# Beanstox: Simple Investing — Start small, grow wealth

> Automated investing in personalized ETF portfolios and retirement accounts. (iPhone/iPad app by Beanstox Inc..)

- Source: https://appshunter.io/ios/app/beanstox-simple-investing/id1437600333 (this page in markdown: same URL + `.md`)
- Developer: [Beanstox Inc.](https://appshunter.io/developer/1437600332)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 4,016 App Store ratings · 135 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 97 MB
- Languages: American English
- Released: 2020-03-17
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/beanstox-simple-investing/id1437600333/reviews.md

## What is Beanstox?

Your Money - Your Wealth - Made Easy 

Beanstox helps you invest automatically with personalized ETF portfolios, retirement accounts, and other investing options. All designed to make long-term investing easier to start and manage. Built by experts and backed by Kevin O’Leary.
Invest in ETFs, Traditional and Roth IRAs, Gold ETFs, Bitcoin ETFs, AI ETFs, S&P 500 ETFs, and short-term Treasury ETFs through a simple, secure app designed for beginner and experienced investors alike.

INVESTING OPTIONS

RETIREMENT ACCOUNTS (Beanstox Premium – $10/month): Personalized portfolios in Traditional and Roth IRAs, built around your investment goals and risk profile and offering potential tax advantages.

WEALTH BUILDER (Beanstox Plus – $5/month): An expert-built, diversified ETF portfolio designed for people who want a personalized portfolio, diversified using a blend of ETFs to reduce risk. 

AI PORTFOLIO (available with Beanstox Premium): The easy & automated way to invest in the AI economy with four AI-focused ETFs. 

GOLD (available with Beanstox Premium): The easy & automated way to invest in Gold. No coins, no vaults, no hassle. Secure and Simple with ETFs.

BITCOIN (available with Beanstox Premium): The easy & automated way to invest in Bitcoin. Secure and Simple with ETFs.

STOCKS 500: Automated investing in an S&P 500 tracking ETF portfolio. Invest in 500 of the biggest U.S. companies.

POWER SAVINGS: Beanstox makes it easy to “skip the banks.” Get more on your invested cash compared to traditional savings accounts. 

WHY BEANSTOX
•	Automated Investing: Recurring deposits and portfolio management handled for you.
•	Start Small: Begin with as little as $10.
•	Transparent Pricing*: One flat monthly fee. No trading commissions or hidden costs.
•	Security & Regulation: SEC-registered adviser; client accounts are SIPC-protected (up to $500,000 where applicable).
•	Education: Monthly market data and investment education.

MORE FEATURES 
•	Tools: Visualize your long-term investing potential.
•	Diversified ETF Portfolios: Professionally selected ETFs for broad market diversification.

Simple Experience: No complex dashboards — just simple automated investing.

WHO WE ARE
Kevin O’Leary (Mr. Wonderful from Shark Tank) and Connor O’Brien (CEO) co-founded Beanstox to make automated investing accessible for everyone, from first-time investors to busy professionals.

Seriously Simple Investing® with Beanstox.


* For additional information, disclosures or information on pricing, see images above or visit www.beanstox.com and www.beanstox.com/disclosure.


Beanstox Inc. (“Beanstox”) is an SEC registered investment adviser and has arranged for brokerage services to be provided by DriveWealth LLC., a registered broker-dealer and member of FINRA/SIPC. DriveWealth is not affiliated with Beanstox. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and risk tolerance levels and Beanstox’s charges and expenses. The information provided herein is for illustrative purposes only and does not constitute personalized investment advice, recommendations or solicitations to hold, buy or sell any investment or security of any kind. Beanstox’s internet-based advisory services are designed to assist clients in achieving investment goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2A and Part 3 CRS and other disclosures. All images and return figures shown are for illustrative purposes only and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market conditions. Past performance does not guarantee future results.

© 2026 Beanstox Inc.

