# Beaver FP: Retirement Planning — user reviews

> 5 indexed App Store user reviews of Beaver FP by Robert Armstrong.

- Source: https://appshunter.io/ios/app/beaver-fp-retirement-planning/id6751347553/reviews
- App overview in markdown: https://appshunter.io/ios/app/beaver-fp-retirement-planning/id6751347553.md

## Is Beaver FP safe?

Not enough ratings yet to assess Beaver FP.

## Is Beaver FP legit?

Beaver FP: Retirement Planning appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Beaver FP is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Most critical reviews (5 lowest-rated)

### 1/5 — Aggressive subscription pop-ups

*2026-09-11*

Giving this app a 1 simply because despite what their website advertises, it’s entirely unusable without a costly subscription. Added basic info for myself and my spouse and I can no longer click ANYTHING without a subscription popup.

### 5/5 — Nicely done; I will be getting lots of use out of it.

*2026-09-17*

A really good application with lots of flexibility and options, yet not too daunting to get started with. I’ve been using it a few weeks and quite happy with the clarity it provides, and the ease with which I can modify assumptions and potential future choices and get nice visual results to the impacts of my choices. It assumes some financial knowledge to start with, but is a powerful modelling tool and saves lots of manual calculation and potential errors.

### 5/5 — Finally, a Canadian retirement tool that gets the tax details right

*2026-08-05*

I've tried other planing apps and a couple of spreadsheets, and they all fall apart in the calculations. Beaver FP doesn't. I modelled my spouse’s and my drawdown side by side — RRSP-to-RRIF conversion, pension income splitting, the spousal age election — and the numbers matched what we worked out by hand. That's the part that sold me: it's not a toy that spits out a "4% rule" number or shows only graphs, it actually models the mechanics and you can see the numbers and calculations and edit most of them.
The Mac version is a proper native app, not a stretched-out phone screen. I like the dark mode too. The PDF report it generates is something I could actually follow. I would like it to store the plans for me in the cloud, but I can export and import them and that works well.

### 5/5 — Easy to use and not expensive

*2026-07-10*

I found the tool easy to use but you can drill down into the details if you want. It was pretty reasonably priced for such a big tool

### 5/5 — Planning tool for retirement

*2026-06-24*

Great tool… simple to easily get the basics but complex
enough to get into the weeds with lots of scenarios. Worth it!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*