# BDO Pay — BDO's NEW Mobile Wallet > Mobile wallet for cashless payments, money transfers, and bill payments. (iPhone/iPad app by Banco De Oro Unibank, Inc..) - Source: https://appshunter.io/ios/app/bdo-pay/id1381315990 (this page in markdown: same URL + `.md`) - Developer: [Banco De Oro Unibank, Inc.](https://appshunter.io/developer/673015233) - Category: Finance - Price: Free - Rating: 1.82/5 from 67 App Store ratings · 28 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 58 MB - Languages: English - Released: 2021-03-13 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bdo-pay/id1381315990/reviews.md ## What is BDO Pay? Scan to Pay in Stores, Send and Request Money, Pay Bills and more, all conveniently through your mobile phone. GO CASHLESS WHEN YOU PAY When you shop, dine, or pamper yourself, go cashless with BDO Pay’s Scan to Pay. Use the app at any of our merchant partners and choose which BDO Debit or Credit Card to pay from. SEND MONEY TO OTHER BANKS AND MOBILE WALLETS Send Money to other banks and mobile wallets in just a few taps. Just enter your receiver’s details, and Send Money straight from your linked BDO accounts. SEND MONEY FOR FREE TO BDO ACCOUNTS Send Money to other banks and mobile wallets with just a few taps. Just enter your receiver’s details and save as a Favorite for faster transactions next time. PAY BILLS WHEREVER, WHENEVER Pay your bills wherever you are, whenever you want. No need to pre-enroll - just enter your bill details and hit Pay. SPLIT BILLS AND REQUEST YOUR FRIENDS’ SHARE IN ONE TAP Make it easy to split group payments with BDO Pay! Divide the bill evenly with up to five other people or request different amounts per person, and get paid straight to your account. No need to count cash or find change! REQUEST MONEY LIKE A PRO Asking someone to pay you back is now digital with the BDO Pay app. When someone receives your request, all they have to do is tap Send, and the amount goes straight into your deposit account. __________________________ BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: Tel. No. (02) 8708-7087; Email: consumeraffairs@bsp.gov.ph; Webchat: bsp.gov.ph The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. Deposits are insured by PDIC up to PHP 500,000 per depositor. BDO Customer Contact Center: (02) 8631-8000 ## Key features - Scan to Pay at merchants - Send money to other banks and wallets - Pay bills without pre-enrollment - Split bills and request payments - Request money from friends ## Recent user reviews (10 of 28) All indexed reviews: https://appshunter.io/ios/app/bdo-pay/id1381315990/reviews.md ### 1/5 — Wont let me log in *2023-08-21* I wanted to sign up, i have BDO online banking account; but the app always says that they are unable to do it right now and to try again later. ### 1/5 — USELESS APP *2023-05-05* Why is this app still available? BDO should delete it from the App Store if it’s no longer working and they don’t plan to fix or update it. BDO Pay used to work fine — was able to pay direct to contact numbers and QR codes. Then suddenly it didn’t. It keeps saying invalid name and password. Forget about reinstalling — that doesn’t work either. ### 1/5 — Terrible App *2023-04-29* I have both BDO pay and BDO online banking app. I have no problem using them both for several years until noted this year I am unable to log in in both apps. It keeps saying incorrect password. If I reset it in my smartphone it will ask for OTP which is great however no OTP ever comes to my phone # then nothing happens. If I use my laptop or desktop no problem with log in and I am able to receive OTP on my smartphone. So I don’t understand what’s going on! The apps are convenient supposedly because there’s no way in my day to day life that I have to use my laptop or desktop! My smartphone is convenient anywhere and anytime. Unfortunately BDO can’t find ways to make this easy for me! ### 1/5 — New app *2023-04-18* Your new app is terrible!!! I think i have been locked out because i have been trying to log in and i would get numerous texts saying someone is trying to log in… if it’s not you … I live here in the US and I never had trouble with the old app. I can’t get a one time pin either- been trying to change password as instructed but OTP can’t get through. Please help!!! ### 1/5 — Not working. Deleting the app for now. *2023-03-22* App hasn't been working for a while now. I have deleted it and re downloaded it. Still doesnt work. Im deleting it for now and hopefully a newer version later on will work. Good luck bdo. Hopefully we can get notification when new working version is finally available. ### 1/5 — Bad service *2023-01-12, version 5.5.8* Is this app really works? Been trying for 7 months and still not working.. the old app is better. I just used it for a month then my account automatically log out.. can't log in again for 7 months. Fix it or better delete this app.. ### 1/5 — Failed *2022-12-10, version 5.5.7* This is app not working I tried to log in many times but keep on failed . ### 1/5 — Unintuitive App *2022-11-29, version 5.5.7* Worst banking app. 1. Initial loading takes a lot of time and account balances still aren’t reflected correctly. 