock or unlock card function. Additionally, you can disable overseas debit card transactions and set specific debit card limits. Transactions can be confirmed using secure biometrics or a Passcode for added protection.

## Version history (last 5 releases)

### 26.21.1 — 2026-08-24

BDO Online is now updated with new features to help you stay on top of your accounts and cards!

- Confirm your web transactions via Push Authentication on the app.
- Buy USD straight from your PHP account.
- Activate your Credit Card in a few taps.
- Enable or Disable Online Access

Download BDO Online now!

### 26.21.0 — 2026-08-07

BDO Online is now updated with new features to help you stay on top of your accounts and cards!

- Confirm your web transactions via Push Authentication on the app.
- Buy USD straight from your PHP account.
- Activate your Credit Card in a few taps.
- Enable or Disable Online Access

Download BDO Online now!

### 26.20.1 — 2026-06-26

The latest version of BDO Online offers an enhanced banking experience and seamless transactions.

Download now!

### 26.20.0 — 2026-06-02

The latest version of BDO Online offers an enhanced banking experience and seamless transactions.

Download now!

### 26.19.1 — 2026-05-07

BDO Online is now updated with new features to help you stay on top of your accounts and cards!

- Confirm your web transactions via Push Authentication on the app.
- Activate your Credit Card in a few taps.

Download BDO Online now!

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## More apps by BDO Unibank, Inc.

- [BDO Digital Banking](https://appshunter.io/ios/app/bdo-digital-banking/id673015230)
- [BDO Pay](https://appshunter.io/ios/app/bdo-pay/id1381315990)
- [BDO Checkout](https://appshunter.io/ios/app/bdo-checkout/id1424179661)
- [BDO Unibank SG](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983)
- [BDO Securities Mobile App](https://appshunter.io/ios/app/bdo-securities-mobile-app/id1452773142)

All apps by BDO Unibank, Inc.: https://appshunter.io/developer/673015233

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*