## Key features

- Automated ETF portfolio investing
- Retirement accounts (Traditional & Roth IRAs)
- Invest in Gold and Bitcoin ETFs
- Automated S&P 500 tracking
- Cash management for higher returns
- Recurring deposits and portfolio management
- Start with as little as $20

## What do users think of Beanstox?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 💡 Educational and informative
- 👍 User-friendly dashboard
- 🚀 Straightforward setup
- 🚀 Comprehensive investment tracking

**Cons**

- 🐛 Buggy app performance
- 🔒 Privacy and security concerns
- 💸 Expensive subscription fees
- 🔒 Difficulty accessing/withdrawing funds
- 🐛 Poor customer service and support

**Commonly reported bugs**

- App crashes and freezes
- Inconsistent account balance display
- Verification and login issues
- Trouble linking bank accounts
- Unexpected account deactivation

**Most requested features**

- Improved customer support channels
- More investment options and customization
- Seamless bank account integration
- Clearer communication of fees and policies
- Age-appropriate features for younger users

## Recent user reviews (10 of 135)

All indexed reviews: https://appshunter.io/ios/app/beanstox-simple-investing/id1437600333/reviews.md

### 1/5 — Don’t download waste of time

*2026-08-14, version 3.7.0*

The app does not even function properly. I don’t know how people gain trust with investing with being stock. It is just ridiculous. A seven-year-old kid can make a better app with an AI than this raggedy  thing they got going on.

### 2/5 — Simple and Easy Investing

*2026-08-12, version 3.7.0*

Beanstox makes investing easy to understand and simple to use. I like that it helps people start small and learn about building wealth over time. The app is straightforward and easy to navigate. Great for someone who wants a simple way to get started investing. Tv

### 3/5 — Ok

*2026-08-11*

I like the idea of this app that it invests in various stocks. The one issue I had was that when I tried to reach out to customer support to just change my phone number, it took them 2-3 weeks to respond. It seems that the only way to reach them is via email even though they have a phone number on their Instagram page which always goes to voicemail. I wish that the customer service for this app improves and I would go to other apps like Acorns.

### 1/5 — Lost my money

*2026-07-09, version 3.6.16*

I tried to withdraw my money, and I couldn’t, and than I closed the accounts and I tried withdrawing again and I lost my money… this is a scam app… Piece of literal garbage…

### 1/5 — Simple Plan - Free

*2026-06-24, version 3.6.16*

Where is the “Simple Plan’” that is free?  You list 3 plans but no option to select the “Simple Plan”

### 5/5 — Kenneth M.

*2026-06-21, version 3.6.16*

Easy to set up and forget.

### 5/5 — My account has been hacked

*2026-06-10, version 3.6.15*

My account has been hacked

### 5/5 — Smooth

*2026-05-30, version 3.6.14*

Install was smooth, bank integration was easy.

### 5/5 — Vee

*2026-05-22, version 3.6.13*

We will see how things go, to give a fair review!

### 5/5 — Let’s Go Forward & Upward

*2026-05-19, version 3.6.13*

Smooth Transition Great Job!

## Frequently asked questions about Beanstox

### What does Beanstox do?

Beanstox helps you invest automatically in personalized ETF portfolios, retirement accounts, and other investment options. It is designed to make long-term investing easier to start and manage, with features like recurring deposits and automated portfolio management.

### What are the main investment options available?

You can invest in ETFs, Traditional and Roth IRAs, Gold ETFs, Bitcoin ETFs, and short-term Treasury ETFs. There is also an option for automated investing in an S&P 500 tracking ETF portfolio and a feature for cash management to potentially earn more than traditional savings accounts.

### How much does Beanstox cost?

Beanstox offers transparent pricing with a flat monthly fee. Specific investment options like Retirement Accounts and Gold/Bitcoin ETFs are available with Beanstox Premium for $10/month. The Wealth Builder option costs $5/month.

### Is Beanstox suitable for beginners?

Yes, the app is designed for both beginner and experienced investors alike. It features a simple experience with no complex dashboards, focusing on straightforward automated investing. You can start with as little as $20.

### What security measures does Beanstox have in place?

Beanstox is an SEC-registered investment adviser. Client accounts are SIPC-protected (up to $500,000 where applicable), and brokerage services are provided by a registered broker-dealer and member of FINRA/SIPC.

## Version history (last 5 releases)

### 3.7.1 — 2026-08-26

Improved performance and fixes

### 3.7.0 — 2026-08-10

New: AI Portfolio
Invest in the AI economy without needing to pick and trade individual stocks. Available with Beanstox Premium.
Plus performance improvements and bug fixes.

### 3.6.17 — 2026-08-04

Improved performance and fixes

### 3.6.16 — 2026-06-19

Improved performance and fixes

### 3.6.15 — 2026-06-08

Improved performance and fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
