# Beaver: Track Wealth Privately — Net Worth Tracker Partner View

> Private net worth tracker with optional encrypted partner sharing. (iPhone/iPad app by Jakub Bajda.)

- Source: https://appshunter.io/ios/app/beaver-track-wealth-privately/id6758635555 (this page in markdown: same URL + `.md`)
- Developer: [Jakub Bajda](https://appshunter.io/developer/1874077832)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 19 MB
- Languages: American English
- Released: 2026-03-16
- Data updated: 2026-07-09
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/beaver-track-wealth-privately/id6758635555/reviews.md

## What is Beaver?

Your net worth. One number. Total privacy.

Beaver is a net worth tracker built for people who want clarity without connecting their banks. Monthly check-ins take 10 minutes. No spreadsheets. No data harvesting.

WHAT YOU GET

NET WORTH DASHBOARD
Your total wealth at a glance, with month-over-month change and multi-month trends. Know exactly whether you're getting richer.

ALLOCATION TREEMAP
Visual breakdown by account type, currency, or liquidity. See where your money actually lives - cash, investments, real estate, crypto.

FX IMPACT ANALYSIS
Hold EUR savings in a USD life? Beaver separates real growth from currency movement so you know what's actually happening. 40+ currencies supported.

PARTNER VIEW
Connect with someone you trust via a 6-character code. Both see combined net worth - privately, with bidirectional encryption. No shared passwords. No shared bank access. No other net worth app does this.

NET WORTH GOAL
Set a target. Track progress. Simple motivation without the anxiety of daily checking.

LIQUIDITY INTELLIGENCE
Classify assets as Liquid, Semi-Liquid, or Illiquid. Know how much of your wealth you could actually access tomorrow.

IMPORT YOUR HISTORY. EXPORT ANYTIME.
Already tracking in a spreadsheet or notes app? Bring your full history into Beaver - paste your data into any AI assistant and it converts it to the right format in seconds. And if you ever leave, your data exports as CSV in one tap. No lock-in. Ever.

MONTHLY REMINDERS
Set a push notification for your preferred day and time. One-tap snooze if you're not ready. Or add a recurring event directly to your Apple or Google Calendar - whichever fits your routine.

WHY NO BANK CONNECTION?

Bank connections break when banks update their systems. They require constant re-authentication. They're heavily US-centric - if you bank internationally, hold assets across countries, or use a less common institution, most apps either don't support your bank or support it poorly.

Beaver's monthly check-in model works with any bank, any country, any account type. Under 10 minutes a month. You stay completely private.

PRIVACY

Your data is stored locally via SwiftData. iCloud sync uses CloudKit - Apple's infrastructure. AES-256-GCM encryption means not even Apple sees your balances in plaintext. Your key stays in your iCloud Keychain. Only you can decrypt.

FREE VS PRO

Free forever: Unlimited accounts, unlimited check-ins, all charts, allocation treemap, FX impact analysis, multi-currency support, liquidity classification, net worth goal, CSV import and export, monthly reminders.

Beaver Pro: Encrypted partner sharing. Monthly or annual. Cancel anytime via your Apple ID.

BUILT FOR

- FIRE community members tracking path to financial independence
- Expats holding assets across currencies and countries
- Anyone who wants financial transparency with someone they trust
- Anyone who's outgrown spreadsheets but distrusts bank-sync apps

Privacy Policy: beaverwealth.co/privacy
Terms of Service: https://beaverwealth.co/terms

## Key features

- Net worth dashboard with trends
- Visual allocation treemap
- FX impact analysis
- Encrypted partner sharing
- Net worth goal setting
- Liquidity intelligence
- CSV import and export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Beaver Pro Monthly | $5.99 | per month |
| Beaver Pro Yearly | $49.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/beaver-track-wealth-privately/id6758635555/reviews.md

### 5/5 — Great app for high level finances

*2026-03-25*

Love the privacy first and easiness to use. It gives a snapshot of what you own vs owe at a high level comparing to all the expense trackers. I finally know what I actually have

### 5/5 — I finally know my economics

*2026-03-22*

I used to do this in notes and only occasionally. This has made it pretty easy for me to get an overview across all my accounts, including non USD accounts. Super simple and actually helpful. Also like the emphasis on privacy, awesome that data is locally stored on private iCloud

**Developer response:** We created Beaver to help users track their finances easily and in secure way, glad to hear this is working for you!

### 5/5 — Thank you!

*2026-03-22*

I have been struggling using Excel trackers to compile and draw insights from my wealth and have not felt comfortable with all the different solutions requiring sharing large amounts of personal financial data. Thank you for finally creating a healthy and secure middle ground. 💡❣️

**Developer response:** Creating a balanced solution for tracking net worth was the goal - I am glad you find Beaver helpful!

## Frequently asked questions about Beaver

### What is Beaver's primary function?

Beaver is a net worth tracker that allows you to monitor your total wealth without connecting your bank accounts. It focuses on providing clarity through monthly check-ins and visual financial breakdowns.

### How does Beaver ensure privacy?

Your data is stored locally using SwiftData and synced via CloudKit with AES-256-GCM encryption. Your decryption key is stored in your iCloud Keychain, ensuring only you can access your balances.

### Can I share my financial information with someone else using Beaver?

Yes, Beaver offers an encrypted partner view. You can connect with a trusted individual using a 6-character code to see combined net worth privately, without sharing passwords or bank access.

### What are the costs associated with Beaver?

The core features of Beaver, including unlimited accounts, check-ins, charts, and import/export, are free forever. Beaver Pro, which includes encrypted partner sharing, is available via monthly or annual subscription.

### Does Beaver support multiple currencies?

Yes, Beaver supports over 40 currencies and includes an FX impact analysis feature. This helps you distinguish between real financial growth and currency fluctuations.

### How often is Beaver updated?

The latest version, 1.0.1, was released on March 21, 2026, indicating recent development activity. Updates typically focus on improving features and security.

### What devices is Beaver available on?

Beaver is available for iPhone and iPad, making it accessible to users within the Apple ecosystem.

### Can I import my existing financial data into Beaver?

Yes, Beaver allows you to import your history by pasting data, which can be converted to the correct format. It also supports exporting your data as a CSV file at any time.

## Version history (last 2 releases)

### 1.0.1 — 2026-03-21

The default currency now displays correctly on all screens.

### 1.0 — 2026-03-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*
