# Bendigo Bank — The better big bank

> Secure and easy mobile banking for everyday transactions and account management. (iPhone/iPad app by Bendigo and Adelaide Bank Ltd.)

- Source: https://appshunter.io/ios/app/bendigo-bank/id482844929 (this page in markdown: same URL + `.md`)
- Developer: [Bendigo and Adelaide Bank Ltd](https://appshunter.io/developer/482844932)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 59 App Store ratings · 422 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.4 · 35 MB
- Languages: American English
- Released: 2018-02-01
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bendigo-bank/id482844929/reviews.md

## What is Bendigo Bank?

Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips.

Your everyday banking, sorted

• Check your balance at a glance without logging in.
• View your transaction history and download statements anytime.
• See merchant logos for clear and easy-to-understand transaction details.
• Instantly get a Proof of Account PDF when you need it.
• Create new EasySaver accounts and Term Deposits on the go.
• Approve multi-signature payments on the go directly from your phone.

Pay people & bills, fast

• Send money to anyone instantly with PayID and Osko.
• Set up recurring payments for regular bills.
• Pay your bills easily, and manage them with BPAY View.

Pay on the go with Apple Pay

• Add your card to Apple Wallet straight from the app.
• Start spending with Apple Pay even before your physical card arrives.
• Make secure mobile payments on the go.

Full card controls

• Activate your new card and use it immediately.
• Misplaced your card? Temporarily block it while you search.
• Instantly report a card lost or stolen, and we'll arrange a new one fast.
• Set spending blocks for categories like gambling or liquor transactions.
• Toggle your card controls on or off at your convenience.

Secure & verified activity

• Log in securely with Face ID, Touch ID, or a four-digit PIN.
• Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA).

Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.

## Key features

- Check balance without logging in
- View transaction history and download statements
- Instant PayID and Osko transfers
- Set up recurring payments and BPAY View
- Add cards to Apple Wallet for mobile payments
- Temporarily block or report lost/stolen cards
- Secure login with Face ID/Touch ID/PIN

## What do users think of Bendigo Bank?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use app
- 🚀 Straightforward and efficient
- 🔒 Good security features
- 💳 Ability to manage multiple accounts
- 🏦 Reliable and trustworthy bank

**Cons**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow app performance and long load times
- 🔒 Overly complex security measures
- 📱 Limited functionality compared to other banking apps
- 🔕 Lack of transaction notifications and alerts

**Commonly reported bugs**

- App freezing and crashing on login
- Security upgrades causing account lockouts
- Inability to access online banking on certain devices
- Unreliable app availability due to frequent maintenance

**Most requested features**

- Push notifications for transactions
- Advanced budgeting and savings tools
- Dark mode option
- Ability to use app on multiple devices
- Improved transaction details and categorization

## Recent user reviews (10 of 422)

All indexed reviews: https://appshunter.io/ios/app/bendigo-bank/id482844929/reviews.md

### 1/5 — Unreliable

*2026-08-28, version 4.20.20*

Worrying that the whole bank was down for a day.  Not good enough

### 1/5 — Update broke access due to authentication weirdness.

*2026-08-28, version 4.20.20*

Rubbish. Looking for a different trading account provider.

### 1/5 — Rubbish

*2026-08-27, version 4.20.20*

Absolute rubbish bank and app it’s always ALWAYS never working

### 1/5 — 2 crashes in 3 days

*2026-08-27, version 4.20.20*

We got caught out twice in 3 days! Can’t access our money or pay for fuel on the spot… considering changing bank

### 4/5 — Outdated

*2026-08-25, version 4.20.20*

The Bendigo Bank app feels seriously outdated compared with other banking apps.

While it’s simple and easy to navigate, it’s missing some pretty basic features that have become standard elsewhere. Most notably, there are no push notifications when money goes into or out of your account. Other banking apps can notify you instantly about every transaction, which is incredibly useful for keeping track of your finances and spotting anything unusual.

It would also be great to have an account activity/spending summary where you can select a time period and see where your money is going, including categories for different types of spending. Other banking apps have been doing this for years.

The app itself is easy enough to use, but the overall experience feels like it’s about five years behind the competition. Adding transaction notifications and a proper spending summary would make a huge difference. Push notifications, in particular, seem like a fairly straightforward feature to implement.

Hopefully Bendigo Bank gives the app a much-needed refresh soon, otherwise I might have to swap bank entirely because of the app interface.

### 1/5 — Unreliable app 21/8/26

*2026-08-21, version 4.20.19*

The app is completely unreliable. Won’t open, biometrics crash and is very slow.

### 5/5 — Excellent app

*2026-08-20, version 4.20.19*

This is a great app. I can do virtually everything related to banking I need to do wherever I am providing I have sufficient signal. Intuitive and simple to use.

### 4/5 — No warnings when fraud activity

*2026-08-20, version 4.20.19*

Hi, I only use this account for online purchases. As a result I’ve had a number of fraudulent activity which I have picked up and have had to cancel my card wait days and start all over again . I hear of other people saying how their bank picked up on fraudulent activity, put a hold on their account and rang the customer! Why can’t Bendigo bank do the same for me. Been with you many years!!! When I went into a bank once the teller had the nerve to tell me I must have pushed something I shouldn’t have ?? Not impressed.

### 5/5 — HGJ

*2026-08-19, version 4.20.19*

Awesome people to deal with, real people who want to help. 
Thanks Bendigo 👍

### 5/5 — Good

*2026-08-13, version 4.20.19*

Good

## Frequently asked questions about Bendigo Bank

### What can I do with the Bendigo Bank app?

The app allows you to manage your everyday banking securely and easily. You can check your balance at a glance, view transaction history, download statements, make instant payments with PayID and Osko, set up recurring payments, and manage your bills with BPAY View. It also provides full card controls and secure login options.

### How do I log in to the app?

You can log in securely using Face ID, Touch ID, or a four-digit PIN. The app also utilizes Multi-Factor Authentication (MFA) to verify critical actions like new logins, payments, and security changes, ensuring your account remains protected.

### Can I make payments with this app?

Yes, you can send money instantly to anyone using PayID and Osko. The app also allows you to set up recurring payments for regular bills and pay your bills easily with BPAY View. Additionally, you can add your card to Apple Wallet for secure mobile payments on the go.

### What card management features are available?

The app offers comprehensive card controls. You can activate new cards, temporarily block a misplaced card while you search, and instantly report a card as lost or stolen to arrange a replacement. You can also set spending blocks for specific categories like gambling or liquor.

### Is this app free to use?

The application itself is free to download and use. Standard banking transaction fees may still apply depending on your account type and the services you utilize.

## Version history (last 5 releases)

### 4.20.20 — 2026-08-24

We've made a few under-the-hood tweaks to keep everything running smoothly.

### 4.20.19 — 2026-08-10

We've made a few small improvements

### 4.20.18 — 2026-08-03

We've made a few small improvements

### 4.20.17 — 2026-07-13

We made some small improvements under the hood

### 4.20.16 — 2026-06-29

We've fixed a few bugs and made small improvements

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## More apps by Bendigo and Adelaide Bank Ltd

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All apps by Bendigo and Adelaide Bank Ltd: https://appshunter.io/developer/482844932

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*