2. After failing a transaction, you must first check your balance if it proceeds???? As a user, why would’ve I need to do that? This is the most annoying part. How inconvenient. Why would you even show a failed message when in backend it’s successful?? This will result to a double transaction. 3. More down time, less up time. If you want to save money, this is your go to app. It won’t let you have your money on the spot as there is more down time than up time. ### 1/5 — Terrible app matched with terrible customer service *2022-11-16, version 5.5.7* Waste of time, don’t download. There are alternate apps you can use such as Maya or GCash ### 1/5 — This app is Clunky, slow and doesn’t work *2022-10-20, version 5.5.6* Downloaded this but after entering my log in details for bdo online - it says my password and username is wrong! Even if I’m logging in through my password manager or manually inputting it. Bdo for a banking app, you sure don’t find ways. Why not be like citibank when their on line app fits all, why a separate app for this????!! ## Frequently asked questions about BDO Pay ### What can I do with BDO Pay? BDO Pay allows you to go cashless by scanning to pay at merchant partners using your BDO Debit or Credit Card. You can also send money to other banks and mobile wallets, pay bills without pre-enrollment, and easily split group payments or request money from friends. ### How do I send money with BDO Pay? You can send money to other banks and mobile wallets by entering the receiver's details. For BDO accounts, sending money is free. You can also save frequent contacts as Favorites for faster future transactions. ### Is BDO Pay free to use? Based on the provided information, the app is free to use. There are no mentions of subscription fees or in-app purchases for core functionalities. ### Can I pay bills using BDO Pay? Yes, you can pay your bills conveniently through the BDO Pay app. There's no need to pre-enroll your billers; simply enter the bill details and complete the payment. ### How does splitting bills work in BDO Pay? BDO Pay makes splitting group payments easy. You can divide a bill evenly with up to five other people or request specific amounts from each person. Once they pay, the funds go directly into your account. ## Version history (last 4 releases) ### 5.6.16 — 2023-10-03 BDO Pay is now QR Ph-ready! You can now scan a store's QR code, even if it's from another bank or e-wallet. Just look for the blue, yellow, and red logo in the middle and open BDO Pay to scan. No need to switch to another payment app! This feature applies to app users with a BDO Savings, Checking, or Pay Account. This feature applies to app users with a BDO Savings, Checking, or Pay Account. ### 5.6.11 — 2023-03-31 BDO Pay is now QR Ph-ready! You can now scan a store's QR code, even if it's from another bank or e-wallet. Just look for the blue, yellow, and red logo in the middle and open BDO Pay to scan. No need to switch to another payment app! This feature applies to app users with a BDO Savings, Checking, or Pay Account. This feature applies to app users with a BDO Savings, Checking, or Pay Account. ### 5.5.12 — 2023-03-13 Always in a hurry? We've got you covered with our latest app update! We've added shortcuts to some of your favorite features right from the login screen, so you can have one-tap access to the following as soon as you launch the app! • Scan to Pay and Show QR • Access exclusive BDO Deals • Apply for a new BDO Account or Credit Card ### 5.5.8 — 2022-12-13 • Enjoy an overall smoother navigation and improved interface while you take control of your everyday payments! Here's what to expect in the latest BDO Pay update. • In a hurry? We’ve made it faster to pay at selected partner stores. No need to type in the amount – just tap Pay > Show QR, then show your QR to the cashier. • Pull down to refresh your available balance. • Hide or unhide your available account balance with a single tap. No need to worry about other people seeing how much your account has. ## Apps similar to BDO Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [UnionBank Online](https://appshunter.io/ios/app/unionbank-online/id1242291412) | 4.8 (3,382) | Free | Finance | | [CIMB Bank Philippines](https://appshunter.io/ios/app/cimb-bank-philippines/id1603056657) | 4.4 (175) | Free | Finance | | [LANDBANK Mobile Banking](https://appshunter.io/ios/app/landbank-mobile-banking/id950232162) | 3.2 (77) | Free | Finance | | [Virtual Pag-IBIG](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285) | 2.9 (10) | Free | Finance | | [Metrobank App](https://appshunter.io/ios/app/metrobank-app/id1536081176) | 1.9 (179) | Free | Finance | | [RCBC Digital](https://appshunter.io/ios/app/rcbc-digital/id511838133) | 2.6 (56) | Free | Finance | ## More apps by Banco De Oro Unibank, Inc. - [BDO Digital Banking](https://appshunter.io/ios/app/bdo-digital-banking/id673015230) - [BDO Checkout](https://appshunter.io/ios/app/bdo-checkout/id1424179661) - [BDO Unibank SG](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983) - [BDO Securities Mobile App](https://appshunter.io/ios/app/bdo-securities-mobile-app/id1452773142) - [BDO Online](https://appshunter.io/ios/app/bdo-online/id1551584630) All apps by Banco De Oro Unibank, Inc.: https://appshunter.io/developer/673015233 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*