# Belt: Save by not spending — Savings challenges & spend log

> App for setting savings periods to reduce expenses and track financial goals. (iPhone/iPad app by Federico Garcia-Lorca Hernandez.)

- Source: https://appshunter.io/ios/app/belt-save-by-not-spending/id1548636827 (this page in markdown: same URL + `.md`)
- Developer: [Federico Garcia-Lorca Hernandez](https://appshunter.io/developer/397614897)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $3.99)
- Age rating: 12+
- Requires: iOS 15.0 · 108 MB
- Languages: American English, French (France), German (Germany), Italian, European Spanish
- Released: 2021-01-22
- Data updated: 2026-09-05
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/belt-save-by-not-spending/id1548636827/reviews.md

## What is Belt?

Save for real—by stopping the spend that hurts your budget.

Belt isn’t just another expense notebook. Pick categories (coffee, delivery, shopping…), start a timed challenge, and watch estimated savings grow while you don’t spend.

WHY IT WORKS
• Abstinence savings: we estimate what you didn’t spend
• Clear challenges: 24h, 5 days, 1 week, 21 days, or infinite mode
• Motivation: achievements, 7-day challenges, mood journal

TRACK SPENDING WITHOUT FRICTION
• Log amount + category in seconds
• Siri & Apple Pay Shortcuts after you pay
• “Almost bought” for resisted purchases
• Merchant rules (Starbucks → Coffee, etc.)
• Monthly budgets and “Did you want to avoid this?” alerts

ALWAYS IN SIGHT
• Home & Lock Screen widgets
• Live Activity / Dynamic Island
• Apple Watch
• iCloud sync

PREMIUM: unlimited savings, infinite mode, advanced charts & export.

Start with 24 hours without delivery or coffee. Watch the total climb.

Belt—tighten your belt and save with less effort.

## Key features

- Set savings periods
- Track savings by category
- Dynamic Island and Live Activities support
- Calendar view for savings
- Apple Watch complications
- Personalization options
- Cloud sync across devices

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Subscription | $8.99 | per year |
| Monthly subscription | $1.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/belt-save-by-not-spending/id1548636827/reviews.md

### 5/5 — Very Important

*2024-09-17*

I am someone who is bad with money, so I purchase an app to help with saving money.

I have been anticipating an app like this for a while, speaking as somebody who also fasts to lose weight, so it is very on topic for my lifestyle.

I recommend this app highly.

## Frequently asked questions about Belt

### What is the main purpose of Belt?

Belt helps users reduce expenses by defining 'financial fast' periods where they commit to not making purchases in specific categories. It provides tools to track savings and stay motivated towards financial goals.

### How does Belt help users save money?

By allowing users to set specific savings periods and choose categories to avoid spending in, Belt makes it easier to consciously reduce expenses and calculate the amount saved. It offers unlimited savings periods and motivational features.

### What kind of tracking features does Belt offer?

Belt includes a calendar view to visualize savings days, dynamic Island and Live Activities support for real-time updates, and various charts to monitor savings progress. It also offers Apple Watch complications for on-the-go tracking.

### Can I personalize my experience with Belt?

Yes, Belt allows for personalization by letting you change the app icon and choose between counting up or down for your savings periods. You can also configure multiple widgets for easy timer control.

### Does Belt offer any motivational tools?

Belt includes notifications to encourage users, challenges to improve savings habits, and the ability to track daily mood to see how saving feels. You can also share prizes with friends to build a community of savers.

### How is my data handled in Belt?

All your financial data is synced to your private cloud and shared seamlessly across all your Apple devices, including iPhone, iPad, and Apple Watch. This ensures your progress is always up-to-date and accessible.

### What are the subscription options for Belt?

Belt offers a monthly subscription for $1.99 and an annual subscription for $8.99, which includes a 7-day free trial. These subscriptions unlock premium features and unlimited savings capabilities.

### Is Belt available on multiple Apple devices?

Yes, Belt is designed for an extended iPad experience and offers full compatibility with iPhone, iPad, and Apple Watch. Data syncs across all your devices for a consistent experience.

## Version history (last 5 releases)

### 2.39 — 2026-08-31

Better experience.

### 2.38 — 2026-03-19

Bug fixes

### 2.37 — 2026-03-16

Bug fixes.

### 2.36 — 2025-11-25

Bug fixes.

### 2.35 — 2025-09-14

Ready for glass.

## Apps similar to Belt

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| --- | --- | --- | --- |
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| [Let's Save: Private Budgeting](https://appshunter.io/ios/app/lets-save-private-budgeting/id1669437433) | 4.0 (4) | $2.99 | Finance |
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| [52 Week Money Saving Challenge](https://appshunter.io/ios/app/52-week-money-saving-challenge/id1422523462) | 4.8 (2,347) | Free | Finance |
| [Saving Together: Couple Goals](https://appshunter.io/ios/app/saving-together-couple-goals/id6748008570) | 4.0 (2) | Free | Finance |

## More apps by Federico Garcia-Lorca Hernandez

- [Salva Stickers](https://appshunter.io/ios/app/salva-stickers/id1156109470)
- [Salva – Price Tracker & Deals](https://appshunter.io/ios/app/salva-price-tracker-and-deals/id1156149609)
- [Imprify - AI Print Studio](https://appshunter.io/ios/app/imprify-ai-print-studio/id6746694976)
- [Hiko - Self-knowledge diary](https://appshunter.io/ios/app/hiko-self-knowledge-diary/id6749299152)
- [Game Corp: Idle clicker](https://appshunter.io/ios/app/game-corp-idle-clicker/id6751670925)

All apps by Federico Garcia-Lorca Hernandez: https://appshunter.io/developer/397614897

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*