# Be WellOff — Your Family's Finance Hub

> Offline financial portfolio management app for budgeting, debt, and savings tracking. (iPhone/iPad app by WellOff Labs Ltd.)

- Source: https://appshunter.io/ios/app/be-welloff/id6744997618 (this page in markdown: same URL + `.md`)
- Developer: [WellOff Labs Ltd](https://appshunter.io/developer/1809509939)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 123 MB
- Languages: American English
- Released: 2025-04-24
- Data updated: 2026-08-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/be-welloff/id6744997618/reviews.md

## What is Be WellOff?

Be WellOff: Financial Wellness

Your complete financial life, finally in one place.

Be WellOff is not a bank sync app. There is no aggregator, no login to your bank, and no automatic transaction pulling. Everything is entered intentionally. That is the point.
Research shows that actively recording your finances builds awareness, reinforces habits, and makes you more likely to follow through on your goals. Be WellOff is built on that principle. You decide what goes in. You stay in control of what comes out.

Be WellOff is built around 6 core areas of your financial life: budgeting, debt tracking, savings goals, protection planning, wealth building, and giving back. Most apps stop at transactions. Be WellOff covers the whole journey.

Welly AI
Your private AI assistant that runs on your phone. Point it at a statement, and insurance policy document and it reads them for you. Then ask what you want to know. What's my net worth? Can I afford a new car or a house? Welly answers, and can add expenses, log debts, and help you plan savings. Everything happens on your device. Your data trains nothing and goes nowhere.

Financial Spaces
Create separate Spaces for every part of your financial life. Your personal budget, your household, a side hustle, a rental property. Each Space is fully organized, fully isolated, and built for how your life actually works.

Personalized Insights and Tips
Every Space surfaces guidance based on your specific situation. Not generic tips. Real, contextual advice for where you actually are in your financial journey.

Encrypted Cloud Sync + Offline Access
Your data syncs securely across all your devices. It exists to serve you and only you. Never sold. Never shared. Works offline too.

Multi-Household Sharing
Up to 5 Financial Spaces per account, with up to 5 members per Space. As the account owner, you have access to all your Spaces. Collaborators can only access and manage the specific Space they were invited to, based on their permission level.

Marketplace
Get a first look at the Be WellOff Marketplace, a gateway to financial services including insurance, advisors, and more. You initiate every connection. Nothing is pushed to you. Live now inside the app.

Try it free for your first month.

$10.99/month after your free month. Cancel anytime

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.wellofflabs.ca/privacy-policy

## Key features

- Budgeting income and expenses
- Debt organization and tracking
- Emergency fund building
- Savings goal setting
- Manual investment portfolio tracking
- Charitable giving tracking
- Net worth overview

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly (-40%) | $6.00 | per month |
| Monthly (-50%) | $5.00 | per month |
| Monthly (-60%) | $4.00 | per month |
| Monthly (-70%) | $3.00 | per month |
| Annual (-25%) | $75.00 | per year |
| Annual (30%) | $69.99 | per year |
| Annual (-40%) | $59.99 | per year |
| Annual (-50%) | $49.99 | per year |
| Annual (-60%) | $39.99 | per year |
| Annual (-70%) | $29.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/be-welloff/id6744997618/reviews.md

### 5/5 — Investment and retirement charts

*2025-04-24, version 1.0.0*

I really appreciate the chart that allows me to manipulate and see the projections of my retirement and investments.

### 5/5 — not just budgeting

*2025-04-24, version 1.0.0*

this app is not just budgeting but it has all I need about my personal finance. Love to see my net worth!

## Frequently asked questions about Be WellOff

### What is Be WellOff Lite?

Be WellOff Lite is a free, offline financial portfolio management app designed to help users track their income, expenses, debts, savings, and investments manually. It aims to provide a simple and empowering way to manage personal finances.

### Is Be WellOff Lite free to use?

Yes, Be WellOff Lite is completely free to use. It does not have any in-app purchases or subscription fees, and it is also ad-free.

### Does Be WellOff Lite sync with banks?

No, Be WellOff Lite is designed for manual financial management and does not offer real-time tracking or bank syncing. This approach prioritizes user privacy and a more intentional approach to managing finances.

### What types of financial tracking does Be WellOff Lite offer?

Be WellOff Lite offers comprehensive tracking for budgeting (income and expenses), debts (excluding mortgages), emergency funds, savings goals, investment portfolios, charitable giving, and a dynamic net worth overview.

### How secure is Be WellOff Lite?

Be WellOff Lite prioritizes user privacy by not requiring bank logins or real-time syncing. All financial data is managed manually within the app on your device, offering a secure, offline experience.

### How often is Be WellOff Lite updated?

The latest version of Be WellOff Lite is 2.1.1, which was last updated on January 26, 2026. Updates are provided by WellOff Labs Ltd to enhance features and reliability.

### What devices support Be WellOff Lite?

Be WellOff Lite is available for iPhone and iPod devices. It is designed for users who prefer a straightforward and manual approach to financial management on their Apple devices.

### What is the age rating for Be WellOff Lite?

Be WellOff Lite has an age rating of 4+. This indicates it is suitable for users of all ages, reflecting its simple and accessible financial management features.

## Version history (last 5 releases)

### 3.6.0 — 2026-07-30

This version includes notification bug fixes.

### 3.5.0 — 2026-07-17

This version includes:
-Bug fixes
-Added dark theme
-Enhanced insight overview

### 3.3.0 — 2026-06-30

Welly AI bug fixes.

### 3.2.0 — 2026-06-25

New: Welly AI, your private AI assistant that runs on your phone.
Point it at a statement or insurance policy and Welly reads it, then answers what you ask. What's my net worth? Can I afford a new car? It can also add expenses, log debts, and plan savings. All on your device.

Plus performance improvements and bug fixes.

Welly AI runs on-device via Apple Intelligence. Requires an Apple Intelligence-capable device; most iPhones released before 2026 are not yet supported.

### 3.1.0 — 2026-05-23

- New welcome experience for new accounts.
- Updated subscription screen.
- Various improvements and bug fixes.

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## More apps by WellOff Labs Ltd

- [Be WellOff](https://appshunter.io/ios/app/be-welloff/id6744841868)
- [WellOff Vault](https://appshunter.io/ios/app/welloff-vault/id6749168122)

All apps by WellOff Labs Ltd: https://appshunter.io/developer/1809509939

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*